04-5 Picture thisDD_03_SU_Intro

04-5 Picture thisDD_03_SU_Intro 07.05.14 12:42 Seite 4
PICTURE THIS!
Ouch! I hope
they’re insured!
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Bernhard Förth
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WHAT A DISASTER!
Why do you need insurance? Our illustration shows a day when insurance might help
relieve the pain and cost of a series of unfortunate events.
1. storm damage
act of God
dislodged roof tiles
Sturmschaden
höhere Gewalt
Ziegelschaden
[dIs)lQdZd (ru:f taI&lz]
2. flood damage [flVd]
flooded area
3. homeowner
file a claim
Hochwasserschaden
überflutete Fläche
Hausbesitzer(in)
einen Schaden
[)faI&l E (kleIm]
melden
policyholder
Versicherungs[(pQlEsi)hEUldE]
nehmer(in)
4. loss (US claims) adjuster Schaden[lQs E(dZVstE]
regulierer(in)
assess the damage
den Schaden
begutachten
4 SKILL UP!
5. sandbag
6. uprooted tree
7. car driver
whiplash (injury)
[(wIplÄS ()IndZEri)]
8. pothole
9. fender bender
[(fend&r bend&r] US ifml.
10. careless driver
be at fault [Ät (fO:lt]
rear-end sb.
[(rIEr end]
text (sb.)
Sandsack
entwurzelter Baum
Autofahrer(in)
Schleudertrauma
Schlagloch
(Unfall mit) Blechschaden
unachtsame(r)
Fahrer(in)
Schuld sein
jmdm. (hinten) auffahren
(jmdm.) eine SMS
schreiben
ISSUE 27
04-5 Picture thisDD_03_SU_Intro 07.05.14 12:43 Seite 5
What’s he texting?
Might be a bit late! Had a minor accident. Just a
fender bender but looks like the other driver has
a whiplash injury. Call you later.
Your car
car insurance
Kfz-Versicherung
fully comprehensive
Vollkaskoversicherung
insurance
third-party (liability) cover Kfz-Haftpflichtversicherung
third party, fire and theft Teilkaskoversicherung
Important details
courtesy car
motor premium
Ersatzwagen
Autoversicherungsprämie
Your home
fire insurance
Feuerversicherung
home (US homeowner’s) Hausrat- und
insurance
Wohngebäudeversicherung
household (US home)
Hausratversicherung
contents insurance
Important details
new-for-old policy
wear and tear
Neuwertversicherung
Abnutzung,
Verschleiß
Dealing with the insurer
blocked drain
burst pipe [b§:st]
legal protection [(li:g&l]
pest infestation
verstopfter Abfluss
geplatzte Rohrleitung
Rechtsschutz
Schädlingsbefall
[)pest Infe(steIS&n]
water damage
Wasserschaden
Dealing with the insurer
scrap value
write-off [(raIt Qf] UK
Karosserie
Aufprall
Stoßstange
Zusammenstoß
Beule, Delle
Fahrerflucht
Spritztour (in einem
gestohlenen Auto)
Schrottwert
Totalschaden
What the insurer wants
burglar alarm system
[(b§:glE]
guard dog [(gA:d dQg]
motion sensor
Einbruchmelde-,
Alarmanlage
Wachhund
Bewegungsmelder
[(mEUS&n )sensE]
security lighting
Sicherheitsbeleuchtung
What the insurer wants
car alarm
immobilizer
secure garage
steering lock
tracking device
Autoalarmanlage
Wegfahrsperre
geschlossene Garage
Lenkradschloss
Ortungssystem
SKILL UP!
In the UK, we talk about insurance “cover” (Versicherungsschutz). In the US, it’s “coverage”.
ISSUE 27
SKILL UP! 5
iStock
bodywork
bump [bVmp]
bumper [(bVmpE]
crash
dent
hit and run
joyriding ifml.