Wabash Valley Business Monthly
Transcription
Wabash Valley Business Monthly
Business Monthly Wabash Valley FREE Starr Publishing The voice of the Wabash Valley Grocers: A Competitive Marketplace - Pages 7-8 Indianapolis, IN PERMIT NO. 267 The faith-based community committed to recovery - Page 10 U.S. POSTAGE PAID September, 2015 *Vol. 1, Issue 4 Life skills are important for successful recovery. Other features in this issue: Terre Haute Young Leaders: Meet Jonathan Scherle Page 2 Possible Changes to Minimum Salary for Exempt Employees; A Costly Proposition Page 4 Time for a new marketing approach? Page 4 Katherine Hamilton: A Legacy of Hope Page 5 Terre Haute Chamber of Commerce Page 7 Also see: Local Government Public Meeting Schedule Page 14 Community Calendar Page 15 page 2 • Wabash Valley Business Monthly • September 2015 Business History Meet Jonathan Scherle First Financial Bank, NA Vice President Commercial Lending My job responsibility is to serve as the primary contact for existing and new commercial relationships of the Bank, by assisting them in obtaining loan(s) for any number of purposes, which may include the purchase of equipment, inventory, or real estate; construction of a new facility or remodel of existing; acquisition of a current business or start-up costs for a new company; or working capital lines of credit. It is my responsibility to make sure each request is properly structured for the customer, to ensure the repayment coincides with the customers existing or proposed cash flow. I also make recommendations to customers on other products offered by the Bank (ie. personal mortgages, auto loans, home equities, various deposit products, etc.), when I feel there could be a significant benefit to them or their business. I am an active member of the Terre Haute Young Leaders, where I serve on the Advisory Board and as Treasurer of the organization. I am involved with the United Way of the Wabash Valley, where I have served on a review team for the allocation process for 6 years, and currently am on the Community Impact Committee. I have been a Board Member of Downtown Terre Haute, Inc., and assisted with coaching my daughter’s Vigo County Youth Soccer and Riley Recreational tee ball teams. 2) One area that Terre Haute Young Leaders has helped me grow professionally is by improving upon my networking skills in a public, unfamiliar environment. Instead of sitting back and allowing others to approach me and initiate a conversation, I have learned the importance and art of working a room. This is not only a valu- Since 1960 General Construction Design/Build Construction Management Wasmuth & Roedel able tool to me personally, but from a professional standpoint it is one that benefits my employer. 3) The benefits of THYL to young professionals in our community are numerous, however the one that sticks out in my eyes is the connections you can make with others in the area. In my five+ years with the Young Leaders I have developed several connections with individuals that has either led to me assisting a fellow young leader or their company with a loan request, or resulted in me receiving some type of service (ie. life insurance for children, investment advice, etc). Not only has the Young Leaders helped me establish these professional relationships, but many of them are now close friends as well. From the Historical Industrial Edition of the Terre Haute Express, October 1900… The oldest established grocery stand in the city is at the corner of First and Ohio streets. In January, 1865, John F. Roedel came to Terre Haute from Memphis, Tenn., and engaged in the grocery business at this location. Charles Wasmuth was born in Louisiana in 1851, and came to Terre Haute when but 12 years of age. He entered the grocery store when he first came to Terre Haute, and has been in his present place of business ever since. Having grown up in the grocery store, it is unnecessary to say that he knows the business thoroughly. In September, 1893, Charles Wasmuth and J. F. and William Roedel (John Roedel’s two sons) bought out Mr. Roedel’s business. Not only do they run a grocery business, but they manage successfully a feed store at the corner of Second and Ohio Streets. They handle all kinds of feed, making a specialty of rye, clover, timothy and millet seeds. - Courtesy of the Vigo County Historical Society & Museum A word from the publisher Feedback Wanted of features or previews on the main page once everything is complete. This publication is mailed out to 4,000 businesses in Vigo, Clay, and Vermillion counties in Indiana. The goal is to distribute this publication by mail to every business in the Wabash Valley sometime in 2016. This would include the additions of Sullivan and Wabash Valley Business Monthly is looking for feedback or suggestions about businesses or events you would like to see featured in the publication. Right now, the best way to send a message to us is using our email address Jason Starr info@wvbm.biz. We have a new website, wvbm.biz that is currently Parke counties in Indiana and Clark and under construction. The website should Edgar counties in Illinois. There is also include past issues along with a couple some consideration about distributing to a portion of Greene County in Indiana and Crawford County in Illinois. There are many advertising and content sponsorship opportunities available. For more information about these please email jason@ wvbm.biz or call (812) 201-3919. Wabash Valley Business Monthly Copyright 2015© All rights reserved. P.O. Box 11202 Terre Haute, IN 47801-1202 Phone: 812-201-3919 Email: info@wvbm.biz Reader letters welcome. All letters are subject to editing for brevity, clarity and grammar. Business Monthly Spread the word and grow your business! Wabash Valley Wabash Valley Business Monthly • September 2015 • page 3 Equipment Leasing with SCI Operating & Grain Loans Equipment Loans Long Term Financing Relationship Packages Serving You In 36 Locations Including: Terre Haute - Sullivan - Clay City- Brazil - Farmersburg - Dana Paris - Chrisman - Oakland page 4 • Wabash Valley Business Monthly • September 2015 Possible Changes to Minimum Salary for Exempt Employees: A Costly Proposition News of a proposed wage (currently $7.25 per change to the minimum salahour). The FLSA sets out rery for exempt employees has quirements for overtime pay, made headlines recently. The and it also specifies a few possible change and its imcategories of jobs that are expact can be confusing withempt from overtime, hence out some context and some the term “exempt” is used to of the back story on why the describe these jobs. change is needed. In order to qualify for this The proposed change exemption from overtime pay, would amend a very old, a position must meet several but still very relevant, piece criteria, known as tests. There Kim La Grange of legislation known as the are two general types of tests Fair Labor Standards Act for exemption. First is the (FLSA), which was enacted in 1938 and salary basis test. If this test is passed, the has been amended several times over the duties of the job are then assessed via the past 77 years. The FLSA covers many duties test, which is a series of questions employment-related requirements at the about the position. There is a different sefederal level. One of the most notable re- ries of questions for each exemption catquirements addressed by the FLSA is the egory, which is the topic for another colestablishment of the federal minimum umn! For several years, the salary basis test, or salary threshold for exemption, has been set at $455 per week, or $23,660 per year. In other words, in order for a position to be considered for exemption from overtime requirements, persons performing the job must be paid at least $23,660 per year. Clearly, in recent years this test has been easily passed for virtually all positions. The Obama administration has been focused on updating this salary threshold to bring it in line with current wage rates, and in July, the Department of Labor announced a proposed increase in the salary basis test, setting the new salary threshold at $970 per week, or $50,440 annually for full time employees, which would more than double the current threshold. The impact of this change would be huge; over five million Americans, employed by thousands of companies across the country, are paid less than the proposed threshold and are in positions currently classified as exempt. The DOL has also proposed more frequent changes to the salary threshold, Time for a new marketing approach? By Scott Flood You’re just not pleased with the way things are going. Sales seem to be down, despite that new marketing campaign you launched three months ago. And frankly, you’re tired of it. So toss it aside and come up with something new. Bad idea. Company leaders who change their marketing approaches only slightly than they change their underwear are usually wasting time and money. If your company needs a new marketing approach every few months, something is fundamentally wrong -- and the problem isn’t in your marketing. Marketing and advertising efforts often become the Scott Flood proverbial tail that’s expected to wag the dog. Companies invest buckets of money in less often marketing and advertising as though they 5150 E. Margaret Drive Terre Haute, IN 47803 (812) 877-9115 www.cintas.com Uniforms & Apparel Facility Services Flame Resistant Clothing Compliance Training Promotional Products First Aid & Safety Fire Protection Managed Solutions were some kind of magic potion crafted to solve a whole flock of issues. Fact is, the most effective marketing approaches are consistent, long-term efforts that are built upon a company’s strategic plan. So, if you’re not changing your strategy every few months, you probably shouldn’t be changing your marketing that often. Should you adjust and adapt your efforts to reflect what’s happening in your marketplace, or to seize unanticipated opportunities? Absolutely. But that’s not the same as throwing everything out and starting from scratch every time you feel frustrated and disappointed. In fact, if your feelings are what’s driving your marketing efforts, that may be the root of your problems. Business strategies should be based upon rational and dispassionate analyses, not upon your emotions at any given moment. Think of the large companies you admire. What do they stand for? Can you describe them in a short phrase? I could name a dozen companies, and the images that tied either to increases in the consumer price index or increases in general wage rates. The DOL is accepting comments on the proposed changes through September 4 and will consider the comments before making its final determination. If implemented, the new salary threshold will take effect in 2016. While it is unlikely that the proposed salary threshold of $50,440 will ultimately be adopted, it is almost certain that some increase to the salary threshold will be implemented. When this occurs, employers will have two options, both of which are potentially very costly. The first option is to raise salaries of exempt employees paid less than the new threshold. The second option is to reclassify positions paid less than the new threshold, making them non-exempt. Of course, under FLSA, people in positions that are non-exempt are eligible for overtime pay for hours worked over 40 in a given week, so this option would likely cause an employer’s future compensation costs to be significantly higher. Although the Obama administration’s intent is to increase wages, it’s likely that employers would take steps to reduce the cost of complying with the new salary threshold. Two of these might be to either reduce hours of affected employees so that they are no longer full time, or pay a lower hourly rate so that, when multiplied by one and a half (as per overtime calculations), weekly compensation costs are unchanged. Whatever action the DOL takes, the impact of a change to the salary threshold will be significant for employers and employees alike. pop up in your mind would be identical to what pops up in mine. That’s because those companies know who they are, and they have the confidence in that knowledge to stay focused over the long term. They’re not shifting gears every three months or jumping every time a competitor provides some kind of perceived threat. If you’re not 100 percent sure of who your company is and what your marketplace wants, you probably shouldn’t spend so much on trying to create connections between the two. You may actually succeed from time to time, but it will be more of a lucky accident than the result of brilliant strategy. Scott Flood creates effective copy for companies and other organizations. You’ll find more articles at sfwriting.com and can read his blog at sfwriting.com/scotts-blog. ©2015 Scott Flood All rights reserved. Spread the word and grow your business! Business Monthly @gmail.com Wabash Valley Wabash Valley Business Monthly • September 2015 • page 5 Katherine Hamilton: A Legacy of Hope Many people in the comhealth field, for this prognosis munity are not aware of the was borne out by time? In 1944 history of Katherine Hamilton, my sister died of tuberculosis not speaking of the corporation in Evansville, Indiana, State itself, but the woman whose Hospital, emaciated and animal dreams built it. like, incommunicative, a huKatherine Hamilton dediman vegetable. At this juncture cated 33 years of her life to I would like to make one point helping and understanding clear. I have been on boards of Stacy Totten mental illness. She assisted in organizations since my teens. I have worked on drives since bethe organization and growth of fore that, selling cookies, lemthe Vigo County Association onade, etc, as a kid. In all the for Mental Health. Her drive work I have ever done, I have and dedication to mental illness never had to work so hard to never ceased. While hospitalget constructive results as in the ized in St. Louis, too ill to attend a luncheon in her honor for field of mental health. The apathy and lack of understanding the Vigo County Health and Welfare Assoin respect to mental illness is abysmal. ciation, Hamilton sent these words: “On my twenty-fifth birthday, I was This must change. Mental illness is an called upon to sign my twenty-seven year illness like other illnesses. It has physiold sister over to the custodial care of those cal, sociological and to a certain minimal appointed by the State of Massachusetts extent, but no more so, probably, then tu(where she was living at that time) to care berculosis, hereditary causes. People must for its mentally ill. I was terrified. What learn to know and accept it. Roosevelt’s would happen to her, whom I had teased polio spurred on the March of Dimes, and badgered all my life, whom I had also Eisenhower’s heart attack gave the Heart deeply loved? Would they, could they, Association a terrific boost. Let’s not wait those people, help this person to whom I until one of our president’s has a manic could no longer come close because we no depressive attack before we all get on the longer spoke the same language, no longer bandwagon and give mental illness the attention its importance warrants.” lived in the same world? Today Hamilton Center, Inc. (HCI) I was soon to learn that they could not. They could neither help her, nor did they carries on her legacy in attempt to bring have the least idea why she had become a new light to mental illness. Since her ill. They came to me for answers to their death in 1961, her vison became a reality. countless questions. What had she been Hamilton’s efforts have helped to build a like as a child? When and how had her be- community mental health system coverhavior changed? Did I have any clues as to ing 10 counties in West Central Indiana. why this happened? In the end the summa- Hamilton Center, Inc. was opened in Terre tion was simple: ‘Diagnosis, schizophre- Haute, Indiana in 1971. Following the success of HCI in Vigo nia. Recommendations, none. Prognosis, County, leadership realized that the desteady downhill course.’ “Do you wonder that I have had for mand for professionals in the mental the thirty-three intervening years and avid health field was needed elsewhere. Haminterest in the development of the mental ilton Center, Inc. has grown to become a part of Clay, Greene, Hendricks, Marion, Owen, Parke, Putnam, Sullivan, and Vermillion Counties in Indiana. HCI employs over 500 people and serves over 13,000 consumers annually. “Building Hope and Changing Lives.” Stacey is a Public Relations Manager for Hamilton Center, Inc. 24 Hour Emergency Access (800) 742-0787 Building Hope, Changing Lives www.hamiltoncenter.org page 6 • Wabash Valley Business Monthly • September 2015 Your Words Have the Power to Help Build a Community By Tracie Yelich entrepreneur needs to hear to take their new technology to the I recently had a young pernext level. son with a passion to start her Some classic excuses as to own business in my office. She why we find it difficult to be was putting together a business an encourager are time conplan so she could visit a bank straints, we get so bogged down to seek financing. I asked her with our daily obligations we if she had a strong support netmay sometimes miss the goldTracie Yelich work, she hesitated and indien opportunity to encourage or cated she had not told her family yet. She guide someone desperate to hear our input explained that they wouldn’t ‘get it.’ She and words of influence. Professionalism is said, “I come to you for my encourage- another waning excuse. We ‘preach’ being professional to all our small business ownment.” Comments like the one I just described ers, but just because we are professionals help to paint a big picture. Each of us in is not an excuse that someone cannot simour own individual entity within the re- ply be nice. Social media is not as much markable Wabash Valley business net- as an excuse but a platform in which we work, has the ability to build up or tear hide behind to be excessively negative and down those we come in contact with, on a oftentimes nasty regarding a local busidaily basis. This consequently, has an im- ness. Don’t be a cyber-business bully and pact on the entire business structure of our be the one quick to fire off a critical email or Facebook post filled with criticism. Recommunities. One word of encouragement can some- member, a human being is at the other end times change the outlook or course for of that ‘send’ and ‘post’ button. This doesn’t mean that constructive many entrepreneurs. Your positive feedback may possibly give the owner of a criticism is not sometimes warranted or small restaurant, the hope that they can go that there won’t be situations in which on and that they can keep working to make negative decision or response need to be their business grow and succeed. One conveyed. We all know that commercial word might be just the spark that a young lenders can’t always say yes and real es- Savioa’s Pizza has been a family owned business since 1979. There has been a location in Paris, Illinois since 1984. They recently decided to expand into the Terre Haute market. They have an extensive menu of award winning pizza, delicious sandwiches, appetizers, pastas, and salads. Savioa’s won Best Pizza in Edgar County (IL) in 2013. The Terre Haute Savioa’s Pizza is open Tuesday - Saturday 11am to 10pm, and Sunday 12pm to 5pm, and is located at 727 Wabash Avenue. tate transactions will not always work out. It is a fact that businesses close, prototypes don’t always make it to the assembly line, and not every entrepreneur creates a Fortune 500 company. People are human and make mistakes. An employee may need to be confronted for errors or not complying with company policy. Communicating effectively is the key. When John D. Rockefeller ran the Standard Oil Company one of his senior executives made a mistake that cost over two million dollars. Before Rockefeller met with the man, he took a notepad and wrote across the top, “Points in favor of this man.” Under which he listed the man’s strengths, including how he had once helped the company make the right decisions that helped it to earn millions of dollars. So, the validity in ripping him apart for a mistake seemed invalid. Before speaking, sit down and make a list of the positive about a person or situation. By doing this, you will approach the issue with the right attitude and won’t say things you will later regret. Hostile business environments, fierce dog-eat-dog competition still exists even in our politically correct environment. It is a tough world out there. We can help to ease the blow of people we hope to see succeed by offering our encouragement and support. The world needs less critics, fewer naysayers and more cheerleaders. At the West Central Indiana Small Business Development Center we have often been classified as the ‘cheerleaders’ for small businesses. We applaud them, guide them, listen to their problems, help find solutions and offer words of encouragement. We try to keep our clients grounded and help them to be realistic by offering advice with facts to validate, even if the answer isn’t what they wanted to hear. We cautiously advise so not to give false hope; but also, being careful to not deflate the dreams of those we come in contact with. So, how about you? Do your words build up or tear down? Make it a habit to send emails of encouragement to a business in the community that you appreciate. Make sure accolades are given. Awards shouldn’t be a political maneuver, they should be sincere. Recognition with words of validation is a priority for a strong, thriving community. Don’t expect businesses to be formed, grow and thrive if owners are simply barraged with negativity. One word makes a huge difference. Be encouraged. And therefore, be an encourager. Congratulations to ISU on being Ranked #1 in civic engagement! Photo courtesy of Indiana State University Wabash Valley Business Monthly • September 2015 • page 7 SEPTEMBER 2015 terrehautechamber.com Businesses, Individuals Recognized at Chamber’s 102nd Annual Meeting Members of the Terre Haute Chamber of Commerce filled Hulman Center on August 26 for the 102nd Annual Meeting featuring the presentation of five prestigious business awards and keynote presentation by sports writer and commentator Seth Davis. A crowd of over 750 community business leaders and professionals were on hand to celebrate the evening. The following individuals and companies were recognized: Barbara “Boo” Lloyd was presented with the ATHENA Leadership Award, sponsored Saint Mary-ofthe-Woods College and driven by Fuson Automotive; Vigo County School Corporation was honored with Vision A Level Above sponsored by Indiana State University; Courtney Richey received recognition as the Young Leader of the Year, sponsored by Terre Haute Young Leaders with scholarship support from the Wabash Valley Leadership Institute; Saint Mary-ofthe-Woods College received the inaugural Community Health and Wellness Champion, sponsored by Fifth Third Bank; and Dorsett Automotive was recognized as the this year’s Business A Level Above recipient, sponsored by Vectren. The suite of awards was sponsored by the Tribune-Star Publishing Company. “The individuals and businesses honored tonight are all incredibly deserving of the recognition,” stated Chamber President David Haynes. “Whether it is their commitment of time or resources, they all have contributed to building the community and helping make Terre Haute a great place to live, work and do business.” In addition, the evening also featured a keynote presentation from Seth Davis, writer for Sports Illustrated magazine and an in-studio analyst for CBS’ NCAA men’s college basketball coverage. He is also the author of two books with deep ties to Terre Haute and Indiana Basketball, When March Went Mad and Wooden: A Coach’s Life. “We were honored tonight to have Seth Davis at this year’s event,” stated Haynes. “His passion for sports and life, as well as his extensive knowledge of Terre Haute’s basketball history was conveyed in his speech tonight.” Established in 1913, the Terre Haute Chamber of Commerce has been and always will be, committed to creating a community that is a great place to live, work and do business. Its mission is to preserve, protect and promote a business friendly environment free of obstacles to growth and development. Below, a crowd gathers for the VIP Reception, sponsored by Kemper CPA Group and Clabber Girl. Upcoming Events Business After Hours September 10 Saint Mary-of-the-Woods College Lunch with Senator Donnelly September 14 The Ohio Building Business After Hours with the Sycamores September 30 Indiana Theatre BIZ Seminar Series Tax Amnesty 2015 September 14 @ 10am HIP Link September 22 @ 9am Presented by: Regional Workplace Wellness Mayoral Debate October 20 Indiana Theatre Top 12 Under 40 November 10 Sycamore Banquet Center New Members The Chamber welcomed the folllowing new members in August: Butler’s Pantry Food Co. Dentistry Just for Kids Kevin-Roger Maher Contracting Repeat Music For more information about how to join the Chamber, please contact Katie Shane, Membership Director at (812) 232-2391 or via email kshane@terrehautechamber.com An insert of the Terre Haute Chamber of Commerce in partnership with the Wabash Valley Business Monthly. page 8 • Wabash Valley Business Monthly • September 2015 Grocers: A Competitive Marketplace Competition of where people spend their food dollar in the Terre Haute area is growing. The move of Meijer into town and Fresh Thyme under construction has put the already existing grocery stores on their tippy toes. While it may appear we have more gro- cery stores now than ever before, one must take a step back and look at our history. Standing the test of time in Terre Haute is Baesler’s Market, founded in 1894. Jump back 100 years and the landscape was different. “There used to be a grocery store on every corner. At that time they were not supermarkets, they were meat markets or grocery stores,” Baesler’s Market Owner Bob Baesler said. Keys to Success: Cleanliness & Customer Service In recent years, we have had a couple of the IGAs shut their doors. “One of the biggest advantages we have is so many of these independent retailers that have closed or sold out, let their facilities get run down,” Baesler said. Even having excellent customer service and competitive pricing will not keep you open if your store’s appearance is sub-par. The reality is, people may judge a store based on a first impression. Baesler said that was his argument to the bank at their former location on South 25th Street. “There were chicken coops that were in better shape than our store. It was awful,” Baesler recalled. All Fresh Thyme Farmers Market Locally Owned & Operated Baesler’s Market • • • • • NoHireonFees FreePreEmploymentDrugScreens WecanandwilldoLocalorNationalbackgroundchecks Wedotherecruitingforyouvia:ads,tv,radio,internet Wetakethelegworkoutofyourrecruitingandhiringprocess 2010 TH Chamber of Commerce – Fast Growing Business 2014 Tribune Star Readers Choice – Best Staffing Co. Proud Sponsor to the TH Rex and ISU Athletics Call one of our recruiters today to start the process (812) 235-6500 Or go to our website at: www.golaborlink.com three Kroger stores and Baesler’s Market have gone under serious renovations in the past two years. “Meijer is not going to put us out of business because we have an up to date facility. If we had a lousy facility it would be a lot easier,” Baesler said. If you have a lousy facility but great employees, you might be able to stay in the game longer. Baesler said he spent two decades thinking he could teach an unfriendly person to be friendly after hiring them. He later came to realize it was the work of good parents who made friendly employees. “Our greatest asset is our employees. We have been blessed,” Baesler added. Baesler believes Kroger employees would like to be just as friendly, but their stores do not schedule enough help to allow the employees the time to be as friendly. “Fortunately for us, the larger stores feel they can increase their profitability by lowering their costs. Labor is 50% of your cost. That is the easiest thing to adjust when you are trying to be more profitable,” Baesler said. Wabash Valley Business Monthly • September 2015 • page 9 Fresh Natural Foods Takes a Slice Meijer offers more than 600 varieties of farm-fresh produce and a full-service meat department. “We are pleased to bring a fresh option to our neighbors in Terre Haute and its surrounding communities,” said Co-Chairman Hank Meijer. Meijer went on to say the new supercenter represents their ongoing commitment to help provide a healthier, balanced lifestyle for anyone who steps through their door. Fresh Thyme that is slated to open next year also has the aim to help improve the way communities eat by providing healthy food at healthy values. “As we’ve expanded the Midwest markets our offerings have complemented existing grocery shopping options and helped people transition to a healthier lifestyle. We’re very excited to be joining the Terre Haute community and look forward to meeting our new neighbors,” said Chris Sherrell, CEO of Fresh Thyme. Kroger Spokesman John Elliott says for 11 consecutive years natural foods has seen double-digit growth, compounding on previous years. Kroger’s Simple Truth brand launched two years ago. Simple Truth products are free from 101 artificial preservatives and ingredients that customers told them they didn’t want in their foods. “There was very strong customer push back prior to the launch of Simple Truth. People just didn’t trust what they were finding in various retail stores,” Elliott said. In the past two years, the Simple Truth brand went from zero dollars in sales to 1.2 billion dollars in sales in the second year. “Consumers pay a lot more attention to what is on the packaging. They hold retailers accountable for the food they eat, more than ever before,” Elliott added. Baesler’s Market offers a comparative brand to Simple Truth called Wild Harvest. At the time of publication, Wild Harvest had 121 ingredients they do not allow in their products. Grocery Competitors In the 1950’s consumers spent 75% of their food dollar in grocery stores. By 2013, Americans spent only 52.6% of their food dollar in grocery stores. Competition does not just come from new grocery stores, but restaurants as well. If you are going out to eat, then you do not need to buy as many groceries to prepare food at home. Additionally, dollar store chains are gaining a considerable amount of the grocery market share. Dollar stores are filling the aisles with nationally known brands that lure in both the low-income shoppers and the thrifty higher-income households. “At Dollar General 60% of their items are consumable items, which are the same items we sell. They are the biggest thorn in a supermarkets side because of the amount of consumables they are selling,” Baesler said. Convenience stores like CVS and Walgreens continue to increase their amount of consumables on the shelves too. They have been playing up the fact that consumers can get necessitates and get and out of the store quickly. “One of our biggest advantages is our store size. Older people don’t have the energy to shop a 200,000 square foot store with a 15-acre parking lot. The younger people don’t have the time,” Baesler said. Full lines of groceries are even finding their way into hardware stores like Menards. Additionally, Menards carries a full array of Proctor and Gamble products to keep every room of your house tidy. Successful Strategies There is no better time to be a consumer as competition heats up. Earlier this Meijer month Kroger launched an online ordering service at their store in Carmel, Indiana. Customers can place an order online and pick it up at the store. Furthermore, to get consumers to see them more as a restaurant, Kroger has installed mini eating spaces. “Our food stores have become destination restaurants where a customer can eat in, but they also can get home cooked quality meals to go,” Elliott said. Baesler’s Market recently added a few picnic tables outside and a couple tables and a bar inside for folks wanting to enjoy items from their hot and cold bar immediately. It allows workers on their lunch hour to enjoy You make your money the hard way. Why invest it the old way? If you’re at a brokerage firm that doesn’t encourage you to be involved in investing your wealth the way you’ve been involved in creating it, perhaps it’s time for a change. At Schwab, we provide expertise and guidance while still encouraging your involvement. So you can stay engaged with your investments and take ownership of your future. Talk to us today about a more modern approach to investing. Meijer their lunch away from the office without consuming a chain fast food meal. When Meijer decided to carry Certified Angus Beef, a long time product at Baesler’s Market, they took it up a notch and now offer their customers Dry Aged Beef. “If it is true competition makes you stronger then we should be getting stronger all the time because we are getting more and more competition all the time,” Baesler said. People don’t have more money to spend on food; the pie is divided into more pieces. Happy shopping and remember to spend your food dollar where it counts. Dave McKimmy Independent Branch Leader and Financial Consultant Terre Haute Independent Branch 4830 S. Highway 41 Terre Haute, IN 47802 (812) 234-1400 schwab.com/terrehaute ©2015 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. MWD81146-12 (0514-3507) ADP85998-00 (5/15) client: Charles Schwab SPECIFICATIONS page 10 • Wabash Valley Business Monthly • September 2015 What is Next Step? A family of committed staff and volunteers. Next Step is a faith-based recovery community that provides housing and programs to those that are serious about overcoming their addiction to drugs and alcohol. Next Step was founded in 2011 to provide housing, education and individual support to women seeking to recover from addiction. The program started in the former Washington Ave. Presbyterian Church in Farrington’s Grove and has expanded to include a men’s house, women’s transitional housing, a coffee shop (The Meeting Grounds) and a childcare program (Little Steps). Next Step provides a rigorous, structured and individualized program of support that focuses on providing the tools necessary for long-term recovClasses in personal growth provide tools for lasting recovery. Call tom bush for a Free Estimate (219) 331-0233 Serving Central and Southern Indiana ery; not just sobriety. Over 10 classes are offered each week to residents, graduates and family members. Classes offer hands-on learning for personal growth and life-skill development. Personal growth classes such as Boundaries and It Takes Courage provide the skills necessary to set limits, communicate effectively and manage relationships. Life-skill classes such as money management, job coaching, parenting and nutrition teach the skills necessary to successfully manage life in recovery. Faith development is a large part of the Next Step program and residents have multiple Bible Studies they can participate in throughout the week and on Sundays they can join in church services right in the Meeting Grounds, where Grace Community Church is now holding services. The key to the success of Next Step is COMMUNITY; both the community created by the dozens of women and men involved in the program who support each other and the support provided by the local community through all the volunteers who give of their time and talents and those who stop by to have a cup of coffee. The organization is a 501c3 non-profit and funds are provided through church, business and individual donations, as well as fundraising events. Next Step hosts two community fund- Drink a latte, save a life! raising events each year; a Passover Dinner Benefit in April and a 1k Recovery Walk and Pancake Breakfast on September 12th from 8 to 11 AM, where the local community can come and participate in fun and fellowship while hearing the testimonies of those whose lives have been transformed through their recovery journey. Left: Next Step, on the corner of 6th and Washington. Wabash Valley Business Monthly • September 2015 • page 11 Blues At The Crossroads back to local Vigo County aspiring musicians in the Vigo County School Corporation. Last year 15 to 20 guitars, and music lessons for a year were given to selected students in hopes they would see their musical aspirations to fruition. This year if you come out to Blues At The Crossroads on Saturday Sept. 12th at 3:30pm you will be able to see if all their hard work and practice has paid off. This year the same opportunity will be given to a new round of young people looking to further their journey in the music world. Connie Wrin and her crew have Blues At The Crossroads running like a “welloiled” machine. They have times between band sets down to a 15 minute turnaround between acts. They also help musicians load in, and load out equipment, have massage therapists on hand, and all the bands are fed excellent food to make sure they put on the best possible show for all in attendance. This year on Friday night folks will be able to see: “Henthorn/Feaster”, “Blind Mississippi Morris”, “Mike Milligan and Steam Shovel” from 6pm-1am. Saturday night includes acts like: “Moonshine Junction”, “Eric Steckel”, “Tweed Funk”, “Samantha Fish”, “The Jeremiah Johnson Band”, and closing out the night with “Freekbass” from Cincinnati, Ohio. Connie says,”she is most looking forward to seeing “Freekbass” this year.” When I asked Connie if she had a dream blues act to play the show she immediately said “Jonny Lang” on the blues realm, but any type musical act would be “Mumford & Sons” or “The Dave Matthews Band.” Saturday’s entertainment runs from 3pm1am. A new addition this year is the “Silent Disco” where music lovers will be able to listen to a live club DJ playing dance music under the tent on Friday & Saturday nights from 9pm-1am on wireless headsets. The catch with a “Silent Disco” is that you will see people dancing to what seems like silence, but those with wireless headphones on will know the beats that are making them move on the dance floor. There will be a kid friendly “Silent Disco” for all those under the age of 16 on Saturday night from 5pm-7pm with “kid friendly” lyrics. There is also a second stage inside “The Verve” that runs inside with different musical acts at the same time as the outdoor festival each night for those 21 years of age and over. You never know what you might see at “Blues At The Crossroads.” A few years ago a couple specifically scheduled their wedding date to be on the Saturday of the festival, and Connie reserved a table for the happy couple to enjoy their wedding reception in downtown Terre Haute. The admission cost is $10 daily for anybody over 16 years of age, however kids 16 and under get in free of charge. There are half price discounts for ISU Students, faculty, and staff with a valid ISU ID, as well as half price discounts for Military, Fire Fighters, and Police. Downtown Terre Haute comes alive on September 11th, and 12th this year. It’s a must attend for anybody that loves music and people walk out the door on your way School has started and to work. It gives you an instant schedules have changed. Feelvisual that states what is in store ing frantic to get it all together for your day. I like to do this at and scheduled? You are not work as well. GIANT calendar alone. Those in the work force with each event posted so I see relish and regret all at once this it each morning and evening. It time of year. Time manageworks for me. If your schedule ment is essential at work and is scattered but the same every at home. There is much to be Jaymie Wood week, maybe designate certain learned from those around us. days for certain tasks. PaperEspecially those we work with. Many have great organizational and time work done on Tuesdays, meetings schedmanagement skills. Finding the time to or- uled all day for Mondays and Wednesdays, ganize it all can become the tricky part! At etc. Sometimes we do not have the luxury the start of the school year get everyone’s of time management. Sometimes our jobs schedules, especially if they are in any require a lot of spur of the moment activitype of extra curricular activities. Find an ties. So being flexible to sudden change eye catching calendar, and color code each may be imperative. Also especially if you child’s activity as you add to the calendar. have children! Remember that all your Yes, I know, phones have these devices as family is going through a brief adjustment. well. Sometimes it is best to see it as you Everything will calm back down shortly if it hasn’t already. These biannual shifts can be stressful for all of us. Some things to keep in mind as you move forward this school year; Take time to talk to the children and see how their days are going, make sure they are adjusting to the new grade level or new friends. If at all possible eat dinner or breakfast or both with them. It really does make a difference. If you have younger children or even older, read with them or to them. It really will help them in school and in their social lives. Reading is important for all of us. However the most important part of reading is that you are doing it together. Do not forget that as you have stress at the office or worksite, they have stress at school. Have a great school year! Jaymie Wood is Deputy Director of the FSA Counseling Center located at 1111 Wabash Avenue in Terre Haute. By Matt Luecking Chances are if you’ve spent any time in Terre Haute you have heard of “The Blues At The Crossroads Festival.” For the past 14 years, with this being the 15th, anywhere from 2,000 to 8,000 patrons have visited downtown Terre Haute annually in September. It’s a nice boost to area hotels as you can’t find a room at the Candlewood Suites or The Hilton in downtown Terre Haute, as these places typically sell out a few months before this annual event. This year the “Blues At The Crossroads Festival” takes place on Friday Sept. 11th and Saturday Sept. 12th. It’s an event that almost didn’t take place 15 years ago due to the tragedy of 9/11/01. It’s a day that we will never forget in American history for the vicious attacks on our soil. The first “Blues At The Crossroads” was a few days after 9/11, and many residents of the Wabash Valley were reeling, and not sure if a celebration was in order. If not for Reverend Mullen coming over from a downtown church and talking to the recently opened Verve owner, Connie Wrin, and saying “The community needs this right now” the course of history for Blues At The Crossroads could have been much different. Fast forward the clock 15 years later, and now The Blues At The Crossroads Festival is giving back to the community in a big way. The past couple of years Connie Wrin has been partnering with the ISU Community School Of The Arts to give The Crisis Pregnancy Center is now open at 530 Wabash Avenue in Ellis Place. They have combined their two Terre Haute locations into one 7,000 square feet space. This allows them to better serve their clients by having all of their meetings, classes, medical exams and screenings in one location. For more information, you can visit their website at WabashValleyPregnancy.com School’s back and Schedules are Changing watching in the Wabash Valley. For those that like to sit while listening to all the musicians, lawn chairs are permissible, and encouraged from those who plan to attend. Connie Wrin plans to keep the tradition of “Blues At The Crossroads” going for many years to come. Mark your calendars for September 9th, and 10th, 2016 if you like to plan ahead. For more information about Blues at the Crossroads check out their website at www.bluesatthecrossroads.com for September 11th and September 12th 2015 in downtown Terre Haute. Matt Luecking is Owner/Operator of Showtime Music Mobile DJ Service, and the Afternoon Radio Host on B92.7 Radio Station WFNB from 3pm-8pm weekday afternoons. Matt can be reached at matt@showtimemusic.net or mluecking@ th.emmis.com. Spread the word & GROW your business! For The Great Job You Do This Buds For You Email: wabashvalleybusinessmonthly@gmail.com or call 812-201-3919 page 12 • Wabash Valley Business Monthly • September 2015 Agri-Business Sponsored by First Farmer’s Bank & Trust A revitalized Downtown Paris Farmers’ Market is currently in its first season in the Paris, IL community thanks to a partnership between the Paris Area Chamber of Commerce and the Edgar County Farm Bureau with support from the Edgar County Health Department. The First Farmer’s Bank & Trust is the exclusive sponsor of the event for the 2015 summer season. Following a public meeting, held earlier this year, to discuss the future of the failing market a DPFM committee was formed. The committee includes chairman Kevin Augustus, Bob Wilson, Dan Becher, Paula Marrs, Kris Book of the Edgar County Farm Bureau and Kathy Rhoads, executive director with the Paris Area Chamber of Commerce. The committee oversees the weekly event and will determine the end date for this year’s market. During the public meeting, a large group of residents from the Paris community expressed a strong desire to continue the market and the committee decided to rebuild and restructure the setup of the local farmers’ market. The weekly market began June 6 and will continue through September. New, to the market, this year has been live entertainment provided by several appearances of the Coon Holler Kids. The popular musical group of talented area youngsters will perform again on Saturday, Sept. 19, in downtown Paris. In addition to fruits, vegetables, farm fresh eggs and meat, the new market also includes several vendors offering homemade items such as soaps, quilts, baked goods, jewelry and fresh flowers from a local florist. There have been numerous bake sales, a mobile pizza oven and fresh made kettle corn available, at the market, on Saturday mornings in downtown Paris also. The DPFM committee also made the decision to eliminate vendor fees for the season to generate interest in the event. “I think that encourages people who don’t (sell) on a larger scale to be involved; people who sell from time to time during the summer, or who like to bake but don’t want a big commitment,” said Edgar County Farm Bureau Manager Kristine Book. “Our motto is, if you make it, bake it, raise it or sell it, we want it!” Kathy Rhoads of the Chamber said. “We want this to be a Saturday morning event for families to not just come shopping, but to bring their lawn chairs and listen to the entertainment, or do some of the other fun things we’ll have going on throughout the summer.” Returning vendors will include the Kohlmeyer family, L & A Family Farms and Marrs baked items. “We have offered tomatoes, green beans, corn, pumpkins, squash, cucumbers, sweet corn and a large variety of summertime favorites,” Erika Kohlmeyer said about some the selection they bring during the market’s season, noting that her family grows the crops together as a hobby in a 1.8 acre garden. The family has also utilized a greenhouse that will allow them have a head start on some of their crop selection. L & A Family Farms provides fresh farm eggs, meats, vegetables, noodles and baked goods, along with jams. There will also be a variety of bake sales and lunches throughout the season from all types of notfor-profit organizations, such as churches and local sports teams. “We welcome any type of non-for-profit organization to use our venue as a place to host their fundraiser,” Rhoads added. The Chamber of Commerce is hopeful many downtown businesses will be open during the market as well, encouraging sales beyond the limits of the Square. “We’re just hoping that everything goes well this summer, and we’re hoping that it builds on itself so next summer it’s even bigger and better,” Book said. For information about submitting a vendor application for the Paris Downtown Farmer’s Market, or for those interested in performing at the market, contact Rhoads at (217) 465-4179, or Book at (217) 465-8511. Wabash Valley Business Monthly • September 2015 • page 13 There was a ribbon cutting for the new downtown student housing located on the 500 Block of Wabash Ave in Terre Haute. This project is another key to the revitalization of downtown Terre Haute. The upper 4 floors is leased by Indiana State University for Student Housing. Currently, the first tenant is Crisis Pregnancy Center on the east end of the building and is currently operating in the location. Developer, Thompson Thrift hopes to be able to announce additional tenants in the near future. Zeliha’s Barber Shop had a ribbon cutting in early August. Zeliha’s is located at 1218 Wabash Avenue in Terre Haute. page 14 • Wabash Valley Business Monthly • September 2015 Local Gov’t Public Meeting Schedule City of Terre Haute All City of Terre Haute meetings are held at the Vigo County Court Hause located at 17 Harding St., Terre Haute, IN 47807 unless otherwise noted. City Council, City Council Room Sunshine Meeting (1st Thursday of every month), 6pm Regular Council Meeting (2nd Thursday of every month), 6pm Board of Public Works and Safety - Location: Board of Public Works and Safety Conference Room (2nd and 4th Monday of every month), 2pm Redevelopment Commission - Board of Public Works and Safety Conference Room (3rd Wednesday of every month), 4pm City Board of Zoning Appeals - Vigo County Commissioners Conference Room. Vigo County Annex. Vigo County Annex is located at 650 South 1st St. (1st Wednesday of every month). 9am Vigo County Meetings All Vigo County meetings are held at the Vigo County Annex located 650 South 1st St., Terre Haute, IN 47807 unless otherwise indicated. Area Planning Commission - Vigo County Council Chambers, Vigo County Annex, 650 South 1st St. (1st Wednesday of every month). 7pm County Board of Zoning Appeals - (2nd Wednesday of every month). 10am County Commissioners Attorney Meeting - Vigo County Commissioners Conference Room. Vigo County Annex (1st Tuesday of every month), 9am County Commissioners Appeals Board Vigo County Commissioners Conference Room. Vigo County Annex (1st Monday of the month if any appeals are to be heard) 10am Vigo County Council Meeting Vigo County Council Chambers Vigo County Annex (2nd Tuesday of every month). 5pm Park Board Meeting - Vigo County Council Chambers Vigo County Annex (4th Monday of every month). 4pm Vigo County Coordinating Council Booker T. Washington Center - 1101 South 13th St. (3rd Wednesday of every month). 8:30am Clay County Meetings Clay County Commissioners Meeting - Commissioners Room - Clay County Courthouse (1st Monday of Every Month). 9am Clay County Council Meeting - Commissioners Room, Clay County Courthouse (1st Monday of Every Month). 6pm Drainage Board Meeting Commissioners Room, Cloy County Courthouse (1st Monday of Every Month). 11 am City of Brazil Meetings Board of Works Meeting Council Room - Brazil City Hall (2nd & 4th Wednesday of Every Month) 10am City Council Meeting Council Room, Brazil City Hall (2nd Wednesday of Every Month) 7pm Pork Board Meeting - Council Room, Brazil City Hall (2nd Tuesday of Every Month). 6:30pm Sullivan County Meetings Sullivan County Commissioners Meeting - Commissioners Room, Sullivan County Courthouse (1st & 3rd Monday of Every Month) 7pm Sullivan County Council Meeting Commissioners Room, Sullivan Country Courthouse (4th Tuesday of Every Month). 3:30pm City of Sullivan Meetings Board of Public Works City Hall - (1st Tuesday of Every Month). 5:30pm Common Council - City Hall (2nd Tuesday of Every Month). 7pm Zoning Board - City Hall (4th Thursday of Every Month). 6:30pm Plan Commission - City Hall (4th Thursday of Every Month). 7pm Park Board Meeting - City Hall (3rd Monday of Every Month). 5:45pm Redevelopment Commission - City Hall (2nd Tuesday of Every Month). 6pm City of Clinton Meetings Board of Public Works & Safety - 3rd Tuesday of each month @ 6:30pm City Council - 3rd Tuesday of each month @ 7:30pm Park Board - 3rd Monday of each month @ 7pm Redevelopment - 2nd Wednesday of each month @ 5:30 All City of Clinton meetings are held at City Hall located at 259 Vine Street, Clinton, IN 47842 You can send your information to over 4,000 area businesses by advertising in the Wabash Valley Business Monthly Find out more, contact Jason at: 812-201-3919 Business Monthly Wabash Valley @gmail.com Wabash Valley Business Monthly • September 2015 • page 15 Business Monthly Wabash Valley COMMUNITY CALENDAR September 5th: Indiana State Football vs Butler 3pm – Memorial Stadium Alabama Street Party 6pm – Brazil, IN September 12th Next Step Pancake Breakfast Fundraiser 8am to 11am – The Meeting Grounds 1400 S 6th St September 13th CASA KIDS Family Bash on the Wabash 10:30 am September 18th Marshall, IL Autumn Fest 5pm September 19th Marshall, IL Autumn Fest 7:30 am Indiana State Football vs SE Missouri St. 3pm – Memorial Stadium 2nd Annual Hoosier Championship Demolition Derby 5pm – Vermillion County Fairgrounds September 20th Marshall, IL Autumn Fest 9:00 am September 21st Artrageous by The Three Painters 7:30 pm - Tilson Auditorium September 24th Big Bad Voodoo Daddy 7:30 pm – Hatfield Hall Protect Most to You. Protect What Matters Protect What Matters Protect Most to You. What Matters What Matters Most to You. Most to You. Most to You. fe page 16 • Wabash Valley Business Monthly • September 2015 your family • your home • your business • your life your family • your home • your business • your life your family business • your home • your businesslife • your life yca your family • your home • your • your mor family • your home • your business • your life a st e inyour insurance associates, we take the susycamore eP t at r anc o ily, P yo u e as to Protect What Matters Most to You rextra steP o r t hom ect soc hat fits eyour Wha your ihome, ates your business, and your life - with the you , yourfamily, re t tM r ne ,needs bu s op we and your budget. Our personal a fits your ed s inthat ut a coverage t ter tak out and es s, s m s andput awe ourat sycamore associates, take the ile insurance yosure M smile oneyour face! Contact us to t h ur b to on is full service o y e o ur l Moststo t You udgMatters our extralinsteP to yProtect What t i e f o learn more about our full line of insurance products. e e f of i home, your . Oyour your family, your life -- with the Yo w e! C tand nsu acbusiness, i th ur p uontbudget. t anc and your coverage that fits yourrneeds Ourepersonal h rs e a e c o na t us us to service is sure to put a smile onpyour ro face! Contact d t uct products.o learn more about our full line of insurance s . l at sycamore insurance associates, we take the 99 999 Ohio Street, Terre Haute, IN 47807 9 O Of fi hio Office: 812.242.1414 • Fax: 812.242.2042 extra steP to Protect What Matters Most to You www.sycamoreins.com 999 Ohio Street, Terre Haute, IN 47807 ww ce: 8 Stre w.s 12.2 et, T your family, your home, your business, and your life - with the Office: 812.242.1414 • Fax: 812.242.2042 yca 42 erre coverage that fits your needs and your budget. 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