Second Quarter 2015 - Parishioners Federal Credit Union

PFCUNews
Serving the Financial Needs of
Catholic Families Since 1961.
APRIL THROUGH JUNE 2015
Here’s What Some
of Our Members
Have to Say…
“I cannot express my thankfulness and gratitude of the
professionalism and customer service you have always
provided me. I have been associated with other credit
unions before but without a doubt, Rebecca (in loans) has
made PFCU my favorite to work with.”
—Raul, Member since 2012
Parishioners Vehicle Loans
Take the wheel with Parishioners FCU’s vehicle loans. We have competitive
low rates on new and used automobiles and motorcycles with flexible loan
terms such as financing options up to 96 months.
Purchase or refinance your vehicle from another financial institution at a
GREAT low rate! For a limited time you can reduce our standard rates by
0.75% to as low as 1.50% APR* and defer your first payment for up to
60 days.
To qualify for the lowest APR available, take advantage of these featured
discounts:
◾ 0.25% APR discount for GAP1 purchase from Parishioners FCU
◾ 0.25% APR discount for MBI2 purchase from Parishioners FCU
◾ 0.25% APR discount for using our QR code coupon.
Scan this QR code to gain access to our
coupon. Coupon must be presented prior to
funding to obtain the additional 0.25% APR
rate discount on your vehicle loan.
Save big on our Guaranteed Asset Protection
(GAP) for only $410 and Mechanical
Breakdown Insurance (MBI) coverage for less
than you’ll pay from dealers.
“The quality of service keeps me coming back. I feel like
I’m part of a family. All of the staff members are friendly,
wonderful and ready to help. Thanks for your great service!”
—Virginia, Member since 2002
“I was 15 when I opened my account originally. Now my
children have their accounts here and I hope they benefit
from their accounts as much as I did with my first car loan
when I was 18.”
—Shannon, Member since 1984
Share your story.
Visit www.parishionersfcu.org/testimonials.php
Congratulations!
To our employees who had anniversaries last quarter!
Nicole Hudak—3 years Kevin Fonseca—4 years
Jackie Ramirez—4 years Suhair Barakat—7 years
Regina Romero—20 years
We love these guys and appreciate their dedication.
Get your pre-approval for extra bargaining leverage at the dealership or
switch your current vehicle loan elsewhere to Parishioners Federal Credit
Union to lower your rate and monthly payment.
PLEASE JOIN US FOR OUR
Apply now! Call us at 1-888-397-5111 or apply online at
www.parishionersfcu.org
Wednesday April 15, 2015 • Torrance Office • 6:30pm
*APR = Annual Percentage Rate. Your actual APR will be based on your
application and credit information. Not all applicants will qualify for the
lowest rate. Refinancing of existing PFCU loans are not eligible. Rates
subject to change without prior notice.
GAP = Guaranteed Asset Protection
1
2
MBI = Mechanical Breakdown Insurance
54th Annual Meeting of Membership
Election results and other Credit Union business will be
presented and light refreshments will be served.
Incumbents are:
◾ Tom Fiebig, Parishioner of American Martyrs Parish
◾ Tom Wynne, Parishioner of St. Lawrence Martyr
◾ Clark Feland, Parishioner of St. James Parish
◾ Michael Wissler, Parishioner of Nativity Parish
F Love
Personal Loans
with rates as low as
6.75
%
APR
The 2015 MONTH OF LOVE runs
from February 2 to May 1, 2015.
Feel the love with rates as low as 6.75% APR
on personal loans up to $15,000.
ASK REGINA, REBECCA OR NICOLE FOR DETAILS.
THEY’D LOVE TO HELP.
Home Equity Lines of Credit
%
2.50
APR*
For the First Six Months
Get a head start on your summer home improvement projects with
our Special Home Equity Line of Credit (HELOC) promotion. Or use
it to help pay off high interest credit cards, cover tuition costs,
vacation, taxes, or help you afford other major purchases.
The Home Equity Line of Credit is a variable-rate loan. Rate is based
on Prime rates published in the Wall Street Journal on the last
business day of the month plus 1.00% margin. The minimum rate is
3.99% APR after the introductory rate period and the maximum rate
is 16% APR. Borrow up to 80% of your home’s available equity.
No prepayment penalty. No annual fee. No application fee. No points.
Pay no costs for loans $95,000 or below.
Get Started Today! Call us at 1-888-397-5111.
*APR = Annual Percentage Rate. The 2.50% APR introductory rate
is valid for all new HELOC applications received from April 1, 2015,
until the promotional period ends. You must not have a Parishioners
FCU HELOC or Home Equity Loan within the last three months
and 2.50% APR is only available for primary residence. Line and
loan amounts are determined by an 80% loan to value calculation.
Additional restrictions and qualifying requirements apply. Subject to
underwriting approval. Call us for details.
Message from the
PFCU President
This Newsletter—the first one for 2015—has many exciting topics.
Please see the piece that showcases our employees that had
anniversaries last quarter, as well as the member testimonial piece.
These two articles are closely related and it is by no accident that
our members are happy because our employees are happy.
You think of us as employees, but I think of my staff as an
extension of our philosophy of our service to you. I care about
them as they care about you. The five members of our staff
that had anniversaries last quarter have 38 years of combined
credit union experience. (Regina has 20 years.) This is the kind
of dedication our staff has to you—we are all experts in our field
and we care about our service to you personally. That is what we
mean by service the right way, right away. As anyone that has ever
managed a workforce knows, the greatest joy in management life
is a reliable, willing, and able staff member, and it has been my joy
and privilege to work with each of my staff every day.
We are driven by relationships and by a desire to help. And that
help goes to everyone…staff, members, and the general public.
I recently received an unsolicited résumé for employment.
Although we had no openings, I talked to her in person anyway so
I could give her guidance on how to improve her cover letter and
résumé. I called other credit unions to see if they had openings and
gave her some suggestions. The unemployment world is cold, so
take time to encourage one another and be a blessing to someone
else. That is what we are supposed to do and an example of how
we manage our relationship with you.
As always, thank you for using your credit union.
PARISHIONERS FEDERAL CREDIT UNION
2355 Crenshaw Blvd, Suite 100
Torrance, CA 90501
PHONE
www.parishionersfcu.org
Office: 310.320.4588
Fax: 310.320.2405
OFFICE HOURS
Loan Fax: 310.320.5314
Mon/Tue/Thu 8:30am–5:00pm
Wednesday 10:00am–5:00pm
24 HR TELEPHONE BANKING
Friday 9:00am–6:00 pm
800.599.7433
E-MAIL FOR MEMBER SERVICE
members@parishionersfcu.org
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