2014 Scholarship Recipients Students Learn Life Lessons in “Mad

a quarterly publication for the members
of Co-op Credit Union
2014
Scholarship Recipients
Augusta
Amber Herrick
Daughter of
Michael & Mysti
Herrick
Enrolled at: UW-Stout
Major: Business
Administration
Black River Falls
Whitney Dugan
Daughter of
Darren Dugan &
Wendy Ferstenou
Enrolled at: UW-Stout
Major: Business
Management
Blair-Taylor
Morgan Nehring
Daughter of
Kimberly &
Vaughn Nehring
Enrolled at: UW-Whitewater
Major: Elementary
Education
summer 2014 | vol. 26 | no. 3
Eleva-Strum
Kara Enos
Daughter of Anne
Enos & Kent Enos
Enrolled at:
University of
Dubuque
Major: Nursing
Fall Creek
Isaac Mischke
Son of Dean &
Deborah Mischke
Enrolled at:
Chippewa Valley
Technical College
Major: Accounting
Gale-EttrickTrempealeau
Maureen
Amundson
Daughter of
Graciela & Louis
Amundson
Enrolled at:
University of
Minnesota
Major: Undeclared
Lincoln
Haley Sanders
Daughter of Angela
Sanders and Greg
& Heidi Sanders
Enrolled at: UW-Stevens Point
Major: Elementary
Education
Melrose-Mindoro
Ross Anderson
Son of Brian &
Laura Anderson
Enrolled at:
Western Technical
College
Major: Heating &
Air Conditioning &
Business
Osseo-Fairchild
Colton Franks
Son of Jim &
Karlin Franks
Enrolled at: UW-Stevens Point
Major: Natural
Resources
Students Learn Life Lessons in “Mad City”
Black River Falls High School personal finance classes participated in “Mad
City Money” on May 21st. Class instructor, Laura Christianson, worked
with CCU to bring this real-life simulation to over 100 of her students. The
simulation started with each student receiving an ‘about me’ card which
included an occupation and salary, if they are married or not, their spouse’s
occupation and salary, student loan debt owed, credit card debt owed, and cost
of medical insurance. From there, the students were sent out into the “real
world” to build a monthly budget and figure out expenses. Volunteers staffed
stations including: Really Realty and Utilites, Big Wheels New & Used, Mad City
Mall, Kid Care, Gotta Eat, Fun Stuff, Home Stuff, My Closet, the Fickle Finger of
Fate and, of course, the Credit Union. At the end of the simulation, if they budgeted
correctly, they should have had no more than $100 in their checking account, with
any excess going to paying down debt or into their savings.
We would like to thank all the volunteers for taking the time to help us bring
“Mad City Money” to Black River Falls High School!
Check Out Our
Lower Loan Rates
Our new loan
rates are more
competitive
than ever...
Rates on
vehicles,
RV’s, boats,
and ATV’s
as low as
1.79% APR*
Talk to one of our lending specialists today!
* Annual Percentage Rate subject to credit
approval.
* Rates apply to new purchases only.
* Certain restrictions may apply.
* Flexible terms.
Movie in the Park
Wednesday, August 13th
Lunda Park Bandshell
Black River Falls
Kid’s Activities from
4:30 – 6:30 p.m.
“The Nut Job”
starts at 7 p.m.
Concessions will
be available.
Free and open to
the public.
Thank you for completing the Member
Satisfaction Survey!
Response to Members
One of the themes that we
heard from our members was
that they didn’t always know the
name of our employees. We have
ordered name tags for all of our
employees and they will begin
wearing them on July 1st. We
appreciate your feedback and will
work hard to continue to serve
you with excellence.
Winners Announced
Congratulations to Josh Folley, Debra
Green and Monique Parent on winning a
$100 VISA gift card by taking the Member
Satisfaction Survey back in April. Thank
you to all of the members who completed
the survey. We were so pleased; there were
over 1,600 completed surveys!
We appreciate the opportunity to serve
you and look forward to continuing to find
ways to meet your needs.
Always Be Alert – Keep Accounts Safe
It seems that our news is often filled with updates on the latest scam or stories
of hackers accessing accounts. No one is exempt from account scams; however,
there seems to be more of an emphasis on the older population. In a recent
CUNA News Now article, Terri Maloney, President/CEO of Catholic United
Financial CU in St. Paul, said, “We know that senior citizens, and the Baby
Boomers who have a great amount of wealth, have a big target on their backs,”
when it comes to falling victim to scams. Maloney went on to say that, “Victims
are not aware of the approaches that a con artist will take.” Your credit union is always looking out for suspicious activity on your
accounts. We review multiple reports daily, and our staff will contact you if they
spot something suspicious. However, we cannot catch it all; these scammers are
very good at what they do. We strongly encourage you to monitor your accounts
on a regular basis. If you see something questionable, contact us right away.
Your credit union offers two different services for monitoring your accounts. Virtual Branch and E-Z Card Access provide up-to-date
information at any time. For more information on either
Virtual Branch or E-Z Card Access, please visit our website
or see one of our representatives. We want your accounts
to be safe.
Thanks for Your Business!
Eric L Chrisinger, President/CEO
www.co-opcu.coop
100 E Main St, PO Box 157, Black River Falls, WI 54615
(715) 284-5333 • Toll Free: (800) 258-0023
409 N Washington St, PO Box 275, Melrose, WI 54642
(608) 488-3472
17578 N Main St, PO Box 417, Galesville, WI 54630
(608) 582-2126
134 5th Ave N, PO Box 339, Strum, WI 54770
(715) 695-2615
Locations
Days Lobby
BRF - Main Office M–Th 9-4:30
Fri
9-5:00
Sat
9-Noon
BRF - Hwy “A”
M–F
Sat
Melrose
M–Th 9-4:30
Fri
9-5:00
Sat
9-Noon
Galesville
M–Th 9-4:30
Fri
9-5:00
Sat
9-Noon
Strum
M–Th 9-4:30
Fri
9-5:00
Sat
9-Noon
Fall Creek
M–Th 9-4:30
Fri
9-5:00
Sat
9-Noon
Drive-Up
7:30-5:30
7:30-5:30
7:30-Noon
7:30-5:30
7:30-Noon
9-5:00
9-5:00
9-Noon
8-5:00
8-5:00
9-Noon
9-5:00
9-5:00
9-Noon
9-5:00
9-5:00
9-Noon
President/CEO - Eric L. Chrisinger
Executive Vice President – Lending - Tim Tranberg
Executive Vice President – Accounting - Sherry Iverson
Board of Directors – Chuck Torgerson, (Chairman),
ATM Locations:
Dick Olson (Vice Chairman), Dave Overlien
BRF Main Office Drive-Up • BRF Hwy A Drive-Up
(Secretary), Steven Hogden (Treasurer),
BRF Alwood’s Grocery • Melrose 409 N Washington St
Kay A. Finch, Dan Esser and Tim Torkelson.
Galesville 17578 N Main St • Strum Countryside Co-op
Legal Advisor - Paul B. Millis
Fall Creek 326 E Lincoln Ave
Editor - Marianne Torkelson
This newsletter is published by Co-op Credit Union and serves as a source of general information concerning matters of thrift; services
offered; member benefits; product marketing; and changes in policy, legislation or charges that affect members. Information contained in
this newsletter does not represent professional legal, accounting, investment or tax advice. Your comments or questions are welcome at
Newsletter, Co-op Credit Union, PO Box 157, Black River Falls WI 54615 or ccu@co-opcu.coop.
326 E Lincoln Ave, PO Box 96, Fall Creek, WI 54742
(715) 877-3247