Table of Contents - IT Days Luxembourg

Table of Contents
PROGRAMp.2-3
SPEAKERS
p.4-5
SPONSORS
dartalis
Dimension data
EBRC
Excellium
p.6
p.7
p.8
p.9
KPMG
p.10
SAS
p.11
Sogeti
p.12
Telindus
p.14
p.15
POST Luxembourg
SPONSORS & PARTNERS
p.16
TABLE OF CONTENTS
1
Program
MORNING FOCUS - SECURITY : GOVERNANCE & OUSTOURSING
11:50
CISO NIGHTMARES
Opening word Thorsten Ries, Security Architect – POST Luxembourg
« Exemple de fraude dans le secteur financier »
Hery Andrianjafy, Head of Information Security – Pictet & Cie (Europe) S.A.
08:30
DOORS OPENING & WELCOME COFFEE
09:00
MORNING WELCOME WORDS
09:05
KEYNOTE 1
« Call to Arms we are all the Cavalry »
« IT Outsourcing and Information Security: A need for governance »
Claus Houman, CIO – Banque Öhman
David Hagen, Premier conseiller de direction, Systèmes d’Informations et Surveillance des PSF de support – CSSF
09:25
PANEL DISCUSSION
12h30
LUNCH BREAK
Tout ce que vous avez toujours voulu savoir sur la sécurité de l’information
Hery Andrianjafy, Head of Information Security – Pictet & Cie (Europe) S.A.
Alexandre Dulaunoy, Incident Management, Security Researcher – CIRCL
David Hagen, Premier conseillé de direction, Systèmes d’Informations et Surveillance des PSF de support – CSSF
Michael Hofmann, Partner, Head of Information Risk Management – KPMG
Claus Houman, CIO – Banque Öhman
Vincent Villers, Partner, Leader of the Information Risk, Security and Cybersecurity team Luxembourg – PwC
09:55
1 MINUTE TO CONVINCE
AFTERNOON FOCUS - SECURITY : HACKING & SOCIAL ENGINEERING
14:00
AFTERNOON WELCOME WORDS
14:05
KEYNOTE 2
« Why you are involved in the next governmental attack… »
Why attend my masterclass?
Alexandre Dulaunoy, Security Researcher – CIRCL
10:10
MASTER CLASSES ROUND 1 (Choose between 3 parallel sessions)
14:25
KEYNOTE 3
« Staying Ahead in the Cyber Security Game – What Matters Now »
« How to Win The War against Cyber Crime »
Vincent Laurens, Head of Security Luxembourg – Sogeti
Chris Van Den Abbeele, Global Solution Architect Datacenter and Cloud Security – Trend Micro
« Cyber Security and Forensics as a Service »
Regis Jeandin, Head of Security Services - EBRC & Francis Ia, Senior Solution Consultant - Guidance Software
14:45
1 MINUTE TO CONVINCE
Why attend my Master class?
« Threat Emulation – Advanced Protection against the Unknown »
Christof Jacques, Strategic Account Manager – Dimension Data & Check Point
15:00
MASTER CLASSES ROUND 3 (Choose between 2 parallel sessions)
« How users bypass your security! »
10:45
COFFEE BREAK
Dr Tom Leclerc, Security Consultant, Security, Audit and Governance Services – Telindus Luxembourg
« Privacy becoming the game changer in IT security »
11:15
MASTER CLASSES ROUND 2 (Choose between 3 parallel sessions)
Michael Hofmann, Partner, Head of Information Risk Management – KPMG
« Payment Fraud detection and cybersecurity threats »
Tommy Lehnert, Sales Account Manager – SAS Institute Luxembourg
15:35
NETWORKING COCKTAIL
« Intrusion malicieuse, sommes-nous concernés au sein de notre Entreprise? – 7 étapes pour en avoir une première idée ! »
Christophe Bianco, Managing partner and Co-Founder de excellium Services & Christophe Rosenkranz – SOC Team
Leader – Excellium
2
Program
« Battlefield Internet: Predicting 2015 »
Isaak Dayan, Managing Director – Dartalis
PROGRAM
CR
Conference Room
WS2
Workshop 2
WS1
Workshop 1
WS3
Workshop 3
PROGRAM
3
Speakers
Speakers
KEYNOTE
CISO NIGHTMARES At 11:50 in Conference Room
David HAGEN
Premier conseiller de direction, Systèmes d’Informations et Surveillance des PSF de support
CSSF
Keynote 1 at 09:05 in Conference Room
Chris VAN DEN ABBEELE
Global Solution Architect Datacenter and Cloud Security
Trend Micro
Keynote 3 at 14:25 in Conference Room
PANELISTS
4
Hery ANDRIANJAFY
Head of Information Security
Pictet & Cie (Europe) S.A.
At 09:25 in Conference Room
Claus HOUMAN
CIO
Banque Öhman
At 09:25 in Conference Room
Vincent VILLERS,
Partner, Leader of the Information Risk
Security and Cybersecurity team Luxembourg
PwC
At 09:25 in Conference Room
Michael HOFMANN
Partner, Head of Information
Risk Management
KPMG
At 09:25 in Conference Room
SPEAKERS
Hery ANDRIANJAFY
Head of Information
Security
Pictet & Cie (Europe) S.A.
Claus HOUMAN
CIO
Banque Öhman
MASTER CLASSES
Alexandre DULAUNOY
Security Researcher
CIRCL
Keynote 2 at 14:05 in Conference Room
Alexandre DULAUNOY
Security Researcher
CIRCL
At 09:25 in Conference Room
Thorsten RIES
Security Architect
POST Luxembourg
Opening Words
David HAGEN
Premier conseiller de direction,
Systèmes d’Informations et
Surveillance des PSF de support
CSSF
At 09:05 in Conference Room
Vincent LAURENS
Head of Security Luxembourg
Sogeti
At 10:10 in Workshop 1
Regis JEANDIN
Head of Security Services
EBRC
At 10:10 in Workshop 2
Francis IA
Senior Solution Consultant
Guidance Software
At 10:10 in Workshop 2
Christof JACQUES
Strategic Account Manager
Dimension Data & Check Point
At 10:10 in Workshop 3
Tommy LEHNERT
Sales Account Manager
SAS Institute Luxembourg
At 11:15 in Workshop 1
Christopher BIANCO
Managing partner and Co-Founder
Excellium Services
At 11:15 in Workshop 2
Christophe ROSENKRANZ
SOC Team Leader
Excellium Services
At 11:15 in Workshop 2
Isaak DAYAN
Managing Director
Dartalis
At 11:15 in Workshop 3
Dr Tom LECLERC
Security Consultant, Security
Audit and Governance Services
Telindus Luxembourg
At 15:00 in Workshop 1
Michael HOFMANN
Partner, Head of Information
Risk Management
KPMG
At 15:00 in Workshop 2
SPEAKERS
5
dartalis S.A.
dartalis has been founded in 2001 with the mission of providing smart security
solutions for our clients. Since then dartalis has become a regional leader
ensuring the protection of our clients mission critical infrastructure. Committed
to excellence in each undertaking, we help companies to achieve strategic IT
and security goals by delivering, design advisory – technology integration –
support and maintenance services, based on best practices and complying
with standard and regulation constraints.
Address
17, rue Edmond Reuter
L-5326 Contern
Phone: (+352) 26 74 69 1
Fax:
(+352) 26 74 69 32
info@dartalis.lu
Contacts
Chantal WALZER
Business development manager
walzer@dartalis.lu
dartalis ensures the right blend of vendor technologies and services –
underpinned by our first-class customer support – to meet customer’s short
term requirements in the context of long term strategies.
Foundation date
Dimension Data Luxembourg PSF
and Check Point Software Technologies Inc.
Modern businesses rely on internet communications; yet ensuring that your
security is not compromised and critical data is secure and available, remains
a challenge. Dimension Data and Check Point have been working together for
over a decade to assist organisations to overcome these issues.
A compelling and complementary value proposition
Dimension Data’s integration, support and operational expertise, combined with
Check Point’s advanced technology, from firewalls to innovative software blade
offerings, result in customised and comprehensive services for organisations
looking to improve their overall security posture.
• Protect internal business unit data?
Luxembourg: 17
Contacts
Benoit REUTER
Sales Director
benoit.reuter@dimensiondata.com
• Remain comfortable with my level of perimeter defence?
Staff
West Side Village
89D, rue Pafebruch
L-8308 Capellen
Phone: (+352) 25 48 25 1
Fax:
(+352) 25 48 30
info.lu@dimensiondata.com
Pierre DUMONT
Managing Director
pierre.dumont@dimensiondata.com
Challenges we help you address
How do I:
2001
Address
• Ensure that my systems are not at risk from internal attacks?
Frederic LAVENDHOMME
Security Business Development Manager
frederic.lavendhomme@dimensiondata.com
For more information, visit www.dimensiondata.com or www.checkpoint.com
Foundation date
• Allow clients and partners secure access to my internal systems?
Worldwide: 1983
Luxembourg: 1993
Staff
Luxembourg: 205
Worldwide: 23000
Awards
•Received over 100 client, vendor, and
industry awards in 2013
• A Leader in Gartner’s 2013 Magic
Quadrant for Communications
Outsourcing & Professional Services
for three consecutive years
6
WWW.DARTALIS.LU
WWW.DIMENSIONDATA.COM/LU
7
EBRC
(European Business Reliance Centre)
EBRC invites you to the Masterclass and launch of “Cyber Security and
Forensics as a Service”
Address
5, rue Eugène Ruppert
L-2453 Luxembourg
info@ebrc.com
Implementing protective and detection measures are part of the Security
best practices (Protect – EBRC Managed Services; Detect – EBRC Managed
Security Services), but looking ahead with forensics and investigations is as
much important to avoid security leaks (Response – EBRC Forensics Services).
Contacts
Join us in our Masterclass to discover the benefits of “Cyber Security and
Forensics as a Service” solution.
Phone: (+352) 26 06-1
Fax:
(+352) 26 06 20 90
Yves REDING
CEO
info@ebrc.com
Alexander DUWAERTS
Director Client Development
sales.support@ebrc.com
Jean-François HUGON
Head of Marketing & Innovation
marketing.support@ebrc.com
Foundation date
2000
Luxembourg: 170
Affiliations & certifications
(including ISO)
• 3 Tier IV certified Data Centres
(Design & Facility)
•PCI DSS Level 1
•ISO 27001
•ISO 20000
• ISO 14001
• ISO 9001
• SANS
•
EnCase® market-leader platform of Cyber Forensic Security solutions
(Guidance Software), made available to our clients in a SaaS mode.
Guidance Software is recognized worldwide as the industry leader in
digital investigative solutions. The EnCase® Enterprise platform is used by
numerous government agencies, more than 70 percent of the Fortune 100,
and more than 45 percent of the Fortune 500, to conduct digital investigations
of servers, laptops, desktops and mobile devices.
•
EBRC Security Consultants, delivering proactive detection of advanced
threats and hard-to-detect malicious activities, Cybersecurity Analytics,
Accelerated Incident Response and Deep Forensic online Investigation.
Staff
•PSF Status
This new service expands the portfolio of EBRC security services and
introduces a new cost model approach for Cyber Forensics management (from
CAPEX to OPEX, pay-as-you use approach…). It is built on:
Someone broke into your home… you had the door repaired since then… but
would you sleep tight without checking if someone is hiding under your bed?
Discover EBRC Security solutions mapped on the NIST CyberSecurity
framework:
- Identification: EBRC Governance, Advisory Services, Security Policies and
Vulnerability/Risk Assessments
-Protection: EBRC Management and Monitoring Services including Change
Management, Access Control & Identity Management, Vulnerability
Management
-Detection: EBRC ISO (9001, 20000 & 27001) certifications and 24x7 SOC
(Security Operation Centre), providing efficient solutions for your infrastructure
monitoring to protect you against anomalies and security events; working for
every security layer by leveraging EBRC SIEM (Security Information and Event
Management) as a service solution
Excellium Services
Fondée fin 2012, Excellium emploie aujourd’hui 25 professionnels de la sécurité,
consultants ou analystes, qui officient au sein de l’entité luxembourgeoise et
servent un peu plus de 60 clients au quotidien.
Consultance, intégration de technologies et services de monitoring représentent
le portefeuille de service de nos activités. Depuis sa création, Excellium a un
focus particulier sur deux problématiques que nous considérons comme
majeures :
Address
14 rue Aldringen
L-1118 Luxembourg
Phone: (+352) 26 20 39 64
contact@excellium-services.com
- La sécurité des applications, véritable point de faiblesse des organisations,
Contacts
- Et le traitement des logs et incidents, seul moyen efficace de détection des
Intrusions.
Christophe BIANCO
Managing Partner
cbianco@excellium-services.com
Crée au cours de l’année 2013, notre service EyeGuard vise à apporter une
réponse à la problématique des intrusions et au traitement des nouvelles
menaces en permettant à nos clients de :
Xavier VINCENS
Managing Partner
xvincens@excellium-services.com
- Identifier l’usurpation d’identité sur les systèmes Internet.
- Remédier à la dissémination de codes malveillants.
- Détecter les tentatives ou actions d’exfiltration de donnés.
- Sensibiliser leurs employés aux nouvelles formes de menaces.
- Avoir une mesure continue de leur exposition à la vulnérabilité.
Valérie CANDAT
Sales & Marketing Assistance
valerie@excellium-services.com
Foundation date
15/12/2012
- Disposer de tableaux de bord de pilotage.
Staff
Excellium dispose en complément de son Security Operation Center (SOC),
d’un « Computer Emergency Response Team ». Le CSIRT XLM (https://www.
trusted-introducer.org/directory/teams/cert-xlm.html) est en effet reconnu par
la communauté internationale et permet de traiter et d’échanger, avec les
organismes Luxembourgeois et Internationaux, des informations relatives aux
menaces et augmenter ainsi l’efficacité de nos actions.
Luxembourg: 25
Acteur majeur dans le domaine de la sécurité de l’Information (plus de
30 tests d’intrusion par an), nous avons lancé en octobre de cette année,
la Code Hackademy, école de formation continue gratuite à destination
des développeurs, architectes logiciels, chefs de projets ou toute personne
intéressée par le développement, qui souhaite appréhender les problématiques
sécurité qui s’y rapporte. La première promotion démarre en Janvier 2015 (plus
d’info à www.codehackademy.lu) en partenariat avec Cases.lu.
- Response: EBRC Forensics, Investigations, Containment and Improvement
Services
- Remediation: Assistance by EBRC Security Consultants
8
WWW.EBRC.COM
WWW.EXCELLIUM-SERVICES.COM
9
KPMG Luxembourg S. à r. l.
KPMG is a global network of professional firms providing Audit, Tax and
Advisory services. We have 155,000 outstanding professionals working
together to deliver value in 155 countries worldwide. KPMG in Luxembourg
employs around 1200 people.
Address
9, allée Scheffer
L-2520 Luxembourg
Phone: (+352) 22 51 51 1
Fax:
(+352) 22 51 71
info@kpmg.lu
Contacts
Michael HOFMANN
Partner, Head of Information Risk
Management, Member of the Global
Privacy Leaders, Member of the
Oversight Committee
michael.hofmann@kpmg.lu
SAS
SAS helps organizations anticipate business opportunities, empower action
and drive impact.
We do this through advanced analytics that turn data about customers,
performance, financials and more into meaningful information.
SAS solves real-world problems like combatting fraud in Financial Services,
expediting drugs to market in Life Sciences, and identifying cross-sell
opportunities in Retail, as well as challenges facing every industry such as
increasing the value of customer relationships, managing risk and optimizing IT
networks – all through industry and cross-functional solutions that reflect our
domain expertise.
SAS addresses these complex business issues using a foundation based
on three key capabilities: information management, analytics and business
intelligence
Address
204, route d’Arlon
L-8010 Strassen
Phone: (+352) 24 11 84
Fax:
(+352) 31 11 84
info@sbx.sas.com
Contacts
Tommy LEHNERT
Sales Account Manager
tommy.lehnert@sas.com
Foundation date
01/12/2000
SAS Luxembourg:
Staff
10/06/1909
Founded in 2000 as a subsidiary of SAS Belgium.
Luxembourg: 10
Worldwide: 14000
Staff
SAS Luxembourg serves clients in the banking, public and commercial sector
and we built up an extensive knowledge and solution-oriented software in
following areas:
Foundation date
Luxembourg: 1200
Worldwide: 155000
• Analytics
• Customer Intelligence
• Marketing Automation
• Data Management
• Fraud detection/AML
• Optimization
10
WWW.KPMG.LU
WWW.SAS.COM
11
Sogeti Luxembourg
Sogeti Luxembourg est un fournisseur de services IT de pointe disposant de
l’accréditation PSF et certifié ISO 9001.
Address
36, route de Longwy
L-8080 Bertrange
Sogeti s’adresse aussi bien aux sociétés privées qu’aux organisations
publiques et compte plus de 100 comptes actifs au Luxembourg.
Phone: (+352) 31 44 01
Fax:
(+352) 26 31 12 92
Avec plus de 550 collaborateurs expérimentés, Sogeti est le principal acteur du
marché luxembourgeois dans le développement, l’implémentation et la gestion
de solutions IT efficaces permettant aux clients d’optimiser leurs activités.
info@sogeti.lu
Contacts
Yves DE BEAUREGARD
CEO Belux
yves.de.beauregard@sogeti.lu
Sogeti Luxembourg a développé un positionnement multi-spécialiste autour
de 7 domaines IT stratégiques :
• Optimisation & support du poste de travail, communications unifiées
Alain GENA
Director, Department Manager AS
alain.gena@sogeti.lu
• Optimisation & opération de Data Center & activités Cloud
Philippe MARGRAFF
Director, Department Manager IS
philippe.margraff@sogeti.lu
• Développement et gestion d’applications
• Sécurité
• Activités de Business Intelligence et statistiques
• Plateforme de collaboration et de gestion du contenu
Foundation date
• Activités de tests
30/12/1992
Sogeti Luxembourg est également un acteur clé en matière d’Outsourcing IT.
Et s’est vu confier par des organisations prestigieuses des activités tels que :
Staff
Luxembourg: 550+
Worldwide: 140 000
• le support de parc informatique au travers de son Service Delivery Center
• la gestion et l’opération distantes de serveurs et de Mainframe
Awards
• ICT Company of the Year 2011 – IT One
• le développement de nombreuses applications dont certaines mobiles
• Microsoft Gold Partner – Desktop,
Communications, Voice, Messaging,
System Management, Content
Management, B.I.
• la réalisation et la publication de rapports statistiques…
• IBM Beacon Awards
• l’hébergement et la gestion d’applications au sein de son Data Center
La compagnie dispose d’alliances fortes avec IBM et Microsoft, créatrices de
valeur pour leurs clients grâce à leurs initiatives conjointes sur le marché et la
qualité des services délivrés.
Au fil des années, Sogeti a su se profiler comme un partenaire de confiance
pour nombreux de ses clients. C’est entre autres du à l’importance qu’attache
l’entreprise à la collaboration effective avec ses clients et à la qualité des
services délivrés.
Pour plus d’informations, visitez www.sogeti.lu.
Telindus Luxembourg
Telindus is the Belgacom Group’s ICT branch and, through Telindus Telecom,
the Group’s enterprise operator in Luxembourg. It provides solutions to a
variety of private and publicsector companies. Its areas of expertise include
enterprise networks and connectivity (national and international), datacenters,
systems, storage, security, collaboration, applications and mobility.
Address
Telecom operator since 2009, the ICT market leader launched its operator brand
Telindus Telecom in May 2011 and evolved into the reference player for a fullservice solution offer including fixed and mobile telephony services, networking,
Internet and Cloud Computing. As an expert in both telecommunications and
ICT, Telindus Telecom can offer the best of both worlds to its clients, which is a
real competitive advantage in the current telecom market.
contact@telindus.lu
www.telindustelecom.lu
To deliver its Cloud solutions, Telindus is equipped with a high-performance
datacentre environment within the infrastructure of LuxConnect.
Christian HAUX
Sales & Marketing Director
marcom@telindus.lu
The key to the Telindus strategy is offering an all-in-one cloud solution, which
includes operational and connectivity services and ICT architecture.
PICHON Anne-Laure
Marketing Manager
marketing@telindus.lu
Telindus Telecom offers the following innovative products and services:
• Telindus Telecom U-touch: CaaS (Communication-as-a-Service) solutions,
telephony, unified communication and video collaboration, on a flexible,
secure and highperformance platform.
•
Telindus Telecom U-free: DaaS (Desktop-as-a-Service) solutions. With
virtualization, businesses and end-users get rid of the complexities of
managing their pool of PCs and laptops.
• Telindus Telecom U-flex (Infrastructure-as-a-Service) solutions. It identifies
infrastructure service solutions using the cloud offering SMEs, amongst
others, a completely flexible and investment-free ICT service, providing them
with complete control over operational costs and a guaranteed superiorquality service.
• Telindus Telecom U-cloud is the Luxembourg’s first global cloud solution in
self-service mode, allowing businesses to create for themselves a real virtual
datacentre by means of a simple Internet interface. Whether requirements
are for running production facilities or carrying out tests and developments,
whether permanently or temporarily, and wherever you are in Luxembourg,
Telindus Telecom U-cloud will respond perfectly to the request.
Today, the cloud solutions represent an unprecedented alignment of the
customer expectations and technological opportunities.
These innovative products open doors to new ways of working with ever
growing mobility while keeping optimal security.
All our products are hosted on a high-performance and secure platform. This
platform is monitored by our security experts 24h/24, in Tier IV datacenters
among the most secure worldwide and offering a server availability of 99.50
%. As a solid player with excellent market intelligence since 35 years, we are,
as PFS (Professional of Financial Sector), in total conformity with the regulatory
framework in terms of corporate governance, organization, risk management
and prudential supervision.
12
WWW.SOGETI.LU
81-83, route d’Arlon
L-8009 Strassen
Phone: (+352) 45 09 151
Fax:
(+352) 45 09 11
Contacts
Foundation date
1979
Staff
Luxembourg: 374
Worldwide: 15699
Affiliations & certifications
(including ISO)
• ISO9001:2008
• PSF
Awards
2014
• EuroCloud Europe Awards: Telindus is
nominated in the Top 3 of Best Europe
IaaS Services on the market
• EuroCloud Luxembourg Awards as
“Best IaaS / PaaS on the market”
2013
• Cloud Provider of the Year
2012-2011
• EuroCloud Luxembourg Awards in
the Best Case Study Example of
Cloud Services for the Private Sector
category
• Cloud Computing Provider of the Year
2010
• Grand Prix Paperjam ICT
• ICT Company of the Year
WWW.TELINDUS.LU
13
POST Telecom S.A.
Address
1 Rue Emile Bian
L-1235 Luxembourg
Phone: 8002 8004
Fax:
(+352) 2792 8120
corporate.telecom@post.lu
POST Telecom provides High quality services from fixed and mobile telephony,
internet and television to full integrated ICT solutions and business applications.
POST Telecom has its own infrastructures and datacenters to deliver these
services and provides secure connectivity solutions, as well as voice services,
ICT & Cloud and data management to individuals and businesses under PSF
status.
Datacenters are connected through TERALINK, broadband network from
POST Telecom linked to several major European cities.
Contacts
Jean-Marie SPAUS
Directeur
corporate.telecom@post.lu
Marc SCHAMBOURG
Directeur Adjoint
corporate.telecom@post.lu
David FOY
Chef de département Corporate Sales
corporate.telecom@post.lu
Foundation date
POST Telecom is continually investing in its infrastructure, making one of
the most modern service partners in Europe. The mobile network offers its
private and corporate customers all the comfort of 4G services. More than 600
roaming agreements were signed with 193 countries.
Customer satisfaction is the number one priority of the company, which aims
to consistently deliver innovative products with a high level of service. Business
customers benefit from a dedicated, flexible and skilled team to allow them to
focus on their core business without having to worry about ICT issues.
To make the life of our customers easier, POST Telecom has focused its
priorities on :
1842
• ICT & Cloud
Staff
• Network & Connectivity
• Security & EMM
Luxembourg: 480
• Voice & Collaboration
Awards
2013, 2012
• Best Telecom & Internet Innovator of
the Year
2011, 2010, 2009, 2008, 2007
• Best Telecom & Internet Services
Provider
2010
• ICT Alliance of the year
Aware of the fast changing ecosystems, whether fixed, mobile or ICT, POST
Telecom offers a one stop shop that meets all its clients requirements. Today,
80 people are dedicated to the professional market in the sales team.
Our solutions are evolving, making your business life easier.
ntie
à 99€/mois avec 5 ans de gara
(1)
(1) Cette offre EASYdeal se compose d’un crédit EASYfi n Planning et d’un contrat d’extension de garantie. Ces 2 contrats peuvent être souscrits
séparément à des conditions identiques. Offre de prêt à tempérament avec dernière mensualité majorée réservée aux particuliers, valable du 01/11/2014 au
30/11/2014 sur Nouvelle Twingo. Taux annuel effectif global 0% pour une durée maximale de 36 mois, avec minimum 30% d’acompte obligatoire. Exemple
représentatif : prêt à tempérament : prix au comptant (remises déduites) pour Nouvelle Twingo Hello avec option Easylife incluse (5 ans / 100.000 km*) : 9706 €
TVAc, acompte : 2939 €, montant du prêt : 6767 €, 35 mensualités de 99 € dont 14,86 € pour l’option extension de garantie, taux annuel effectif global : 0 %, taux
débiteur fixe : 0 %, dernière mensualité majorée de 3302 €, montant total dû : 9706 €. Easylife est une extension de garantie couvrant l’ensemble des pièces
mécaniques, électriques et électroniques (hors pièces d’usure) au-delà de la période de garantie contractuelle. Sous réserve d’acceptation du dossier par
Alpha Credit S.A. (Prêteur), rue Ravenstein 60/15, 1000 Bruxelles. Annonceur : Renault Belgique Luxembourg S.A. (Importateur), boulevard de la Plaine 21,
1050 Bruxelles.*La première de ces 2 échéances atteinte mettra fin au contrat d’extension de garantie.
4,2 - 4,5 L/100 KM. 95 - 105 G CO2 /KM.
RENAULT LUXEMBOURG
RENAULT ESCH-SUR-ALZETTE
RENAULT BEGGEN
RENAULT DIEKIRCH
2 rue Robert Stumper - L - 2557 LUXEMBOURG
40.30.40.1
14
WWW.POST.LU
182 rue de Beggen - L - 1220 BEGGEN
43.52.32.1
rue Jos Kieffer - L- 4176 ESCH-SUR-ALZETTE
57.29.76.1
26 Route d’Ettelbrück L - 9230 DIEKIRCH
80.88.80.1
SPONSORS & PARTNERS
SPONSORS
CISO NIGHTMARES
PARTNERS
16
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