Spring 2016 Newsletter - Blackhawk Community Credit Union

spring 2016
messenger
THE
Edgerton Branch Moving to
New Location
Our Edgerton branch, currently located at 617 N. Main Street, will
be moving to 1101 N. Main Street in Edgerton as construction of the
new building for Edgerton Pharmacy and Boutique is completed in
late 2016.
The new facility, which is planned to be over 16,000 square feet,
will be the new location for Edgerton Pharmacy and Boutique,
Blackhawk Community Credit Union and one other tenant.
Demolition of the old clinic building at 1101 N. Main Street was
completed, and construction of the new building that is owned by
local residents Eric and Jenna Gresens will begin this spring.
“The friendly local staff will remain the same, but the branch is
being designed to better serve our members and the community
of Edgerton with updated technology and comfortable spaces to
review finances. We are pleased to partner with Edgerton Pharmacy
and Boutique and to be a part of a new venture in Edgerton,” said
Sherri Stumpf, Blackhawk Community Credit Union CEO.
Limitedtime offe
r!
SPRING
FORWARD ON HOME
IMPROVEMENTS
AND OTHER PLANS!
HOME EQUITY LINES
OF CREDIT AS LOW AS
2.99% APR!*
Blackhawk wants to help fund your projects
around the house, spring vacation or other
big plans with our limited-time special on
home equity lines of credit! Now is the
perfect time to cash in on the equity in your
home and take advantage of our:
• Interest rates as low as 2.99% APR*
• No closing costs
• Fast approval
• The flexibility to draw only the money
you need, when you need it
• Potentially tax-deductible interest**
Hurry – this rate is only for a limited time!
To apply, go to www.bhccu.org, call
800-779-5555 or stop into any branch.
APR=Annual Percentage Rate. Variable rate loan based on Prime
Rate plus a margin determined by credit history and up to 80%
loan-to-value. Maximum rate of 18% APR may apply. Additional
rates are available. All loans are subject to credit approval. This
offer is for new HELOC accounts only.
*
**
In This Issue
Consult your tax advisor.
Annual Meeting
Document Shred Days
Privacy Policy
More Convenient
Shopping
Tax Time
Annual Notice Regarding
Non-Visa Debit Transactions
Fraud Alerts
YOU
ARE
INVIT E D
TO
BL AC K HAW K ’ S
TIME:
LOCATION:
AGENDA:
SUNDAY, APRIL 24, 2016
11:00 AM – 2:00 PM
PONTIAC CONVENTION
CENTER
2809 N. PONTIAC DR.
JANESVILLE, WI 53545
11:00 AM – 11:30 AM
REGISTRATION
11:30 AM – 12:30 PM
BRUNCH, DELICIOUSLY
HANDCRAFTED
12:30 PM – 2:00 PM
ANNUAL MEETING
AND DOOR PRIZE
DRAWINGS
We hope you will join us for a delectable
brunch, followed by Blackhawk’s Annual
Meeting. As a member and owner of the credit
union, the Annual Meeting is your meeting.
You will receive a credit union update by the
Board of Directors and the CEO and have an
opportunity to get acquainted with the credit
union’s management team and employees.
One of the key differences that sets credit
unions apart from banks is that of leadership.
We have a Board of Directors from the
membership and elected by the membership.
This year, after eight years of service, Director
Tom Brien is retiring. We thank him for
his leadership.
We have two Board seats open for 2016. Don’t
forget to exercise your right to vote. As a
member-owner, your vote truly matters. Go to
www.bhccu.org and follow the secure VOTE
link or return your paper ballot that is being sent
to you. All ballots must be received by April 14,
2016, at 11:59 pm Central Standard Time.
Election results will be declared at the Annual
Meeting on Sunday, April 24, 2016. We look
forward to meeting you at the Annual Meeting.
Reservations are required to attend the brunch preceding the Annual Meeting.
Please RSVP with the attached form by April 19, 2016.
R S VP
MEMBER NAME
GUEST NAME
MEMBER ADDRESS
CITY, STATE, ZIP
MEMBER PHONE
AMOUNT ENCLOSED
($10 per person)
Return this completed form and payment by April 19 to any Blackhawk branch, or mail to: Blackhawk Community Credit
Union, Attn: Marketing Department, PO Box 5366, Janesville, WI 53547-5366
Note: You do not need to attend the brunch to attend the Annual Meeting. Do not send brunch reservations with your ballot.
FOCUSED ON TOMORROW
51 S T A N N U A L M E E T I N G
Spring Calendar
of Events
April 1-15
Voting Is Open to Elect and
Fill Two Board Positions
April 5
Salvation Army Tin Cup
April 7
YWCA Women of Distinction
April 14
Stoughton Business Expo
April 16
House of Mercy Charity Ball
April 18
Personal Income Tax Deadline
April 19
RSVP Date for Annual Meeting
April 24
Annual Meeting
May 5
Janesville Noon Rotary Taste
of Derby
May 7
JPAC Gala, Spotlighting
Frankie Avalon
May 13
Bus Tour to Diamond
Jo Casino
May 15
Syttende Mai Parade
in Stoughton
May 21
Habitat for Humanity
Cornerstone of Hope
Run Walk
May 22
VetsRoll Departs
May 25
VetsRoll Returns
June 4
Agrace Gala on the Green
June 11
Rock County
Dairy Breakfast
June 17-18
MDA Annual Tub Run
June 25
Freedom Fest Day
of Compassion
June 25
Bus Tour to the Baker House
More Convenient Shopping
Now Available
Blackhawk is now offering several new capabilities that will make both
online and in-store shopping faster and easier – and still keep your
information completely secure.
Visa Checkout
Visa® Checkout provides a single sign-in service so you can securely pay
for online purchases in a snap. After a simple setup, Visa Checkout users
can skip inputting their payment and shipping information for orders.
Whether at home or on the go, Visa Checkout works with your existing
debit or credit cards across all your devices, no matter how you shop!
It also enables you to choose your preferred payment method across
multiple retailers with just a click of a button.
Android Pay
Board of
Directors
Mary Frederick, Chairperson
Tom Osmond, Vice Chairperson
Marge Fenrick, Secretary
Tom Brien, Treasurer
Edmund Halabi, Director
Shannon Riley, Director
Tim Silha, Director
Glenn Lea, Emeritus Director
John Jenks, Associate Director
Download the free Android Pay™ app from Google Play™ today and load
your debit or credit cards into the app, so you can pay with your phone
in stores. You simply bring your phone close to the payment terminal
and tap the fingerprint scanner to authorize payment. Android Pay
requires that your phone has a secure lock screen (pattern, password,
PIN or fingerprint), ensuring secure payment. Android Pay works on
phones running Android 4.4 and later.
Samsung Pay
To use Samsung Pay, download the free app from Google Play; add your
debit and credit cards in a few simple steps; and pay in stores using your
phone and a fingerprint or PIN authentication. One key advantage is that
Samsung Pay can be used at almost any payment terminal where you can
swipe a card – including more than 90% of stores in the U.S.! Samsung
Pay works on top-tier Samsung phones, including the Galaxy S6, S6 Edge,
S6 Active, Note 5 and S6 Edge+.
We are committed to making your life easier with these convenient and
secure new shopping options!
Paper Clutter – Don’t Dread It, Shred It!
Shred Days Are Back at Blackhawk
Blackhawk is pleased to announce that we will have the
document destruction company, Shred-It, with trucks on
premises to securely shred your financial and personal
documents. It’s instant spring cleaning! Please place items
in boxes or bags (no paper clips, please) and stop by one
of our branches on the dates indicated. Refreshments will
be served.
April 8: Milton, 10:00 am – 1:00 pm
April 9: Deerfield Dr. in Janesville, 9:00 am – 12:00 pm
April 15: Stoughton, 10:00 am – 1:00 pm
April 23: Milwaukee Street in Janesville, 9:00 am – 12:00 pm
April 30: Delavan, 9:00 am – 12:00 pm
May 7: Court St. in Janesville, 9:00 am – 12:00 pm
May 14: Edgerton, 9:00 am – 12:00 pm
Tax Time Is Just Around
the Corner…
…and so is our help! There’s still time to take
advantage of tax tools and support available
from Blackhawk so you can file your taxes by the
April 18 deadline without stress. Remember, you
have three extra days this year!
If you want to file online, visit our website at
www.bhccu.org and click on the link to use
TurboTax®. This tool not only makes tax-prep
easy and accurate, but even gives you a credit
union discount.
If you prefer to file with a professional tax
preparer, we also have a discount for you
through our partnership with Liberty Tax
Services. Ask for your “20% off ” Blackhawk
member-only coupon at any branch.
A New Way to Stay
Alert to Debit and
Credit Card Fraud
Blackhawk is committed to helping you
fight debit and credit card fraud. Our new
fraud alerts, coming soon, will allow you
to receive real-time SMS texts or phone
calls when fraud is suspected – giving
you the opportunity to confirm the
legitimacy of transactions. We’ll let you
know when you can start signing up for
this valuable service, which will help us
detect and stop fraud more quickly and
prevent us from unnecessarily blocking
cards in legitimate situations.
Please watch for more information.
Instant-Issue
Debit Cards
Coming Soon
Wouldn’t it be convenient if
you could pick up a new or
replacement debit card in just a
matter of minutes? Blackhawk will
soon offer you this time-saving
capability! Instant-issue debit cards
will be available at our Court Street
and Milwaukee Street locations in
the near future. Choose from our
gallery of images for your debit
card, or design your own – it’s your
choice! Stay tuned for more details
and the official introduction of our
instant-issue debit cards.
Annual Notice Regarding Non-Visa
PIN-less Debit Transactions
To ensure debit card users are notified, Visa® requires us to post the
following information. Your transactions may not be processed as
Visa transactions within a specified ATM network.
You may use your Visa debit card to initiate both Visa debit
transactions and non-Visa debit transactions without using
a personal identification number (PIN) to authenticate
the transactions.
To initiate a Visa debit transaction, you may sign a receipt, provide
a card number or swipe your card through a point-of-sale (POS)
terminal and choose to route the transaction over a Visa network.
To initiate a non-Visa debit transaction, enter a PIN at a pointof-sale terminal or, for certain bill payment transactions, provide
the account number for an e-commerce or mail/telephone order
transaction after clearly indicating a preference to route it as a
non-Visa transaction. We have enabled non-Visa debit transaction
processing on the Pulse ATM network(s).
Official Notice to
View Our Privacy
Policy Online
Federal law requires us to tell you
how we collect, share and protect
your personal information. Our
privacy policy has not changed,
and you may review our policy
and our practices with respect
to your personal information
at www.bhccu.org/privacy.
Or, we will mail you a free copy
upon request if you call us
at 800-779-5555.
The rights and protections applicable only to Visa debit transactions,
including additional consumer liability limits and streamlined
error resolution procedures, as described in your Electronic Fund
Transfers Agreement and Disclosure, will not apply to transactions
processed through non-Visa networks.
Please contact us with any questions you may have regarding this
notice at 800-779-5555.
Sherri Stumpf, CEO
sstumpf@bhccu.org
Senior
Management
Team
Matt Wohlers,
SVP Finance/Administration, CFO
mwohlers@bhccu.org
Caroline Redmann, SVP Operations, COO
credmann@bhccu.org
David Schalk, SVP Lending, CLO
dschalk@bhccu.org
Smart Advice. Friendly Service. Locally Owned.
608-755-6065 • 800-779-5555
www.bhccu.org
Lisa Palma, SVP Member Experience, CXO
lpalma@bhccu.org
Federally
Insured
by NCUA
Branch Locations
Janesville – Westside
2640 W Court St
608-755-6065
Janesville – Eastside
2704 E Milwaukee St
608-755-6065
Janesville – Northside
3012 Deerfield Dr
608-755-6065
Edgerton
617 N Main St
608-884-3351
Delavan
1116 E Geneva St
262-728-8686
Stoughton
1525 US Hwy 51-138
608-873-3929
Milton
701 S Janesville St
608-755-6065
Beloit
500 Public Ave Ste 101
608-755-6065