Could Your Buyers Use A “Lift?”

Transcription

Vol.I, No. 8
www.renewssource.com
June 15, 2015
Could Your Buyers Use A “Lift?”
By Pat Farrell
PRSRT STD
U.S. Postage
PAID
San Antonio, Texas
Paid Permit #1590
As REALTORS® it is not uncommon
for us to take on buyers who really need to find
a home that will meet their needs for the years
to come, but these days it is also not uncommon to find that they will need some financial
assistance to accomplish that purchase. One of
the biggest drawbacks for potential buyers
seems to be having the amount of money on
hand that is necessary for a down payment
and/or closing costs, especially if they are
young, as they may not have had enough time
to save what will be required. That being the
case it is important for REALTORS® to be
aware of what incentive programs might be
available for down payment assistance so they
can adequately counsel their clients and direct
them to the sources for these funds.
In early 2012 the LIFT (“Let’s Invest
for Tomorrow”) program was launched as a
first-of-its-kind initiative to provide down payment assistance, education, local initiative
grants for organizations working toward neighborhood stabilization and as an access for
potential homebuyers to purchase properties
inside a selected city’s limits. This assistance is
currently available throughout many areas of
the United States where there are distinct programs that complement each other with the
common purpose of creating sustainable
homeownership while supporting neighborhood revitalization.
The HomeLIFTsm and the CityLIFT®
programs are a collaboration between Wells
Fargo Bank, N.A. and NeighborWorks®
America, an independent nonprofit organization; the NeighborhoodLIFT® program is a
collaboration between Wells Fargo Bank, N.A.,
Wells Fargo Foundation and NeighborWorks®
America or its affiliated local nonprofit organizations. Since its inception the impact of the
Wells Fargo LIFT programs has been significant as it is estimated that the total number of
families who have benefitted in a small sampling of cities helped (Atlanta, Houston, Las
Vegas, Los Angeles, Philadelphia and Phoenix)
adds up to 2,450 in those cities alone.
As was announced at an event held earlier this year, the NeighborhoodLIFT® program is now available in San Antonio through
cooperation between Wells Fargo, Alamo
Community Group and other approved
lenders. NeighborhoodLIFT® funds, the
amount of which may vary by market, are
offered as a five year forgivable loan for owneroccupied properties, and so long as the borrower remains in the home, the debt will be forgiven at a rate of 20% each year upon reaching
the anniversary date of closing and funding. If
the borrower does not reside in the home for the
full five years, the remaining amount of the
debt is not forgiven and will be due immediately.
Up to $15,000 is available to eligible
homebuyers to assist them with down payment
and closing or other costs that may be associated with the home purchase within the city’s
boundaries. As is a criterion in all areas, eligibility for any of the LIFT programs is based
upon the family’s total household earnings as
they relate to the Area Median Income (AMI)
adjusted for household size. So, for conforming
Conventional and VA loans the total household
earnings must be equal to or less than 120% of
the AMI but for FHA loans it can only equal
115% of the AMI. To use as a gauge, 120% of
the San Antonio AMI for a household of one is
$49,400 but for a family of eight increases to
$93,150. Wells Fargo team members along
with members of their immediate family are
not eligible for these funds and these funds may
not be used to purchase bank owned properties
that are managed by Wells Fargo’s Premier
Asset Services.
To be able to assist our buyers to take
advantage of the available programs we need to
know how to properly direct them. There is a
series of steps that must be followed to determine if your client is eligible for this assistance
under the NeighborhoodLIFT® program. As a
general guide for the program, which can vary
based on the individual’s circumstances, step
one is to see that they will indeed be preapproved for financing, either for a home for
which they have already contracted or to learn
just what is the price home for which they can
actually be preapproved. Next they must complete eight hours of HUD certified homebuyer
education that addresses, among other subjects,
financing a home and the responsibilities of
homeownership. This can be accomplished by
going
to
the
website:
www.AlamoCommunitygroup.org to learn
when the classes are being offered and to sign
up for them.
After that it is time to help them find the
home that will meet their needs and get them
into a purchase contract, making sure that clos-
ing is at least 60 days away so they will have
sufficient time to process both the mortgage
loan and the down payment assistance.
Assuming your buyer qualifies, according to
their household income as it relates to the AMI,
they will now need to make an appointment
with Alamo Community Group where they
submit their contract and their preapproval for
financing, along with any additional items that
may have been requested at the time they made
the appointment. Alamo Community Group
will then determine if your buyer qualifies for
this assistance and, if so, will handle administration of the down payment funds.
At this point a Wells Fargo Home
Mortgage Consultant or one of the other
approved lenders can work closely with your
client to complete the loan package by ordering
the appraisal, the title commitment, required
inspections, etc. In addition to Wells Fargo the
original list of locally approved lenders
includes: Bank of America, Bank of San
Antonio, Broadway Bank, Chase, BBVA
Compass Bank, Habitat for Humanity- San
Antonio, IBC Bank, Jefferson Bank, and Loan
Star National Bank, but since then others may
have been added.
So far there are still funds available
through the NeighborhoodLIFT® program so
that when you know about it you may be able
to help your clients get the assistance they
require. And if your client is also eligible for
another assistance program, it is possible that
both programs may be applied. You might also
further investigate different programs such as
My First Texas Home Assisted Funds where
the amount of assistance varies and may, for
example, apply to 5% of the loan amount up to
$8,000 or in the case of a refinance assist with
closing costs up to $3,500. I would suggest that
your favorite lender could also direct your
client to other sources or forms of assistance.
Just ask!
2
REAL ESTATE NEWS SOURCE
June 15, 2015
REAL ESTATE NEWSSOURCE
A PUBLICATION OF PUGS PUBLISHING LLC
Publisher/President.....Courtney Smith
Sales & Marketing .............Candi Meyer
Cell - 557-8722
Editorial Service ..C Carver Consulting
Contributing Writers: ......Cathey Meyer
..................................................Pat Farrell
Columnists.....................Susie Sheffield
......................................Mary Ann Jeffers
Stephanie McDowell, BSL Real Estate reads the
NewsSource during her birthday celebration at Surfside
Beach, TX.
(210) 508-0888
Courtney Smith, NewsSource checks out the
latest edition while in Puerto Vallarta.
Reading
NewsSource
Reading NewsSource in Maui
– Debbie and John Craig,
Key Realty, Mike Meyer,
Stewart Title and Candi
Meyer, NewsSource.
Real Estate NewsSource is not responsible for the opinions or facts
expressed by non-staff writers or for errors and any byproducts in
advertising or editorial copy.
REALTOR® is a registered trademark. The word REALTOR® sometimes appears in this paper without the registered trademark symbol
(®), for the purpose of saving space. Wherever the word REALTOR
appears in this space, the registered trademark should be assumed.
We welcome submissions of photos, press
releases or articles.
Send to:
Real Estate NewsSource
10004 Wurzbach Road, #288
San Antonio, Texas 78230
E-MAIL: editor@renewssource.com
Please include a self-addressed
stamped envelope if material is to be returned.
June 15, 2015
By Susie Sheffield
President, Women’s Council of REALTORS
Leadership
What is leadership? Defining
leadership is not as simple as reciting
a definition from a dictionary.
Leadership is an intangible quality
that really cannot be taught. It is
more than something that a person
does; it is more of what that person
possesses.
The formal definition of leadership is the “process of social influence
in which a person can enlist the support and aid of others in the accomplishment of a common task” and “the
action of leading an organization or a
group of people.”
The definition of leadership is
more than a title or position. It is the
ability to identify with those for
whom the leader is responsible.
Leadership is getting up from behind
the desk and walking around.
Leadership is having a vision and
being able to communicate it.
Members of the Governing
Board traveled to Washington D.C for
the WCR/NAR Legislative meetings
where we were surrounded by the
leaders of our industry. Attending the
event confirmed what the mission of
WCR is, “We are a network of successful REALTORS® advancing
women as professionals and leaders in
business, the industry and the communities we serve.” Our members are
sought after for their perspective and
contribution at the local, state and
national association levels. We are
sought after by other organizations as
a source of leadership development
and the businesswoman’s perspective.
What does the current Chairman of
SABOR, Immediate Past Chairman of
SABOR have in common? They are
both past Presidents of WCR. The
Chair-Elect is an active member of
our chapter as well. So instead of asking you why should I be a member of
WCR ask yourself what am I waiting
for.
If you missed the luncheon this
month, you missed the talented Adrian
Galvan, with Designology. Adrian has
been practicing interior design since
2008. He completed the St. Mary’s
University design program and is an
allied member of the American
Society of Interior Designers (ASID),
and the National Kitchen and Bath
Association (NKBA). He participates
in several networking organizations
such
as
Business
Networking
International (BNI), and is an
acclaimed speaker within the industry.
With his previous degree in
Communications from the University
of Texas at San Antonio, Adrian
proves that he his personable, creative, and passionate about what he
does. He explained at times it may be
easier for the REALTOR® to take a
3
step back and hire a professional to
assist in staging the home. The
Professional will have the difficult
conversations with the Seller that you
as the REALTOR® may not.
Our Community outreach is
working on a fundraiser in July benefitting Operation K-9. Watch your
emails for details. We are also preparing to travel to Dallas in September to
attend the WCR/TAR Mid-Year
Meeting. At this time the Texas
Chapter WCR will elect the
Governing Board. We are thrilled to
announce our very own Sheila Moran
has been slated as Secretary.
We are so proud of all of
Sheila’s accomplishments!
Lee Hairston, David
Weekley Homes and
Stephen Hunter,
Coldwell Banker
D’Ann Harper
Realtors, have a
great time at the
Shavano Highlands
grand opening.
4
June 15, 2015
Champions Career Fair
Monica Neeley and Victoria Subia, both
Champions School of Real Estate.
Rich Rupp and Frankee Chapa, both RE/MAX
North.
Julie Connor, Allen Rozzi, Julie Gezella and Ralph Thompson, all Coldwell
Banker D’Ann Harper Realtors.
Tammara Alarcon and Abel Gonzales, both Full
Spectrum Realty.
Summer Gribble, Al Kiris and Michelle Haag, all Reliance Residential
Realty.
Colleen
Sherwood and
Amanda
Tankersly, both
Century 21
Northside.
Diana Briseno and
Allen Lu, both
Carter TX Realty.
Carolyn Rhodes,
BH&GRE Bradfield
Properties with
husband Greg.
Terry Graff,
Weichert Realtors
Select.
June 15, 2015
5
6
June 15, 2015
Sitterle Open House at Balcones Creek
Kelly Maizel, PT50
and John Peche,
Coldwell Banker
D’Ann Harper
Realtors.
Rich Rupp,
RE/MAX North
and Paul Cooper,
Sitterle Homes.
Brenda Davila, Keller Williams City View, Darlene Thomas, Home Locators
& Management and Patty Jones, Sitterle Homes.
Paul Cooper,
Sitterle Homes
and James Lee,
Coldwell Banker
D’Ann Harper
Realtors.
Rose Arredondo
and Lisa Stanley,
both Coldwell
Banker D’Ann
Harper Realtors.
Paul Cooper, Sitterle Homes with Gretchen Damore and Denise
Carswell, both Axis Group.
John Neeley,
Champions
School of Real
Estate. and Frank
Eldridge, Instructor
at Champions
School of Real
Estate.
June 15, 2015
Industry Sound Off
By Keith Gideon,
Professional Development Director
It’s Not Easy Being Green
Kermit the Frog said it first.
Many REALTORS® are asking now,
“Why should I be green?”
In May of 2014 a poll commissioned by the Clinton Global Initiative
and Microsoft and provided exclusively
to MSNBC found that 66 percent of
Millennials say there is “solid evidence”
the earth is getting warmer, and 75 percent of those respondents say human
activity is responsible for it. Millennials
say they are more focused on the environment than their parents’ generation,
76 percent to 24 percent, according to
the poll. This poll, then, would indicate
the home buyers coming up in the market are going to be more concerned about
environmental issues than past home
buyers.
Environmental concerns are not
just for Millennials. In April of 2013, the
results of a survey of 6,429 adult respondents accomplished by the DDB Life
Style Study, the nation’s longest running
and largest longitudinal study of attitudes and behaviors, found that Baby
Boomers were actually more likely than
Millennials to say they make a strong
effort to recycle everything they possibly
can. They continue to say they make a
strong effort to separate the recyclables
from the rest of the trash and they make
a strong effort to use reusable grocery
bags as much as possible. The survey
continued to reveal that Millennials are
significantly more likely than Boomers
to say they use a refillable water bottle
when they drink water outside of the
home and that they are more likely to
own a hybrid car or electric car.
As you can see, concerns about
the environment cross generations, and
REALTORS® need to be ready to provide the environmental information
desired to meet the needs and wants of
the new homebuyer.
In the Fall of 2015, the Real Estate
School at the San Antonio Board of
REALTORS® is planning to offer the
three courses that will lead to the Green
designation. Keep an eye on the calendar and be ready to sharpen your skills.
7
8
June 15, 2015
Shavano Highlands Grand Opening
Marty and Don Reep, both Home Team of America with Jami Carr, Denton
Communities.
Bruce Balfor, RE/MAX Associates and Heather
Hart, Keller Williams Legacy.
Lauren Hernandez and Amy Allen, both BH&GRE Bradfield Properties
with Lynn Bradshaw, Frontier Title.
Erin Harrington and Jennifer LaFleur, both David
Weekley Homes.
James Rodgers,
RE/MAX North and
Tony Tylman,
Supreme Lending.
Victor Yong, Home Team of America and Jeff
Japhet, Japhet Builders, pose with Audrey
Hepburn.
Wayne Moravites
and Larry Allen,
both Monticello
Homes.
June 15, 2015
9
10
June 15, 2015
2nd Annual Texas Expo For Real Estate Investors
Red McCombs, Keynote Speaker and
Victor Maas, Alamo Realty, Atty.
Carl Bishop, RE/MAX Patriot.
Pat Hayes, Zars & Rodgers, Realtors.
George Nasr and
Ralph Gonzalez
both of ICON Realty.
Guest Speakers pitch their subject.
Lacy Padilla and
James Espinar
both KB Home.
Sophear Wilson, Capital Title.
Marty Hutcheson,
Broadwalk Real
Property
Managment
June 15, 2015
Diane Craig and
Paula Walker, both
RE/MAX Associates
at the Johnson
Ranch Grand
opening.
Candy Williams,
Bay Equity and
Sharon Zaiontz,
RE/MAX River
Cities.
Sonia Flores, Kimberly Howell Properties dancing up a storm with husband Rick at the annual awards banquet.
11
12
June 15, 2015
VAREP Stars and Stripes Golf Tournament at Ft. Sam
Rhonda Rowell,
Icon Realty and
Art Ramirez,
Starkey
Mortgage.
Derrell Skillman, Keller Williams Legacy, Jeff Mayer, John Totin and Ivan
Melchor, BBVA Compass.
Geneva Balch,
Fischer Mann
Realty.
Julio Rivera, Oasis
Company Realtors
and Ruben Pena
T. C. Austin Realty.
The Scores
Katy Morris, Keller
Williams and Pat
Farrell, Slater
Realtors.
June 15, 2015
13
14
June 15, 2015
David Weekley Event at Paesano’s
Erin Harrington
and Jennifer
LaFleur, both
David Weekley
Homes.
Rebecca
Valeriano and
Diane Brooks,
both David
Weekley Homes.
Porcha Cooper
and Maria
Cervantes, both
eProperty Realty.
Cynthia Acosta, Keller Williams City View, Raul Vergara, Premier Realty
Group and Darlene Thomas, Home Locators & Management.
Gary Runner and
Jake Wise, both
David Weekley
Homes.
Guest, Karen Moran, Eric Runge, David Weekley Homes and Weedge
Henderson, Home Team of America.
Mary Allen
Robbins and
Eileen Willis, both
Keller Williams
Legacy, Victor
Yong, Home Team
of America and
Alma Lopez, Keller
Williams Legacy.
June 15, 2015
NARPM
By Kerrick Hutchison
NARPM President
Stop Being “Busy” Part Two
When I decided to make a
drastic change in my life,
t h e s e w e re s o m e o f t h e t a s k s
that became very important to
me:
Av o i d s t re s s – w h e n y o u
feel it build up, stop what
y o u ’ re d o i n g , d i s c o n n e c t f ro m
e m a i l , p h o n e , e t c . a n d re l a x .
Nothing is worth being
s t re s s e d o v e r, y e t w e a l l l e t i t
get the best of us. Find somet h i n g t h a t re l a x e s y o u , m e d i tate, go for a walk, but do
s o m e t h i n g t o re l e a s e t h e t e n s i o n b e f o re re t u r n i n g t o w o r k .
S t re s s i s n ’ t h e a l t h y a n d m a y
harm you if you keep working
with it.
M y c a rd i o l o g i s t re m i n d e d
m e t o e x e rc i s e a n d s t a y a w a y
f ro m c a ff e i n e a n d t o n o t d r i n k
t o o m u c h a l c o h o l . Ye t t h e s e a re
the vices we turn to when
s t re s s e d – c o ff e e b e c a u s e w e
didn’t sleep well and alcoholic
d r i n k s a t t h e e n d o f a s t re s s f u l
day or maybe snacking away
w h i l e s i t t i n g i n f ro n t o f t h e
T V. S t a y a w a y f ro m t h e s e v i c e s
or you’ve got yourself a ticket
to a heart attack.
Own your time and priori t i z e i t b e f o re s o m e o n e e l s e
does. I did this by disciplining
myself to not check email
b e f o re 8 A M o r a f t e r 5 P M .
When I first wake up I try to
re a d a b o o k f o r a n h o u r o r s o .
This helps me set my mental
state for the day and allows
me take in valuable, high-quali t y i n f o r m a t i o n b e f o re d e a l i n g
with low-quality information
like emails, etc. I also schedule
b re a k t i m e s t h ro u g h o u t t h e
d a y t o w a l k , re a d , ru n e r r a n d s
o r t a k e a n a p . Yo u r b r a i n
n e e d s t h i s re s t a s p ro d u c t i v i t y
d w i n d l e s a s t h e d a y p ro g re s s e s . T h i s h e l p s m e re b o o t s o
w h e n I re t u r n t o w o r k I a m
f re s h a n d m o re p ro d u c t i v e .
Set Boundaries – In early
Welcome to the team
Rick Orozco, Regional Sales Manager, Cell: 210-232-2440
NMLS# 303906, Rolonda Pierce, LO, NMLS# 1018730,
Benita Mott Admin Asst, Tim Schmit LO, NMLS# 1090011,
Aileen Arriaga, LO, NMLS# 1159479, Yvonne Godina,
LO, NMLS# 312632, Cynthia Coates, LO, NMLS# 233291,
Ginger Guerrero Admin Assistant,
Lynn Lomoe, Processor, Kim House, Processor
and Shirley Linares, Processor.
2 0 1 4 I g o t s o s t re s s e d t h a t I
re a l i z e d I n e e d e d t o c h a n g e
the way I ran my life. Those
changes included implementing those things I mentioned
above and also making things
m o re c o n v e n i e n t f o r m e , n o t
others. I’ve done this a few
ways: (1) I tell tenants/owne r s / c o n t r a c t o r s u p - f ro n t t h a t I
w i l l re g u l a r l y c o m m u n i c a t e
with them via email or text
and that unless it is an issue
w h i c h re q u i re s t a l k i n g o n t h e
p h o n e I w i l l r a re l y d o i t . ( 2 ) I
use automated scripts wheneve r p o s s i b l e . T h e s e a re p re s e t
e m a i l re s p o n s e s t h a t I s e n d t o
p ro s p e c t i v e t e n a n t s , w h i c h
saves me time and usually
answers their questions. It also
helps me determine when
i s s u e s a re s e r i o u s . A n d ( 3 )
While we think our business
n e e d s t o b e ru n n i n g 2 4 / 7 i t
re a l l y d o e s n ’ t . I u s e e m a i l a u t o
re s p o n s e w h i c h h e l p s m e m a n age my time and my inbox by
letting the sender know that
t h e i r e m a i l w a s re c e i v e d s i n c e
t h e re p l y i s i m m e d i a t e a n d
that I check my mail four
t i m e s a d a y, w h e n t h o s e t i m e s
a re a n d t h a t I w i l l re s p o n d
fully when I next check. The
m e s s a g e a l s o p ro v i d e s a l i n k
t o t h e FA Q s c o n t a i n e d o n t h e
w e b s i t e w h e re a n a n s w e r t o
their question may be found
15
and it advises them that if it is
a t ru e e m e rg e n c y t o s e n d a
t e x t f o r a q u i c k e r re s p o n s e .
T h e a u t o re s p o n s e s e t s
boundaries with owners/tenants/vendors and helps me
c o n t ro l m y e m a i l l i f e . A l l
e m a i l s g e t a n s w e re d a s q u i c k l y
as possible within my defined
check times and I end my day
w i t h z e ro e m a i l s i n m y i n b o x .
T h i s f o rc e s m e t o b e e ff i c i e n t
a n d p ro d u c t i v e w i t h t h e t i m e I
do spend in the inbox. If you
a re i n t e re s t e d i n s e e i n g t h e
a u t o re s p o n s e , s e n d a n e m a i l
t o k e r r i c k @ a l d e r s o n p ro p e r t i e s . c o m a n d y o u w i l l re c e i v e
it.
I n c o n c l u s i o n , t h e s e a re
some of the ways I’ve
i n c re a s e d m y p ro d u c t i v i t y,
e ff i c i e n c y a n d c o n c e n t r a t i o n .
Also, I now live a happier life
because I have switched my
priorities. But this happiness
h a s a l s o c o m e a s a re s u l t o f
making our business functions
m o re e ff i c i e n t , e s t a b l i s h i n g
boundaries in how often I
communicate and prioritizing
my time to benefit my goals
a n d a m b i t i o n s . “ Ti m e i s t h e
coin of your life. It is the only
coin you have, and only you
can determine how it will be
s p e n t . B e c a re f u l l e s t y o u l e t
other people spend it for you.”
C a r l S a n d b u rg .
(l-r) Shirley Linares Processor, Rick Orozco- Regional Sales ManagerNMLS# 303906, David Leavitt, Loan Officer, NMLS# 198077, Aileen Arriaga, Loan Officer,
NMLS# 1159479, Yvonne Godina, NMLS #312632, Stella Aguilar, Loan Assistant,
Leti Icmat, Loan Officer, NMLS# 902318, Megan Cloud, Loan Officer, NMLS# 774331,
Kimberly House, Processor, Misshelle Jennings, Loan Officer, NMLS# 868802,
Erika Saldana, Loan Officer, NMLS# 690432, Tim Shmit, Loan Officer, NMLS# 1090011,
Ramsey Hamood, Loan Officer, NMLS# 216092.
(Not pictured: Carlos Velez-, Loan Officer, NMLS# 409864 and Lynn Lomoe- Processor)
16
June 15, 2015
Marty Chrisman,
Limestone Country
Properties and
Carol Ann Colette,
C4 Realty at the
Hill Country WCR
luncheon.
Molly Harvey and
Jeanne Koplin,
both ERA Colonial
visit Johnson
Ranch for the
Grand Opening.
Shabab Mohseni and Tori Streff, both Burdick Custom Homes visit a newly
poured slab for a new Burdick Custom Home homeowner.
Isaac Mahone, Trinity Title with Pam Smartt, and Paula Durocher, both
Keller Williams Heritage.
Claudia McShane,
Joyce Klein Realtors
and Kim Compton,
Reliance Residential
Realty at the
Fronterra Open
House.
Congratulations
Denise Smith,
Providence Title
who was named
LLS 2015 woman
of the year! with
Ken Schlaudt,
fiancé!
Joyce Orts,
NewsSource and
John Kuntz, III,
Reliance Residential
Realty visiting
Shavano Highlands
during the Grand
Opening.
Mike Stevens with
Molly Harvey, ERA
Colonial at the
Champions Career
Fair.
June 15, 2015
17
18
Jul 1
Jul 2
Jul 3
Jul 4
Jul 5
Jul 6
Jul 7
Jul 8
Jul 9
Norma Taylor ..................Keller Williams Legacy
Leigh Munk ....................RE/MAX Preferred
Bonnie Wilson ................RE/MAX Associates
Debra Baker ..................Keller Williams Legacy
Patricia Israel..................Kimberly Howell Properties
Arthur Adams ................Coldwell Banker D’Ann Harper
Lysa Hamer ....................Brass Ring Properties
Marcus Jones ................RE/MAX Corridor
Gini Newton....................RE/MAX Northeast
Brenda Malcolm ..............Coldwell Banker D’Ann Harper
R.J. Reyes......................Keller Williams Heritage
Niki Diamond- Jones ......Coldwell Banker D’Ann Harper
Lyle Jackson ..................RE/MAX Associates
Carolyn Hernandez ..........BHHS Pen Fed Realty
Steve Bennett ................Coldwell Banker D’Ann Harper
Annette Brown................Coldwell Banker D’Ann Harper
Misty Wood ....................Keller Williams City View
Yvonne Kall ....................RE/MAX Preferred
Wiley Cloud ....................Texas Hill Country Realty
Jakey Weilbacher ............Kuper Sotheby’s International
Stephanie Kelley ............Keller Williams Legacy
Lisa Reyna......................SWBC Mortgage
Janie Thelen ..................RE/MAX Associates
Robert Collins ................Cypress Wind Real Estate
Jim Concannon ..............ERA Troy Realtors
Art Martinez ..................Texas Land 4 You
Kathleen Nelson..............Keller Williams Legacy
Rose Garcia....................Home Team of America
Rick Ocampo..................JB Goodwin Realtors
Kent Ransdell ................Keller Williams Legacy
Elie Rosen ......................Coldwell Banker D’Ann Harper
James Gonzales..............Sterling Real Estate Services
Donna Tardy ..................Stewart Title
Ted York ........................Coldwell Banker D’Ann Harper
Debbie Cervantes............Century 21 Scott Myers
Jason Johnson ..............RE/MAX Preferred
Bertha Soraiz..................Truman & Saenz Realty
Lea Rongey ....................JB Goodwin Realtors
Esteban Garza ................JB Goodwin Realtors
Mini Varghese ................BHHS PenFed Realty
Loretta Baeza ................Slater Realtors
Bernie Bradfield ..............Reliance Residential Realty
Gary Masters ..................JB Goodwin Realtors
Thomas Pesek ................Realty Executives SA
Charles Jeffers III............DH Realty Partners
Suzie Harz ......................SWBC Mortgage
Kevin Fenno....................Home Team of America
Barbara Ayala ................Keller Williams City View
Judy Crawford ................Kuper Sotheby’s International
Dorothy Ybarra ..............Century 21 Scott Myers
Dave Munro ....................RE/MAX Preferred
April Frazee ....................Coldwell Banker D’Ann Harper
Jul 10
Jul 11
Jul 12
Jul 13
Jul 14
Jul 15
Jul 16
Jul 17
Jul 18
Jul 19
Jul 20
Jul 21
June 15, 2015
Bruce Osborne................JB Goodwin Realtors
Bill Trodlier ....................Keller Williams City View
Gayle Spillman................SWBC Mortgage
Phyllis Teer ....................RE/MAX Associates
Terri Kruse......................RE/MAX North
Sara McCaffrey ..............Keller Williams City View
Denver Lambuth ............Home Team of America
George Julian..................RE/MAX Preferred
Susan Gross ..................Phyllis Browning Company
Monette Kroeger ............Phyllis Browning Company
Kathleen Brown ..............Realty Executives Alamo
Steve Short ....................Glenn Clarke Realty
Laura Wing ....................RE/MAX Associates
Rick Acosta....................RE/MAX Associates Boerne
Michelle Perez ................Realty Executives SA
Reno Puente ..................Texas Elite Realty
Jennifer Duaine ..............American Home Shield
Linda Hinds ....................Stewart Title
Michelle Perez ................Realty Executives SA
Alberto Hernandez ..........JB Goodwin Realtors
Jeremy Tackett ..............Coldwell Banker D’Ann Harper
Hank Macias ..................Trinity Title
Darryl Clinton ................3 D Realty & Property Mgt.
Kelly Potter-Hovda ..........The Horn Company
Glen Hoffman ................BHGRE Bradfield Properties
Edward Greene................BHHS Don Johnson Realtors
Marlene Gray ..................Phyllis Browning Company
James Rodgers ..............RE/MAX North
Dianne Garibay ..............Keller Williams City View
Kathy Ripps....................Kuper Sotheby’s International
Pepa Thomas..................RE/MAX North
Pat Busby ......................Coldwell Banker D’Ann Harper
Parisa Sanchez ..............Coldwell Banker D’Ann Harper
June Baker ....................Coldwell Banker D’Ann Harper
Daniel Castillo ................Coldwell Banker D’Ann Harper
Andre Dade ....................Coldwell Banker D’Ann Harper
Leonard Ermis ................JB Goodwin Realtors
Joel "Jerry" Porras ........Keller Williams City View
Shelly Jeffries ................Phyllis Browning Company
Kate Crone ....................Phyllis Browning Company
Jerry Allen......................RE/MAX Associates
Kara Sagebiel ................JB Goodwin Realtors
Sharon O'Mullan ............Stewart Title
Tammy Powell ................Coldwell Banker D’Ann Harper
Van Stewart....................SWBC Mortgage
Lynnette Boyd ................JB Goodwin Realtors
Manuel Ibarra..................Northwest Real Estate
Nick Zapiain ..................Home Team of America
Elaine Sevier ..................JB Goodwin Realtors
Sheryl Sepulveda ............Keller Williams Legacy
Reagan Greer..................JB Goodwin Realtors
Lisa Bates ......................Limestone Country Prop.
Donna Fremin ................Century 21 Scott Myers
Providing Borrowers
With Excellent Service!
Lise de Leon
Sr. Loan Officer, NMLS# 338436
Office: (210) 878-4909 - Direct: (210) 240-2954
FAX: (210) 569-6532
Jul 22
Jul 23
Jul 24
Jul 25
Jul 26
Jul 27
Jul 28
Jul 29
Jul 30
Jul 31
Brenda Johnston ............Phyllis Browning Company
Judy Finger-Lebow..........Chapa & Fuller Realty
Michael Daniels ..............King Realtors
Rita Stanley....................Town & Country Real Estate
Mike Daniell....................Century 21 Scott Myers
J.C. Rubiola....................Rubiola Realty
Faith Palacios ................SABOR
Yolanda Dominguez ........Coldwell Banker D’Ann Harper
Claudia Escobedo............Keller Williams City View
Darla Holmes..................Rubiola Realty
Toni Smart ....................Smart Group Realtors
Miranda Quiroga ............Stewart Title
Rick Jorgensen ..............Kimberly Howell Properties
Judy Dunlap ..................Phyllis Browning Company
Frank Bailey ..................Keller Williams Heritage
Tamara Trout ..................RE/MAX Realty Advantage
Janet Heydenreich ..........Phyllis Browning Company
Cathy Cole......................RE/MAX North
Emily Swope ..................Coldwell Banker D’Ann Harper
Roland Gonzales ............TPC Parkway Realty
Cheryl Altwein ................Coldwell Banker D’Ann Harper
Roger Bippert ................Coldwell Banker D’Ann Harper
Valerie Ricketts ..............Stewart Title
Matt Troy........................ERA Troy Realtors
Linda Berban ..................SABOR
Carol Levandoski ............SABOR
Pat Howell ......................Phyllis Browning Company
Cheryl Julian ..................RE/MAX Preferred
Jene Rand ......................Coldwell Banker D’Ann Harper
Laura Whitehead ............Landmark Realty
Delaine Gaston ..............House San Antonio Real Estate
Linda Stevens ................Linda Stevens
Mary Ann Sisneros..........Home Team of America
Jeffrey Bradley................Home Team of America
Bill Shannon ..................Sawyer Real Estate Group
Barbara Kressin ..............Coldwell Banker D’Ann Harper
Jorge Basabe..................Coldwell Banker D’Ann Harper
Betty Herring ..................JB Goodwin Realtors
Arnold Rodriguez ............Premier Properties
Steve Rand ....................Coldwell Banker D’Ann Harper
Kelly Spicer ....................Premier Realty Group
Jacque Klatt ..................Compass Real Estate Group
David Gullo ....................Home Team of America
Alison Heft ....................Coldwell Banker D’Ann Harper
Fran Stankovich..............Century 21 Folks Realty
Kimberly Christenson ......SWBC Mortgage
Terry Noveroske..............RE/MAX North
Gracie Miranda................Campos Custom Realty
Shannon Dossett ............Providence Title
Donniece Tollett ..............Home Team of America
Adrian Moreno ................RE/MAX Corridor
Becky Hicks ..................Trinity Title
June 15, 2015
Summer Quinoa Salad
Ingredients:
1 cup quinoa
2 cups water
1/4 cup extra virgin olive oil
2 limes, juiced
2 teaspoons ground cumin
1 teaspoon salt
1/2 teaspoon red pepper flakes
1 1/2 cups halved cherry tomatoes
1 (15 ounce can black beans, drained and rinsed)
5 green onions, finely chopped
1/4 cup chopped fresh cilantro
Salt and pepper to taste
Sharon Immel, Keller Williams Heritage, Mike Higgins, Monticello Homes,
and Corinne, guest, at the Shavano Highlands grand opening.
Directions:
Bring quinoa and water to a boil in a saucepan. Reduce heat to medium low,
cover and simmer until quinoa is tender and water has been absorbed, 10 to
15 minutes. Set aside to cool.
Whisk olive oil, lime juice, cumin, 1 teaspoon salt and red pepper flakes
together in a bowl.
Combine quinoa, tomatoes, black beans and green onions together in a bowl.
Pour dressing over quinoa mixture, toss to coat. Stir in cilantro; season with
salt and pepper. Serve immediately to chill in refrigerator. Enjoy!
Note: Can add cooked chicken for a protein packed meal. Enjoy!
Candi Meyer
Real Estate NewsSource
Sales & Marketing
210-508-0888 • 210-557-8722
19
20
June 15, 2015
Norma Ponce
and Paula
Grigsby, both TAP
FCU attend the
TAMBA Meeting.
Laddie Denton and Kathy Kich, both Denton Homes at Shavano
Highlands Grand Opening.
Marcela Muzza
with Amy Clifton,
Keller Williams City
View at the
Champions
Career Fair.
Kima Light and Laura Gordon, both RE/MAX Corridor at David
Weekley Homes Crossvine Grand Opening.
June 15, 2015
21
22
June 15, 2015
Bertha Wicker
and Tony
Hernandez, ERA
Colonial, John
Kuntz, III,
Reliance
Residential Realty
and Jozannah
Quintanilla, ERA
Colonial at the
Kinder Ranch
Spring Tour.
Amber Sahadi, Phyllis Browning Company previewing the Burdick
Custom Homes Model in Huntington with Tori Streff, Burdick Custom
Homes.
Anna Hernandez,
Lifetime Real
Estate and Jenny
De La Rosa, Realty
Executives Access
(Mom &
Daughter).
June 15, 2015
Jeanne Koplan and
Charlene Busch,
both ERA Colonial
at M/I Homes in
Rhine Valley.
J.R. Troy and Willy
Peniche, both ERA
Troy at Champions
Career fair.
Joe Skye, RE/MAX Associates, Anise El Hayani, Key Renter Property management and Greg Asvestas, Broker on the SABOR Realtor Bus Tour.
Chris Thomas and
James Smart, both
Smart Group
Realtors take time
out to smile for the
camera.
23
24
June 15, 2015
Alberto Hernandez
and Erin Cestero,
both JB Goodwin
at the Champions
Career Fair.
Erin West, Leslie West and Kari Kilday, all Keller Williams Heritage at the
Grand Opening of Shavano Highlands.
Joseph Caldari
and Laurie
Yochum, both
Monticello Home,
pose with Elvis at
the Grand
Opening of
Shavano
Highlands.
Paige Japhet and Kimberly Kiker, both with Japhet Builders, at
the Shavano Highlands Grand Opening.
June 15, 2015
McNair Custom Homes is a
local company owned by John McNair,
a native Texan who has been in the
home building business for 37 years.
He began building in the San Antonio
area in 1998 and today remains as
committed to providing exceptional
homes of outstanding value for his
homebuyers as he was when he first
opened the company’s doors. As the
Managing Member, John oversees all
aspects of the company’s operations
while his brother Michael is responsible for all construction related functions including customer satisfaction
and overseeing superintendents, suppliers and subcontractors. Brother
George, 2014 GSABA President, handles all marketing and technical
aspects of the business, including the
website, obtains all permits, spearheads the Build on Your Lot program
and is active in the REALTOR® community.
McNair Custom Homes builds in
the North and North Central parts of
San Antonio in what many consider to
be the most desirable areas of the city
as they offer a combination of country
living with close access to shopping,
entertainment and dining. Buyers are
sure to find a McNair Custom Home
that suits their lifestyle since they
range from low-maintenance garden
homes to luxury homes in gated communities or on world-class golf courses. And for buyers who already have
their own property, McNair will build
a custom home for them through their
‘Build on Your Lot’ program. They
currently have eight homes under construction in Sonterra, Sonoma Ranch,
Iron Horse Canyon, The Dominion,
The Canyons at Scenic Loop and
Menger Springs through this very successful program.
Communities where McNair
Custom Homes is now building
A True Texas
Tradition...
211 N. Loop 1604 E Suite #125
San Antonio, Texas 78232
(210) 490-3222
www.dhititle.com
W E D ON ’ T M AKE E XCUSES , W E M AKE I T H APPEN !
include Andalucia in the Dominion
along IH 10, The Gardens of
Greystone off Blanco Road, and in
Hidden Canyon in Stone Oak. Many of
these areas showcase a McNair model
home where the exceptional features
included in the home are standard and
found in all McNair Custom Homes.
Andalucia is located in the
Dominion, one of San Antonio’s most
prestigious neighborhoods. McNair
currently has five Mediterranean style,
two-story, five bedroom homes either
completed or nearing the completion
stage. These luxurious homes range in
size, from 4884 sq. ft. to 5466 sq. ft.
and in price, from $850,000 to
$910,000. Entrances to the Dominion
are guard gated and 24 hour on-site
security patrol is provided. Residents
there have access to the Country Club
that boasts a world-class golf course,
an aquatic center and tennis courts.
The Gardens of Greystone originally had 43 home sites on which to
build but there are now only two left.
Three McNair homes are near completion and will be available soon in this
gated, garden home community. They
include one-story Mediterranean style
homes ranging from 2412 sq. ft. to
2700 sq. ft. with prices starting in the
mid $400,000s. The Gardens back up
to Greystone Estates and like other far
north side neighborhoods is convenient to medical facilities, shopping,
recreation and fine dining venues.
McNair’s newest project is in
Hidden Canyon which is one of the
25
last properties to be developed in the
north central Stone Oak area. This
diverse community seems to have
something for everyone as it is comprised of The Villas which accommodate garden homes, The Estates for
larger homes on half-acre lots and The
Preserve with one to two acre tracts
that allow for a roomier lot, close to
the city. Two of the McNair one-story
garden homes in The Villas begin at
2682 sq. ft. and a price of $525,000
while the two two-story homes in the
Estates start at 4660 sq. ft. and a price
of $810,000. Here the amenities will
include gated security and many recreational and sports facilities for the
homeowners.
So, REALTORS®, if you have
not yet done so, it is time for you to
experience the quality workmanship,
generous allowances and superb care
afforded McNair Custom Homes’ customers so you too can receive the
‘thanks’ from your clients for introducing them to this builder. The
McNair Custom Homes office is located at 21252 Gathering Oak, Suite 200
and they can be contacted at (210)
408-6511. To check out which homes
are still available and in which community visit the website at:
http://mcnaircustomhomes.com/. And
as John McNair has noted: "Building
Homes - Building Relationships" is
more than a marketing motto -- it's the
reality behind the success of McNair
Custom Homes wherever you find a
McNair new home community!
26
June 15, 2015
Sitterle Homes Offers Final Stone
Oak Homes
Home buyers interested in
the popular Stone Oak area have
just a handful of opportunities to
purchase a new Sitterle home.
The San Antonio-based
builder has only three homes and
four homesites available in San
Miguel at Canyon Springs. This
amenity-rich development is located north of Loop 1604 near Stone
Oak’s rapidly growing medical
community and the Canyon Springs
Golf Club.
Ready now in the community is the 1.5-story Arezzo design at
24515 Via Positano. The home features three bedrooms and two baths
within an open, 2,879-square-foot
design. A covered loggia extends
the entertainment space in the
home, which is priced in the
$470,000s.
Two homes are expected to
be complete by the first of July. The
one-story Trento offers three bedrooms with an additional space that
can flex to a fourth bedroom or
home office. The home also boasts a
formal dining room, island kitchen
Smith Receives Create 21 Designation
and two-car garage.
The 2,489-squarefoot design at 24531
Via Positano is priced
in the $410,000s.
Sitterle’s fivebedroom Pamplona
design at 24510 Via
Vizcaya provides ample entertainment area, with a combination formal dining room and living room
that opens to the great room. Other
highlights include a private study
and upstairs game room. The 3,335square-foot design in priced in the
$460,000s.
Sitterle Homes also has limited availability in another development in the Stone Oak area, Stately
Oaks in the Heights at Stone Oak.
Two homes are ready now and 15
homesites remain. The 3,099square-foot Granada plan at 410
Tranquil Oak has four bedrooms,
three baths and a media room. High
ceilings accentuate the design’s
open concept. Priced in the
$410,000s, this home also backs to
a greenbelt.
Also just finishing construction is Sitterle’s Pamplona design at
435 Tranquil Oak. The 3,522square-foot design is priced in the
$440,000s, and offers four bedrooms, four baths and a study. Other
features include a downstairs guest
room and upstairs game room and
media room.
Sitterle Homes offers 11
home designs in the community,
with pricing from the $320,000s.
Both San Miguel at Canyon
Springs and Stately Oaks in the
Heights are served by the acclaimed
Northeast Independent School
District and are located near shopping, entertainment and the rapidly
growing medical community.
For more information, visit
www.sitterlehomes.com.
Cindy Smith, an agent with Century
21 Scott Myers, Realtors has completed the
highly acclaimed training course entitled "
Create 21".
The course contains a rigorous
amount of homework as well as curriculum
lasting two hours per day for one month.
It involves training across a wide
spectrum designed to help a real estate agent
SMITH
procure business, and delight buyers and
sellers with service above and beyond the expectations of most
consumers.
Scott Myers, the Broker-Owner of Century 21 Scott
Myers, Realtors says " We are extremely proud to have Cindy
on our team. She is very dedicated to her profession.”
Rigel Realty Welcomes Three
RIVAS
MARTINEZ
PETERSON
Rigel Realty is pleased to announce our three newest
agents. Alex Rivas, Laura Salinas-Martinez, and Cliff Peterson
have joined our office. Welcome!
Coming Soon
• People First
• Available When You Call • Fast Turn Around
Tony Tylman
NMLS #649489
c: 210-710-6141
Kristin Graham
NMLS #260576
c: 210-639-0984
Brandon Stellges
NMLS #442614
c: 210-436-9305
San Antonio Branch
Lisette Brochon
NMLS #219314
c: 210-639-7388
NMLS# 1252026
Main: 210-446-5909 | www.SupremeLending.com
1250 NE Loop 410, Suite 200 • San Antonio, TX 78209
Bulverde / Spring Branch Location
Jolene Sutton
Escrow Officer
830.227.5501
jsutton@protitletx.com
Deanna Talley
Escrow Officer
830.227.5501
dtalley@protitletx.com
Canyon Lake
2010 FM 2673 Suite 3
Canyon Lake, TX 78133
June 15, 2015
Coldwell Banker D’Ann Harper, REALTORS®
Boerne Daily Bread Donations
ing and representation to Boerne residents. Hill Country Daily Bread
Ministries (HCDBM) is a local resource
located in Boerne, TX. They have been
helping transform lives for the past 11
years. Currently, they have more than
2,000 volunteers serving 8,200 individuals in Hill Country communities. To find
out more about how to donate or volunteer visit them online at www.hillcountrydailybread.com or call (830) 249-0025.
Coldwell Banker D’Ann Harper
REALTORS®, Boerne can be reached at
(830) 816-7201 or athibodeaux@cbharper.com and Coldwell Banker D’Ann
Harper REALTORS® has been an affiliate of the Coldwell Banker Franchise
System for over 25 years. 27
Corie Properties New Agent
SCHWICHTENBERG
D’Ann Harper of Coldwell Banker
D’Ann Harper, REALTORS® completed
the Big Move of the new Boerne, TX
office on 1677 River Road June 1st.
Despite recent rains, the new building
remains undamaged and ready to receive
visitors. The custom built office is just
one, of the now eight locations, in the San
Antonio and surrounding areas. Coldwell
Banker D'Ann Harper, REALTORS®
donated over 25 pieces of furniture to benefit the Hill Country Daily Bread and their
efforts in serving Bandera, Kerr, Kendall
and Comal Counties. Vice President of
Residential Sales for the Boerne and
Bandera locations, Amy Thibodeaux,
hopes to bring community activities to
this new location as well as offer counsel-
Originally from
California,
Taylor
Schwichtenberg
always knew that
Texas was the place for
her. She moved with
her husband Mike and
son Cash to make San
Antonio her home.
She has established her roots in the Stone
Oak area but is well versed in all areas of
San Antonio and the surrounding areas.
Taylor is excited to follow her passion of
Real Estate and for helping others;
whether it is in the process of buying or
selling their home. Taylor can be reached
at taylor@corieproperties.com or at
512.900.0251
Read
Online At
nlc loans Is Now Hiring
Loan Officers
And Processers
If you’d like to work with this great team,
contact our office today!
Office: 210.453.5880
84 NE Loop 410, Suite 115, San Antonio, TX 78216
sanantonio.nlcloans.com
Aldo Del Giudice, Branch Manager
NMLS# 292837
Branch NMLS# 32416
National NMLS# 1246424
28
June 15, 2015
Hill Country WCR May Luncheon
Charles Bamford,
Alamo Zippy Shell
and Marty
Chrisman,
Limestone
Country
Properties.
Marie Gabriel,
Limestone Country
Properties and
Yvonne Hoffmann,
Reliance
Residential Realty.
Pat Lamberts, Keller
Williams Heritage
and Chyrel Madden,
Century 21 Randall
Morris.
Adrian Galvan, Speaker and Sheila Moran, RE/MAX Access.
Fran Valdez,
Capital and Sally
Singley, BDI.
Melissa Elizondo,
Trinity Title and
Michelle Haag,
Reliance
Residential Realty.
Marty Chrisman,
Limestone Country
Properties and
Patrick Johnson,
Gold Financial.
Candy Williams,
Bay Equity, and
Rosetta Robinson,
RE/MAX River
Cities.

Could Your Buyers Use A “Lift?”

Transcription

Similar documents

advantage - Join RE/MAX

Important Websites - Greater Gateway Association of Realtors

LA-2338 Sunday RE - Schaad Companies in Knoxville, TN

April 15 - Real Estate News Source

“Commit To Engage” 2013 - Greater Antelope Valley Association of

December 15 - Real Estate News Source

RE/MAX vs. THE INDUSTRY

The Real News You Can Use! - Cumberland County Board of

coldwellbanker.ca How-To

PDF Template - A Door Properties

Property Management Is A Specialized Discipline