a publication of tecu credit union co
Transcription
a publication of tecu credit union co
A PUBLICATION OF TECU CREDIT UNION CO-OPERATIVE SOCIETY LTD AUGUST 2006 • ISSUE 3/06 TECUNEWS TECU Meet your committee members SUPERVISORY COMMITTEE Mr. ORVILLE RAOUL ANDREWS Mr. PETER MACHIKAN Mr. ORVILLE WOLSEY “TECU is a leading co-operative society on the national financial landscape. I aspire to doing all in my power to enhance its image and presence so that it can become the flagship credit union nationally and regionally. I am prepared to supporting the efforts of the executive by contributing to building the business processes that drive innovation to gain better products and services for a growing member base.” Peter Machikan is a ACCA qualified Accountant employed with Petrotrin’s Finance Department as Manager–Methods and Procedures. Before this, he was employed as Finance Manager at Trinmar for 7 years, after years of involvement in Internal Audit at Trinmar and Ernst & Young. Orville Wolsey has been employed with the Ministry of Education as a teacher since 1970, and is currently a Teacher /Educator at Corinth Teachers’ College. This introductory statement by Mr. Orville Andrews reflects his deep commitment to credit unionism and TECU in particular. His formal service to credit unionism began with his involvement with Tranquility Credit Union where he served as chairman of the Supervisory Committee in the 1970’s. As his own knowledge and development in the financial sector deepened, his interest in the application of this knowledge to the credit union sector became a reality. His professional experience began with the Ministry of Finance and was further enhanced in organizations such as Shell Trinidad Limited, Trintoc, where he worked as a Management Accountant with the Southern Basin Consortium project with EXXON, and, as Administrative Officer at Petrotrin. A passionate lawn tennis enthusiast, he says that voluntary service to TECU is his way of making a contribution to the welfare and upliftment of members, who share a common bond. He focuses his contribution to TECU in the areas of finance, business planning systems and project management. A father of three with varied interests, he enjoys making his contribution to community building through the credit union movement, and has a deep understanding of its ability to help people to meet their financial goals. He would derive great satisfaction from seeing TECU obtain the status of the leading credit union in the region, while utilizing the full extent of modern technology to provide exemplary service to its members. He is delighted that TECU’s leaders understand the importance of good governance and accountability. Of the Board and directors he says: “They take their fiduciary responsibilities seriously. This is what I like about TECU and I am certain that that has contributed significantly to its success over the years. As a member I feel comfortable that my money is being well managed, and this is critical.” He is happy that his exposure and extensive training in Finance, allows him to contribute to strengthening TECU’s internal controls and overall governance systems. Can you identify this tree? If so, you can win a fabulous prize. See back cover for details His involvement in the co-operative movement began in primary school when he was a member of a Junior Co-operative. On 16th September 1987, he moved from another credit union to TECU, where his wife Carol was already a member. He has since encouraged his four children to become members of TECU. Mr. Wolsey looks forward to the day when TECU will be able to service the needs of its members wherever they are in the world. CONTENTS TECU EXPANDS MANAGEMENT TEAM 3 IDENTITY THEFT 4 DISASTER PREPAREDNESS 5 OBITUARIES 6 INDUCTION SESSIONS 7 SPORTS & FAMILY DAY 8 CHARITY DONATIONS 9 TRAVEL SERIES 10 SEA BURSARY RECIPIENTS 11 2ND TECU TALENT SHOW 12 YOUTH FOCUS 13 CCCU CONFERENCE 2006 OVERVIEW 14 TECU Credit Union Co-operative Society Limited INVITES ALL MEMBERS An Interfaith Service and Cultural Evening In celebration of its Diamond Anniversary Saturday September 30th, 2006 PETROTRIN POINTE-A-PIERRE STAFF CLUB (in the camp) 2pm-5pm Shuttle Service will be provided from TECU House Marabella Editor: Ian Haynes Editorial Team: Robert Andrews, Denise Julien-Stoute, Inga Crichlow, Leslie Lewis, and Pamela Dass Photography: Ian Haynes, Paria Publishing and S. Samoondar Producers: Partners Consulting Group Designer: Gabriel Woodham Printing: Caribbean Paper & Printed Products (1993) Ltd TECU NEWS: c/o The Education Committee, TECU HOUSE, Southern Main Road, Marabella. Tel:(868) 658-(TECU) (8328) Fax: (868) 658-2611 E-mail: tecu.education@tecutt.com TECUNEWS Register Now!! Contact 679-6549, Ext 3262, 778-0919, 362-6287 TECU AT A GLANCE • JUNE 2006 SHARES LOANS ASSETS NO. OF MEMBERS $543,378,021 $357,766,347 $962,204,825 21,864 2 TECU EXPANDS MANAGEMENT TEAM Profiles TECU’s Finance Department has added another bright and experienced professional to its team-Adina Nicholson. She comes to TECU after many years in the credit union sector. She notes that the organizations to which she was formerly attached, were essentially small and offered routine operations. At TECU the large and broader scale of activities in which she must be involved excites her. While she is not overpowered by TECU’s pace, it is a journey of discovery. Her responsibilities at TECU include Asset and Investment Management, and overseeing the day-to-day operations of TECU. She says that the greatest gift she brings to her new job is her objectivity. TECU NEWS welcomes Ms. Nicholson. ADINA NICHOLSON Accountant Identity theft Identity theft is a serious crime and may occur in four broad categories: • Financial ID Theft in which the name, ID and passport numbers are used in a number of ways—applying for telephone service, credit cards or loans, or to buy merchandise, lease cars or apartments. • Criminal ID Theft—In this crime the imposter may provide the victim's information instead of his or her own when stopped by law enforcement. Eventually when the warrant for arrest is issued, it is in the name of the person issued the citation. • Identity Cloning—In this crime the imposter uses the victim's information to establish a new life, in other words the imposter works and lives as you. This occurs in the case of Illegal aliens, criminals avoiding warrants, people hiding from abusive situations or becoming a "new person" to leave behind a poor work and financial history. This is easily undertaken in large countries with huge populations. • Business or Commercial Identity Theft—Businesses are also victims of identity theft. Typically the perpetrator gets credit cards or checking accounts in the name of the business. The business finds out when unhappy suppliers send collection notices or their business rating score is affected. 01001 01110110010100011 01001 001010110 100 010011110101000011110 010001 0010100011 100 1 0 0 100110 0101010101 00 Editorial by 0 00 1 0100 011 Mr. IAN HAYNES 01011001100101010110011111100 0 100101 01001 0 010011100101000110100 11 001010 001110 1 0 Identity theft is a crime in which an imposter acquires and uses critical personal information of a victim in his or her own interest. The information that can make identity theft possible are access to someone’s driver's license, passport, identification card, credit card number, birth certificate, land and house deeds, signature and insurance information. When the identity theft criminal is successful in their fraudulent task, victims may be left with a tainted reputation, bad credit ratings and the complicated task of restoring one’s good name, and replacing stolen documents. In extreme cases, victims may even have to rebuild lost fortunes. 3 Identity theft travelling, and need to pass on personal financial information to the person you're calling, don't do it at an open telephone booth where passersby can hear. Use a telephone booth where you can close the door, or find a private location to use your cell phone. • Check your financial information and statements regularly, and keep a sharp eye on what should be there and what shouldn't. • Maintain careful records of your banking and financial accounts. Even though financial institutions are required to maintain copies of your checks, debit transactions, and similar transactions for five years, you should retain your monthly statements and checks for at least one year, if not more. While credit unions may not yet have fallen victim to many identity theft situations, we are certainly continued aware that incidences of this type of crime have now become a regular part of life in Trinidad and Tobago. As a credit union, we have a responsibility to increase the level of member awareness to these potential risks in the financial marketplace. Credit Union members need to be extremely careful when disclosing important information like your ID, passport, driving permit, bank account and credit card numbers. Submitting your birth certificate information should be done with caution. Credit Card purchases on the internet, where your security pin is required must be approached with extreme caution. A REALLY SCARY IDENTITY THEFT STORY The astute credit union member must take the time to carefully read all financial statements to ensure that only ligitmate transactions are recorded and balances are what they are supposed to be, any irregularities must be reported immediately to the financial institution. (Real names have been withheld to protect the innocent) Hazel is a professional for 15 years, and when she lost her driver’s permit, she immediately made a report to the relevant authorities and embarked on an exercise to have it replaced. Ten years later, she received a mysterious phone call at 4:30 pm one afternoon. She was mystified to note that it was a CID officer calling and requesting an interview with her immediately. Next morning she turned up at CID offices on St. Vincent Street Port of Spain, where at her interview with the officer, she was handed a driver’s permit. She recognized it as the permit that she had lost about ten years before. Everything about the permit was in order, except that the photograph belonged to someone else. Tips to Minimize Identity Theft Opportunities • Become guarded with your personal information. Do not share it unless the reasons are critical and you trust the individual requesting it. • Adopt a "need to know" approach to your personal data. • Your credit card company may need to know your mother's maiden name, so that it can verify your identity when you call to inquire about your account. Double check persons calling from your bank/credit union. Give personal background information in person and not over the telephone. • Reduce the amount of personal information printed on your personal bank checks. This presents an opportunity for identity theft. • Be careful of telephone competitions and offers to receive "major" credit cards, prizes, or other valuable items. • If you're travelling, have your mail held at your local post office, or ask someone you know and trust to collect and hold your mail while you are away. • If you have to telephone someone while you're TECUNEWS The police informed her that the individual in the picture used the driver’s permit to purchase a roll-on roll-off vehicle costing $75,000. The thief received the vehicle but paid the car dealer with a “bad” check, which was turned in to the police. There is neither a trace of the car, nor the thief. All they have is information about the woman whose identity was stolen. TECU MEMBERS - PLEASE BE CAREFUL, IT COULD HAPPEN TO YOU. 4 PREPARING FOR A HURRICANE ASSEMBLE A DISASTER SUPPLIES KIT INCLUDING THE FOLLOWING ITEMS: • First Aid kit and essential medications. • Canned food and can opener. • At least three gallons of water per person. • Protective clothing, rainwear, and bedding or sleeping bags. • Battery-powered radio, flashlight, and extra batteries. • Special items for infants, elderly, or disabled family members. • Portable stove and fuel for it. • Large ice chest/cooler, with ice. • Fire extinguisher. • Bedding or sleeping bags. • 3 to 5 day supply of non-perishable food. • Disposable eating utensils. • Toiletries and insect repellent. • Tarpaulins, rope, garbage bags and duct tape WHAT TO DO DURING THE STORM: NASA • Stay indoors • Stay away from the windows and glass doors. • Beware of the calm period that accompanies the “eye” of the storm, this is NOT the end of the storm. • Stay away from rooms close to large trees. • Listen attentively to the noises being made by the house and beware of any imminent associated danger. • If your roof is blown off, stay in the strongest part of the house. The Hurricane season extends from June to November. The weather experts have predicted a more active than usual hurricane season in 2006 with as many as 4 major hurricanes expected this year. It is therefore very crucial that we raise the level of member preparedness for any eventuality. Here are some guidelines that can serve to protect you and your loved ones in the event of a hurricane. MEMBER FEEDBACK TECU, in its effort to monitor the impact and value of it new services to members, has initiated a MEMBER FEEDBACK column in TECU NEWS. The intention is to allow members the opportunity to voice their opinion on new services in a timely fashion, so that the credit union may correct shortcomings where possible. CHARLES WEBB SHERWIN RAMPERSAD TECU member since 1967 Joined TECU in 2005 “I have seen tremendous improvements in efficiency in TECU’s service since the establishment of the new office. But I feel that the waiting-period to transact business can be further improved.” “I am quite excited to make use of all the services offered by TECU. I like the change with the new offices – I see it as something positive for the future. I plan to continue my participation in all that TECU has to offer.” 5 MEMBER FEEDBACK OBITUARIES: APRIL - JULY 2006 continued BACCUS, Errol VICTOR WILLIAMS TECU member since 2005 “I joined TECU in 2005 and I am quite pleased with the new office arrangements. I look forward to faster service and improved parking facilities.” JENNIFER JONES TECU member since 1997 “I have seen tremendous changes since the new offices and other facilities have been provided, by TECU. But I think that the waiting- period to conduct business can be shortened, and there is a definite need to improve parking facilities.” CANDACE ABRAHAM TECU member since 2004 “I am quite pleased with interest rates, shares and loans offered by TECU and I am in general a satisfied customer. I am pleased with the new office arrangement and facilities but I think that the waiting-period for service is still a little too long. I believe also that parking facilities need to be improved.” FOR SALE BY MORTGAGEE • Hyundai Elantra PBT 5203 (silver grey). • Honda Civic PBU 1999, Year of manufacture 2000 (blue). • Property - is located 1 ¼ mile from Siparia Police Station on the Coora Road, Lot # 22. Comprises 7,824 sq. ft Viewing of cars at TECU House, SMR, Marabella 30th August – 1st September 2006 FOR MORE INFORMATION PLEASE CONTACT Crystal Pierre, 658-TECU Ext 2225 CADDLE, Theddora 21ST FEBRUARY 2006 BISSOONDATH, Harvey 28th FEBRUARY 2006 JOSEPH, Edwin 1st MARCH 2006 ADAMS, Learie 5th MARCH 2006 YEARWOOD, Fenton 25th MARCH 2006 RAJKUMAR, Wayne 1st APRIL 2006 ROBERTS, Alfred 10th APRIL 2006 DUNCAN, Sylvester 13th APRIL 2006 HEETAI, Krishen 14th APRIL 2006 SINANAN, John 21st APRIL 2006 CHARLES, Aston 23rd APRIL 2006 KHAN, Haniffa 23rd APRIL 2006 ALI, Asgar 24th APRIL 2006 CLEMENT, Daphne 28th APRIL 2006 HERNANDEZ, Simon 7th MAY 2006 HAYNES, Albert Michael 8th MAY 2006. SIRJUE, Deborah Ann 11th MAY 2006 MENDES, Anthony 18th MAY 2006 ELLIS, Calton 21st MAY 2006 QUAN CHAN, Majorie 22nd MAY 2006 HENRY, Charles 31st MAY 2006 BECKLES, Carl 31st MAY 2006 PONTIFLEX, Muriel Anne 1st JUNE 2006 CAMERON, Greaves 5th JUNE 2006 WELLINGTON, Wayne 6th JUNE 2006 LA BORDE, Garuin 10th JUNE 2006 RAMBEROSE 12TH JUNE 2006 LEWIS, Ernest 29th JUNE 2006 PRAMCHAND, Pookmin 30th JUNE 2006 JOGEE, Harry 30th JUNE 2006 HARNARINE, Roopchand SOOKDEO, Gooldat TECUNEWS 6 4TH FEBRUARY 2006 7th JULY 2006 18th NOVEMBER 2005 INDUCTION SESSIONS The Induction Function hosted by the Education Committee of TECU Credit Union is a critical aspect of the orientation process for new members. If you are a new member and have not attended an induction function, please contact Ms. Livia Mc Eachrane at 658-TECU, 658-1201 Ext 2223 or E-mail tecu.eduction@tecutt.com TOP: Newly inducted members at a session. BOTTOM: The Dick Family - Newly inducted members of TECU. Notice for the whereabouts of: NAME LAST KNOWN ADDRESS NAME LAST KNOWN ADDRESS ALFRED, DESMOND LP#6515 JEBODHSINGH STREET, AVOCAT, FYZABAD. OSBOURNE, JOHN # 194 NAPARIMA ROAD, MONKEY TOWN, PRINCES TOWN. ALI, ALLAN LP 104 PALMYRA VILLAGE, PALMYRA. PATRAN, EMMANUEL # 12 SEAVIEW DRIVE, BATTOO AVENUE, MARABELLA. AUSTIN, SHELDON APT #3 SOUTHERN MAIN ROAD, CLAXTON BAY. PHILLIP, CAMILLE # 5 JOGA GRANT, VISTABELLA. BAILEY, MICHAEL #598 SOUTHERN MAIN ROAD, ROUSILLAC. PHILLIP, JOHN # 32 ALMA TRACE. BERKELEY, EMOND # 18 CITRINE DRIVE DIAMOND VALE, DIEGO MARTIN. RAMDASS, SUGANWATEE 176 SS ERIN ROAD, PENAL. BORREL, ALDWIN # 5 MORRIS ROAD, POINT FORTIN. RICHARDS, MICHELLE #95 MONDESIR ROAD, DOW VILLAGE. SOUTH OROPOUCHE. CABALLERO, ROGER # 31 DUNCAN STREET, SAN FERNANDO. SERRETTE, FRANKLYN #177 BATTO AVENUE, MARABELLA. COLLYMORE, FRANKIE CALCUTTA SETTLEMENT, ROAD #2, FREEPORT. SINGH, VISHNU 342 SILK COTTON ROAD, BATTOO AVENUE, MARABELLA. CUFFY, JOSHUA #62 GREG STREET, BALMAIN VILLAGE, COUVA. THORINGTON, HUBERT # 21 SAPPHIRE AVENUE, COUVA NORTH, COUVA. DIPCHAN, JOSEPH # 148 SUNSET DRIVE, PLAISANCE PARK, P-A-P. WILLIAMS, KEITH # 115 FRANCIS STREET, COUVA. JORDAN-DE LA ROSA, KWAMENA # 88 FONROSE STREET, SAN FERNANDO. WILSON, NICOLE # 84 LOPINOT ROAD, DUNDERHILL ROAD. LALLOO, KELVIN # 2 ROAD RESERVE, DOW VILLAGE. LEE, SEAN # 95 CIRCULAR DRIVE, SAVANNAH HEIGHTS, CHARLIEVILLE. MARTIN, ANTHONY # 289 OLIVIA STREET, LISAS GARDENS, COUVA. PRINCE, RUSSELL # LOTHIANS BRANCH ROAD, PRINCES TOWN. MC INTOSH, KATHLEEN # 10 INVERNESS AVENUE, COCOYEA VILLAGE. JULES, RICHARD # 308 SANCHO ROAD, NEW GRANT MOSES, YOLANDE # 2310 EUTHONIA AVENUE, MALONEY GARDENS. Anyone knowing the current whereabouts of the above-mentioned persons are kindly asked to contact The Recoveries Officer, call 658-8328 Ext. 2225 7 Thank You For Making The Occasion Great!! TECU SPORTS & FAMILY DAY, JUNE 18TH 2006, BONNE AVENTURE PARK, PETROTRIN Charity Donations TECUNEWS 8 The Board of Directors, Officers, Management and Staff would like to thank all TECU members and their families who came out to enjoy the fun and camaraderie of the TECU Sports and Family Day 2006. In fulfilling our corporate responsibility, on 29th May, 2006 financial donations were made to various charitable organizations, NGOs and schools. Pictured below are representatives of the various organisations. 9 Exploring the Caribbean with Tourist Eyes!! A Travel Series by Denise Julien-Stoute Growing up in the Caribbean, we sometimes take for granted the wonders and beauty, which surround us in these islands. This series looks at the Caribbean islands from a tourist’s perspective. For it is only with these eyes can we really and truly appreciate the wonder that is – the Caribbean. First stop Jamaica. Most visitors to Jamaica pick a resort without paying much attention to its location on the island. This is particularly true for the guests who prefer to spend most of their time at an all-inclusive resort venturing out only occasionally to shop or see some of the local sights. Knowing a bit about the different areas of Jamaica can help you find the perfect resort for you. MONTEGO BAY This is the number one destination for all of Jamaica, appealing to the widest possible range of visitors. "Mo Bay", as it is commonly known, has the best golf courses in the West Indies and four of the grandest resorts on the island. The duty-free shopping here is great. This is about as far from rural Jamaica as you can get. The tourist dollar drives its economy, but it also boasts several attractions including former Great Houses, decaying old towns such as Falmouth and daylong adventures into remote Maroon Country. OCHO RIOS Ocho Rios features some of the grandest and most traditional resorts in Jamaica, as well as some of the leading Sandals properties. Ocho Rios boasts a dense concentration of resort hotels and other vacation spots. It runs a very close second to Mo Bay in its appeal, although it is home to a number of Jamaica's premier attractions, including the overrun Dunn's River Falls. Although it can't compete with Mo Bay in beaches or nightlife it offers some of the most exclusive resorts in the Caribbean. Directly west of Ocho Rios is the satellite town of Runaway Bay, which boasts a handful of resorts opening onto some good beaches with fewer tourists. So why not come explore Jamaica with us!! TECUNEWS TECU TRAVEL Presents “Aye Mon!!” Come explore Jamaica with US!! Members trip to Breezes Resort, Montego Bay, Jamaica. October 26th-29th, 2006 10 For more info contact TECU Travel and Holiday Resorts 658-2505,658-2514,679-6361, or E-mail tecu.travel@tecutt.com NEGRIL Situated near Jamaica's western tip, Negril enjoys a reputation as the nudist center of the West Indies, with a kind of gently Provocative do-you-please attitude. Its Seven Mile Beach is one of the longest uninterrupted stretches of sand in the Caribbean. Outside the mega-resorts, restaurants here tend to be locally run dives – amusing, but rarely the place for first-class cuisine. KINGSTON & SPANISH TOWN Located on the southeast coast, Kingston is Jamaica's capital, largest city, and principal port. Kingston is a cosmopolitan city with approximately 750,000 residents in its metropolitan area and serves as the country's economic, cultural, and government center. Residents proudly call it the world's reggae capital. The city's northern district, New Kingston, comprises mostly high-rises, modern buildings, business hotels, and upscale homes. CONGRATULATIONS TO THE SEA BURSARY RECIPIENTS 2006 Aaliyah S. Forbes Adrienne D. Brown Akema Leben Alana Spencer Amelia Mohammed Andreas R. A. Sinanan Annee'l A. Bain Arhona R. Pariag Arvind Maharaj Atiba Joseph Brandon Griffith Camelia D. Maharajh Camille V. Chance Chantel M. Acevero Cherise C. Brown Che'risse Mike Crystal M. Charles Cyle De Freitas Denille Layne Dennis L. Boodoo Emily Boodoo Farihah N. Chan Jared I. Quintal Joash Huggins Kai-Yanna Meighu Kelan Mc Lean Khadija Ryan Kimberlee John-Williams Kistoff Maingot Kristeph S. Cassimire Kwasi K. Edwards Laim Bhajan llie C. Ryan Makela M. F. Hills Paula A. Toppin Raisah K. Khan Rajesh C. Jagassar Ramon Quan Chan 11 11 Reiana Bharat Rochel M. James Samantha Young Sarah D. Chaitoo Simone Jacob Stacey C. Patterson Taylor-Marie Ramdin Tevin B. Gangaram Thea-Marie Sargeant Tonya A. Thomas Venisha Mayers Yasuri Ramoutar TECU 2ND TECU TALENT SHOW ST PETER’S CHURCH On Sunday 21st May 2006, the 2nd TECU Talent Show was hosted on behalf of the credit union by members of TECU’s Education Committee at the CARA Suites Hotel Claxton Bay. The event, which provided a varied range of cultural acts included pan music, recitation, dance and musical jazz renditions. It was hosted under the theme: “An Evening of Jazz”. Members of TECU staff and officers provided solid support to the event with their own performances–Mr. Leslie Lewis recited one of his poems accompanied by the music of “Sabor del Caraibe”; Mr. Orville Wolsey of the Supervisory Committee rendered a gospel song; Ms. Melissa Papoonsingh of the Couva branch executed an inspirational dance and Mrs. Nadine Pirtheesingh sang “The Boy from Ipanema”. Guest artiste Michelle Dorich added a strong professional touch with one of the well-known ballads from Porgy and Bess “Loving that Man of Mine”. Other significant acts included Mr. Mervyn Critchlow on cello who added a classical number accompanied by a violinist, Mr. Stephen Bobb and his group and Mr. Mario Callender with a well-rendered composition of his own. In his remarks of appreciation, TECU director Mr. Lennox Hercules re-emphasized the value of culture in the enhancement of our everyday activities. The Board and Directors of TECU extends sincerest appreciation to the Education Committee of TECU particularly Mrs. Nadine Pirtheesingh for conceptualizing this project and overseeing its implementation with the assistance and critical support from Mrs. Pamela Dass and Ms. Jackie Newton. TECUNEWS In recognition of the foundational work of Fr. Marius Maingot in establishing TECU and on the occasion of our 60th anniversary, the credit union has contributed two stained glass windows to the St. Peter’s church in Pointe a Pierre. Fr Hudlin current parish priest says: “The recently installed stained glass windows, bears the mark of delicate beauty and patient artistry. The two windows represent the patrons of the Parish. One of the obvious reasons for any stain glass is aesthetic appeal. The message depicted in the windows is aligned to St. Peter the apostle whose initial mission was to invite others into the new life, which Jesus had initiated. The left window depicts the humble life of the fisherman. Its theological significance is framed in the transformative action of God, who lifts up the simple hearted; the boat is symbolic of everyday life and social location of Peter. In this familiar space Peter received the invitation issued by Jesus. The window to the right images the new life of the apostle. Here he actualizes his new mission. We can learn a variety of lessons, without having to use many words. In fact a 13th century preacher and spiritual leader Francis of Assisi said “We should preach always and if necessary use words.” The windows attempt to do just that. Through the power of the image they speak to transform the life of the worshipper. It is my hope that for generations to come, these two windows in our humble sanctuary bring many to conversion. My sincere thanks and good wishes to TECU, who recognizes their “roots” here at St. Peter’s, and the contribution of my predecessor Fr. Marius Maingot who was instrumental in founding TECU. I am grateful for their substantial contribution towards the installation of this masterful work of art.” Fr. Urban Hudlin O.P. 12 YOUTH FOCUS Internship Programme 2006 As part of our ongoing initiative to assist in the professional development of the student body within our membership, TECU has once again embarked on its second annual Internship Programme, 2006. The internship programme commenced on July 3, 2006 and will conclude on August 30, 2006. Twelve interns have been assigned to the various disciplines within our organization to obtain an insight in our multi-faceted operations. We welcome our interns and trust that their experience will provide them with a definite career pathway and aid in their development of critical competencies necessary to transition from school to the working environment. TECU TERTIARY BURSARIES 2006 TECU IS OFFERING TEN TERTIARY BURSARIES • ARE YOU ABOUT TO START YOUR TERTIARY EDUCATION? • ARE YOU A MEMBER OR CHILD OF A MEMBER? • ARE YOU UNDER TWENTY-ONE YEARS OF AGE? YES? THEN YOU CAN APPLY FOR A TECU TERTIARY BURSARY TO HELP YOU ON YOUR WAY. APPLICATION FORMS ARE AVAILABLE AT TECU OFFICES, MARABELLA AND COUVA FROM MONDAY 14TH AUGUST 2006. FORMS MUST BE SUBMITTED BY 3:00 P.M. MONDAY 4TH SEPTEMBER 2006. 13 TECU representatives at CCCU Conference Overview of CCCU Conference 2006 This year the Caribbean Confederation of Credit Unions (CCCU) hosted its 49th Annual International Convention and its 35th Annual General meeting. This took place in Puerto Rico from June 30th – 5th July 2006 at the El Conquistador Resort and Country Club. TECU Credit Union was represented at this event by Vice President Mr. Ian Haynes, Mrs. Pamela Dass and Ms. Jacqueline Newton from the Education Committee, Mrs. Zalina Mohammed from the Supervisory Committee and Mr. David Moe, officer in charge TECU Couva. The theme of the 2006 Convention was “Credit Union…Time for Renewed Growth” and featured dynamic speeches by credit union leaders, Government officials and business executives from the Caribbean, Latin America, U.S.A and Canada. They examined economic and financial trends in the world to promote understanding of the changing environment in which affiliates must operate. These topics stimulated discussions on issues impacting credit unions and other co-operatives. While there was keen interest and long discussion on serious economic issues, it was not all work as there were many opportunities to network with fellow Caribbean credit unionists. CALENDAR OF EVENTS • September 4th – Deadline Tertiary Bursary • September 15th – Launch of Secondary Schools Essay Competition • September 30th – Interfaith Service and Cultural Evening • October 17th – Primary School Children’s Quiz • October 25th – New Members Induction Session • October 28th-28th – Anniversary School Debate (Final Round) Can you identify this tree? CONGRATULATIONS WIN $300.00 in TECU shares! to the Soca Warriows on a job well done!!! Email responses to denise.stoute@tecutt.com or mail to Business Development Unit, TECU Credit Union, Southern Main Road, Couva. Deadline Date: October 31st, 2006 TECUNEWS 14