Georgia Peanut Commission Holds Ribbon Cutting and Open
Transcription
Georgia Peanut Commission Holds Ribbon Cutting and Open
Autumn 2012 Inside: Georgia Peanut Commission Holds Ribbon Cutting and Open House for New Headquarters Annual Stockholder Meeting Held Agriculture in the Next Decade Property for Sale Listings Lending support to rural America™ Leader is published quarterly for stockholders, directors and friends of AgGeorgia Farm Credit. President Jack C. Drew, Jr. With more than 95 years of experience, no one has worked harder at financing the needs of agriculture and rural America. Why not have that same experience work for you? Call us. We’re the experts. 800.868.6404 Financing provided for: • Land • Equine & Livestock • Equipment Purchases • Recreational Property • Operating Expenses • Timber & Turf • Poultry www.aggeorgia.com BOARD OF DIRECTORS Gerald D. Andrews John W. Bagwell, Jr. Edward M. Beckham II Jack W. Bentley, Jr. William L. Brown James B. Carlton Billy J. Clary Dan N. Crumpton Guy A. Daughtrey J.E. “Bud” Jones Howard Lawson Ronney S. Ledford Joseph M. Meeks Robert G. (Bobby) Miller Richard David (Dave) Neff J. Dan Raines, Jr. George R. Reeves Anne G. Sisk David H. Smith J.T. Woodard, Sr. Franklin B. Wright EDITOR & MARKETING MANAGER Mary Kiley PUblisher AgFirst Farm Credit Bank Publishing DIRECTOr Amanda Wagasky designers Athina Eargle Darren Hill Amanda Simpson Travis Taylor PRINTER Spectra True Colour Circulation Kathi DeFlorio Address changes, questions, comments or requests for copies of our financial reports should be directed to AgGeorgia Farm Credit by writing P.O. Box 1820, Perry, GA 31069 or calling 800-868-6404. Our quarterly financial report can also be obtained on our website: www.aggeorgia.com Email: mkiley@aggeorgia.com. AgGeorgia.2.Autumn 2012 Table of Contents The Georgia Peanut Commission (GPC) board of directors concluded the commission’s 50th anniversary by holding the official ribbon cutting ceremony and open house at the new headquarters in Tifton, Ga., on July 31. The new headquarters is located off of Interstate 75 in Tifton at exit 63B. ... Page 4 “They’re not going to make any more land.” Roy Malone frequently heard this nugget of wisdom from his father, A.C. Malone, Sr. He has passed it along through the years to his children and grandchildren as he has admonished them to care for the land of their inheritance. A farmer and caretaker of the land for well over seven decades, today at 91 ... 4 Georgia Peanut Commission Holds Ribbon Cutting and Open House for New Headquarters 6 A Caretaker of the Land 9 Frequently Asked Questions about Farm Credit 9 Help Grow Your Farm Future 10 Your Good Credit— Understanding Your Credit Report 12 Hunters Encouraged to Review Tree Stand Safety Tips 14 Delightful Holiday Desserts 16 Association News 17 Annual Stockholder Meetings Held 18 Agriculture in the Next Decade 20 Property for Sale Page 6 It is not often one gets to return to their alma mater to be part of a distinguished panel to address the future of agriculture and rural America. Cornell University, in Ithaca, New York, overlooking Cayuga Lake, one of the Finger Lakes, was the backdrop for this production. I spent three years and six months here earning my master’s and doctorate degrees. ... Page 18 AgGeorgia.3.Autumn 2012 Georgia Peanut Commission Holds Ribbon Cutting and Open House for New Headquarters The Georgia Peanut Commission (GPC) board of directors concluded the commission’s 50th anniversary by holding the official ribbon cutting ceremony and open house at the new headquarters in Tifton, Ga., on July 31. The new headquarters is located off Interstate 75 in Tifton at exit 63B. “We are proud of the new energy efficient headquarters and the opportunities that exist to promote peanuts to millions of consumers traveling through Georgia,” says Donald Chase, GPC Building Committee chairman and peanut farmer from Oglethorpe, Ga. “The principles of forward thinking in the design of the new headquarters is a testament to the forward thinking of farmers in the peanut industry here in Georgia.” The new headquarters, designed by Cadmus Design-Build, will be the first net-zero energy building for state government in Georgia. Cadmus Design-Build provides architectural design and construction management in the Master Builder tradition towards net-zero energy, environmental sustainability and economic feasibility goals. These high performance standards are met through a holistic approach to energy and water efficiency, conservation, environmental impacts and waste management as part of design, development, construction and ongoing building maintenance and operations. The new headquarters was designed and built to meet criteria for LEED Certification at a Platinum Level with a combination of systems which provide synergies that result in enhanced performance overall. The site selection, development, building placement, design, engineering and orientation all contribute to low-impact and high performance results. Beyond building to LEED Certification standards, the new headquarters has fully integrated alternative/renewable energy systems that enhance performance capabilities towards the near- and net-zero energy goals. The new building’s integrated systems include both passive and active geothermal systems, passive solar architectural design and engineering, solar photovoltaic systems, solar thermal systems, natural/daylight harvesting systems, rain and condensate harvesting, Georgia Commissioner of Agriculture Gary Black and Georgia Farm Bureau President Zippy Duvall, joins the Georgia Peanut Commission board members for the ribbon cutting at the new building. AgGeorgia.4.Autumn 2012 “Not only does this building represent a huge commitment and achievement from Georgia’s peanut farmers, but it will serve as an achievement for the entire peanut and agricultural industry in Georgia.” —Don Koehler, Georgia Peanut Commission executive director and so many other materials and methodologies that all contribute to the Cadmus Design-Build mission of “Building a Better Environment.” During the ceremony Debbie Cannon with U.S. Sen. Saxby Chambliss’ office presented a U.S. flag flown over the U.S. Capitol in honor of the GPC’s 50th anniversary. Congressman Austin Scott commended the GPC on an excellent job and stated that he looks forward to continuing to represent them in Congress. Commissioner of Agriculture Gary Black also presented Georgia Grown products to the GPC and stated that the department is having a Georgia state flag flown over the Georgia State Capitol in honor of the GPC. The GPC was presented with congressional records on their 50th anniversary from Sen. Chambliss, Sen. Johnny Isakson, Congressman Scott and Congressman Sanford Bishop. “The commission is proud of the fact that we have used local contractors and businesses in the construction of the new headquarters which has helped strengthen the economy in the south Georgia area,” says Armond Morris, GPC chairman and peanut farmer from Ocilla, Ga. “The new headquarters will assist the commission in fulfilling its mission of educating consumers and telling the peanut farmers’ story.” During the ceremony Don Koehler, GPC executive director, noted that the new facility lacks only one thing, “We’re absent of a mortgage because it’s paid for.” He also said the cost of the building was $87 per square foot. “Not only does this building represent a huge commitment and achievement from Georgia’s peanut farmers, but it will serve as an achievement for the entire peanut and agricultural industry in Georgia,” Chase says. “We have had numerous partners throughout the industry that have seen the value of the new headquarters and educating consumers about agriculture.” The new headquarters has been made possible through sponsorships and a commemorative brick and bench program. The sponsors include: Platinum level Kelley Manufacturing Co. www.kelleymfg.com Lewis M. Carter Manufacturing www.lmcarter.com Gold level American Peanut Shellers Association www.peanut-shellers.org Birdsong Peanuts www.birdsong-peanuts.com Toto, USA, Inc. www.totousa.com The FlintCo Family of Companies • Albany Tractor Company • Flint Equipment Company • Flint Power Systems www.albanytractor.com AgGeorgia.5.Autumn 2012 Silver level Farm Credit www.aggeorgia.com Lasseter Equipment Group http://lassetereq.agandturfdealer.com/dwp/location/ lasseter-implement-company-douglas SunSouth www.sunsouth.com Numerous farmers, organizations and businesses have all contributed to the building program by sponsoring a commemorative brick or bench. For more information on the GPC building project, visit www.gapeanuts.com. z A Caretaker of the Land By Mary Kiley “They’re not going to make any more land.” Roy Malone frequently heard this nugget of wisdom from his father, A.C. Malone, Sr. He has passed it along through the years to his children and grandchildren as he has admonished them to care for the land of their inheritance. A farmer and caretaker of the land for well over seven decades, today at 91 Roy still takes pleasure in walking in his woods, marking the timber for harvest and planning for the future of his family’s farm. “My grandfather moved to Laurens County from Jasper County when my papa was about 14, back in the late 1800s. He saw how poor land management had eroded away the topsoil. He learned something from that, and he taught my papa about taking care of the land. My papa taught me,” says Roy. The lesson on land stewardship has resulted in numerous accolades for Roy and his Goose Hollow Farm. Among his awards and recognitions he was selected as “Man of the Year” in conservation for Laurens County in 1962, recognized as an outstanding forest landowner by the Georgia Forestry Commission and received the Outstanding Forest Stewardship award in 1995. Roy’s dad was a farmer in the 1920s when Roy was born; he and his siblings were raised with a strong work ethic as they lived through the depression of the 1930s. Roy remembers picking cotton for neighbors from daylight until dark. He had four jobs as he completed two years of college at Abraham Baldwin Agricultural College in Tifton, where he received his degree in 1941. After graduation he told his dad that he wanted to farm. His dad sold him 50 acres of land and told him he would record the deed when Roy had paid off the land. To earn money to pay the debt Roy caught a bus for Los Angeles, where his brother was working at Lockheed and got a job there. Wanting to fly, Roy then joined the Army Air Corps and was sent to Texas for flight training. Then it was on to Meridian, Miss., for more training. By December of Top of page, Roy and Sarah Malone have a love for the land they and their family have lived on and farmed for more than 70 years. Below, Lt. Colonel Malone’s collection of World War II memorabilia includes the Longines-Wittnauer clock from his P-51 Mustang Fighter plane, “The Georgia Rebel” and the flight log book he used in the Pacific theater. AgGeorgia.6.Autumn 2012 “[My grandfather] saw how poor land management had eroded away the topsoil. He learned something from that, and he taught my papa about taking care of the land. My papa taught me.” 1944, he was headed to the Pacific where he flew 65 combat missions in a P-51 Mustang. He didn’t think much about the dangers of being a fighter pilot during wartime, but after returning from the missions the pilots were given a couple of ounces of liquor for their nerves. Since Roy didn’t drink he stashed the liquor in a bottle and eventually traded it to an infantryman for a Japanese sword, which he still has in his collection of memorabilia from the war. Life was rough in the Pacific during World War II. Meals were mostly K-rations. One Christmas, Roy was hoping for a good meal for the holiday; when he went to the mess hall for dinner he says, “They put a bunch of peas on my plate with some bread, grits and syrup.” That was Christmas dinner. He and his fellow pilots lived in tents. “We dug fox holes next to our tents in case of an air raid,” says Roy. “We had to be ready to go on missions at any notice and never got any time off.” After the war Roy took his separation pay and bought more land to farm. He came home to Georgia, graduated from the University of Georgia with a degree in agriculture, married Sarah Weaver, started a family and farmed. And he stayed in the Air Force Reserves until his retirement as a Lt. Colonel after nearly 30 years of service. Roy Malone has seen many changes in farming throughout his career and he has been instrumental in making some of those changes. Included in his resume are: ŪŪ Past Vice President and member of the board of the Mutual Production Credit Association ŪŪ Past Member of the board of South Atlantic Production Credit Association ŪŪ Past Vice President and board member of the Dublin Federal Land Bank Association ŪŪ Past Member of the Agriculture, Small Business and Labor Advisory Council to the Federal Reserve Board of Atlanta ŪŪ Past Chairman of the Hampton Mills Community Agricultural Stabilization and Conservation Committee, 1963 and 1965 ŪŪ Member of Positioning Agriculture for Rural Economic Advantage through the UGA Cooperative Extension Service in 2000 ŪŪ Past Chairman and member of the Board of Directors of the Georgia, Florida and Alabama Peanut Association ŪŪ Certified Forest Steward ŪŪ Past Member of the Georgia Commodity Commission for Peanut Advisory Board His awards and tributes are too many to mention. But they all honor a remarkable man who has lived his lifetime dream of being a good farmer and steward of the land. Today, Roy and Sarah’s son James does most of the farming on the 2,000-acre farm. Their other children, Pam Mullis and Gail Poole, have other interests. Son, Pat, passed away several years ago. Roy and Sarah Malone hope that someday one of their 13 grandchildren or 19 great-grandchildren will continue farming and conserving the land of middle Georgia. z Roy Malone with the Japanese sword that is part of his vast collection of memorabilia from World War II. AgGeorgia.7.Autumn 2012 Experts in Ag Lending. Meet our Cartersville and Rome staff—Branch Manager Hal Ragan and his staff work hard to make sure our members receive the newest loan products available on the market, keep your interest rates low, keep your patronage program strong and provide you with service beyond compare. Call or come by the Cartersville or Rome branch office, and let us show you what our experience and knowledge can do for you. We’ve got you covered—Equipment Loans, Land, Operating Expenses. Call us today! www.aggeorgia.com 1300 East Main Street Cartersville, Ga. 770.382.3637 701 East 2nd Avenue Rome, Ga. From the left, Giselle Thach, Lenee Evers, Susan Jones, Ernie Ghee, Heather Collum, Helen Hunter and Hal Ragan 706.291.6340 Frequently Asked Questions about Farm Credit What is Farm Credit? The Farm Credit System is a federally chartered network of borrower-owned lending institutions and related service organizations, exclusively dedicated to supporting agriculture and rural communities. We serve nearly 500,000 memberborrowers nationwide and provide more than $170 billion in loans to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, as well as agricultural and rural utility cooperatives. A government-sponsored enterprise (GSE) established by Congress in 1916, the System provides more than one-third of the credit used by those who live and work in rural America. to enhance the flow of credit to targeted sectors of the economy. The Farm Credit System was created in 1916 to provide a stable and reliable source of debt capital for the nation’s agriculture system and rural America. Congress provided seed money to help the System get started. The System repaid all government capital by 1968, and today operates without any financial support from the federal government. Fannie Mae, Freddie Mac and the Federal Home Loan Bank System are also Government Sponsored Enterprises. Help Grow Your Farm Future How is Farm Credit different from other lenders? Farm Credit’s cooperative structure means that member-borrowers have a say in how Farm Credit does business. Borrowers own their local Farm Credit associations and elect its board members. In accordance with cooperative principles, Farm Credit banks and associations often distribute a portion of their earnings to member-borrowers in the form of patronage refunds. For nearly 100 years, Farm Credit has been solely dedicated to helping farmers, ranchers and rural communities. Customers know they can depend on Farm Credit’s expertise and commitment in good times and bad. The System’s size, structure and performance have earned worldwide support of investors who continue to finance U.S. agriculture and rural America by purchasing Systemwide Debt Securities. What is a GSE? The term Government Sponsored Enterprise, or GSE, refers to a financial service organization created by the U.S. Congress As a GSE, the System is regulated by the Farm Credit Administration, an independent federal agency. Members of Farm Credit Administration’s Board are appointed by the President with the advice and consent of the Senate. Having GSE status helps the Farm Credit System ensure that rural America has steady access to competitively priced funds that are necessary to finance growth and maintain the quality of life in rural communities and on the farm. z Beginning January 2013, America’s farmers and ranchers will have the opportunity to make a positive impact on their communities by taking part in the Census of Agriculture. Conducted every five years by USDA’s National Agricultural Statistics Service (NASS), the Census captures a complete count of all U.S. farms, ranches and those who operate them. Census data are used by all those who serve farmers and rural communities from federal, state and local governments to agribusinesses and trade associations. Companies and cooperatives use the information to determine the locations of facilities that will serve agricultural producers. Legislators use the information when shaping farm policies and programs. And, of course, members of farm organizations use Census data to help make informed decisions about the future of their operations. AgGeorgia.9.Autumn 2012 As preparations continue for the 2012 Census of Agriculture, we call on farmers and ranchers to share their stories, ask questions and talk to their fellow producers about this critical effort. Your answers to the Census help grow your farm future; shape farm programs; and boost services for you, your community and your industry. NASS will mail out Census forms in late December, and responses are due by February 4th, 2013. Producers also have the option to complete their forms online. After all, the Census is your voice, your future and your responsibility. For more information about the Census, visit www.agcensus.usda. gov or call 1-800-4AG-STAT (1-888-4247828). The Census of Agriculture is your voice, your future, your responsibility. z USDA is an equal opportunity provider and employer. To file a complaint of discrimination, write: USDA, Office of the Assistant Secretary for Civil Rights, Office of Adjudication, 1400 Independence Ave., SW, Washington, DC 20250-9410 or call (866) 632-9992 (Toll-free Customer Service), (800) 877-8339 (Local or Federal relay), (866) 377-8642 (Relay voice users). Your Good Credit Understanding Your Credit Report By A. Michael Rupured, UGA Extension Consumer Economics Specialist What do you do when someone asks to borrow money or a personal item from you? Your decision about whether or not to lend will likely be based upon your perception of that individual’s character, his or her capacity to pay you back, any collateral offered in exchange, perhaps your knowledge of capital they hold in reserve, and conditions— the situation they are in and the cost to you. We call these factors the Five C’s of credit. Lenders and other entities rely upon these same factors when making decisions about whether to do business with consumers and businesses. Instead of gut reactions and informal agreements, the world of credit relies upon formal agreements that are regulated by the federal government. Federal law determines the information that can and cannot be used by lenders, employers, and others to make decisions about doing business with you. When you complete an application to apply for a loan, lenders cannot ask about your age, religion, race and other factors that have nothing to do with your ability to repay the loan. Credit Reporting Agencies (CRAs) collect information about you from financial institutions, court documents, public records, companies with which you do business, your employers and other entities. CRAs make money by charging for access to the information they have collected about you for a wide variety of purposes including to verify information you provide on job and credit applications. The CRA file about you is your credit report. Your credit report documents the Five C’s of credit as they relate to you and is the basis for your credit score. Understanding how your credit report is compiled and used is essential for your long term economic wellbeing and overall financial security. In a 2005 Government Accountability Office (GAO) survey, the average score on a knowledge test about credit reports and credit scores given to consumers was just 55 percent. Two-thirds of the respondents were unable to correctly name any of the major Credit Reporting Agencies (CRAs). An equal percentage did not know that credit histories could impact insurance premiums and possibly even employment. Nearly threefourths (72%) did not know that CRAs investigate incorrect information on one’s credit report for free. Lastly, more than half (52%) AgGeorgia.10.Autumn 2012 were not able to identify factors that affected credit, and nearly one-third (32%) did not know the definition of credit score. Establishing, maintaining, and protecting Your Good Credit can save you thousands of dollars over time and may mean the difference between you and your competition for job opportunities. Federal law (FACTA) allows all consumers to obtain one free credit report every year from EACH of the three major CRAs (Equifax, Experian and TransUnion). You can request your first free copy from each CRA online (http://www.annualcreditreport.com) or toll free (1.877.322.8228). Georgia residents are entitled to a second free credit report from each of the three major CRAs. To obtain your second free copy you need to contact each CRA individually. When you use the Internet, they may ask for a credit card number before determining that you are a Georgia resident and eligible to receive a free copy. Providing a credit card number is not required when you call the toll free number for each CRA. Negative information in your report that is accurate remains on the credit report for seven years; ten years in the case of Chapter 7 bankruptcy. Positive information may remain on your report indefinitely, but is often purged after seven years. Negative information may reappear at a later date if the obligation is still outstanding. If your credit report contains inaccurate information, follow the instructions that came with the report for disputing errors. The CRA has 30 days to confirm receipt of your inquiry, and 60 days to investigate. You may need to contact the creditor reporting inaccurate information about you to clear up the problem. Once the problem has been resolved, wait two or three months and request a copy of your credit report to make sure the inaccurate information has been removed. Understanding how your credit report is compiled and used is essential for your long term economic well-being and overall financial security. What’s on Your Credit Report? Personal Information including your name, current and previous addresses, current and previous employers, your Social Security number, your telephone number, and your date of birth are on your report. Age cannot be used as a factor in employment or credit decisions. Your date of birth is collected in most cases to verify identity. Your credit report does NOT include gender, ethnicity, religion, political affiliation, medical history, criminal records or your credit score. Credit history includes information about credit accounts that were opened in your name or accounts for which you are an authorized user. Accounts may include retail credit cards, loans from a financial institution or finance company, mortgages and home equity loans, and bank credit cards. It generally does NOT include information about your experience with checking or savings accounts. For each account, your credit file includes the creditor’s name, your account number, how much you borrowed, how much you still owe, your credit limit, dates the accounts were opened, updated, or closed, and your repayment history. Repayment history categories include: paid as agreed, 30 days or more late, 60 days or more late, 90 days or more late, and closed by lender due to default. Inquiries are recorded on your credit report any time someone requests access to your file. There are three types of inquiries. Consumer-initiated inquiries are the result of your application for credit, employment, or service leading to a request from the business for your credit report so they can verify the information you provided on the application. There are also “Promotional Inquiries,” such as when a credit card company is looking for consumers with a particular profile for marketing purposes, such as credit card offers. Finally, there are “Administrative and Account Management Inquiries” from businesses you owe money to in order to verify that your financial situation and ability to repay hasn’t changed. Public Records include tax liens, bankruptcies and court judgments. As noted above, criminal records are NOT part of your credit file. CRAs can and do create specific credit reports to meet the needs of the requesting entity. When you request a copy of your credit report from one of the three major CRAs (Equifax, TransUnion and Experian), the copy you receive includes everything so you can verify the accuracy of the information and address any errors. Requesting entities may see all or part of that information, and in some cases, more. Information not included as part of your credit file, such as education verification, Department of Motor Vehicles record checks and criminal record checks, may be combined with the report by entities that specialize in background checks. z For more information, contact your local cooperative extension office or visit www.gafamilies.com. The University of Georgia and Ft. Valley State University, the U.S. Department of Agriculture and counties of the state cooperating. Cooperative Extension, the University of Georgia College of Agricultural and Environmental Sciences, offers educational programs, assistance and materials to all people without regard to race, color, national origin, age, gender or disability. An Equal Opportunity Employer/Affirmative Action Organization Committed to a Diverse Work Force. TIP: Obtain a copy of your credit report from all three CRAs before you apply for credit to finance a large purchase to ensure that the information in your report is accurate and complete. To review your credit report more often, rotate through the CRAs to obtain a free credit report from each one every other month for a total of six each year. Get your free credit report today. Visit www.annualcreditreport.com. AgGeorgia.11.Autumn 2012 Hunters Encouraged to Review Tree Stand Safety Tips Though commonly used by deer hunters everywhere, tree stands often are improperly installed. As a result, they are considered the leading cause of hunting-related incidents, according to the Georgia Department of Natural Resources’ Wildlife Resources Division. Not every tree stand is the same. Hunters should be familiar with their particular model’s features. Following are recommended safety tips: ŪŪ When using a non-climbing portable or ladder stand, hunters should securely fasten the stand to the tree and install ladders or steps according to the manufacturer’s directions. ŪŪ Hunters should ALWAYS wear a FallArrest System (FAS)/Full Body Harness during ascent and descent. Be aware that single strap belts and chest harnesses are no longer recommended and should not be used. Failure to use a FAS could result in serious injury or death. ŪŪ Hunters should ALWAYS attach their FAS in the manner described by the manufacturer. Failure to do so may result in suspension without the ability to recover into the tree stand. Be aware of the hazards associated with full body harnesses and the fact that prolonged suspension in a harness may also be fatal. ŪŪ Have in place a plan for rescue, including the use of cell phones or signal devices that may be easily reached and used while suspended. If rescue personnel cannot be notified, you must have an alternate plan for recovery or escape. If you have to hang suspended for a period of time before help arrives, exercise your legs by pushing against the tree or doing any other form of continuous motion or use your suspension relief device. ŪŪ Consider your personal physical condition before going out. If you do not have the ability to recover or escape AgGeorgia.12.Autumn 2012 from a FAS, it is recommended that you hunt only from the ground. ŪŪ Hunters should ALWAYS use a haul line to pull their gear and unloaded firearm or bow into their tree stand. Never climb with anything in your hands or on your back. Prior to descending, lower equipment to the ground on the opposite side of the tree. ŪŪ Staying awake and alert is important. Hunters should avoid taking medications that cause drowsiness prior to hunting. Also, never use alcohol or drugs before or while hunting. ŪŪ Hunters should always inform someone of where they are hunting and what time they expect to return. z For more information on tree stands or huntingrelated safety, call 770-761-3010 or visit www.georgiawildlife.com/hunting/education. A Great Way to Get Loan Information … Any Time! With AccountAccess you can: • Make your AgGeorgia Farm Credit payment online. • Check your principal balance, accrued interest, interest paid year-to-date, interest rate, next payment date and amount, and more. Account information is updated every business day. • View all of your loan information on one page—no paging back and forth. 800.868.6404 www.aggeorgia.com • Access your loan information any time of the day, any day of the year. It’s here when you need it. Signing up for AccountAccess is easy: 1. Go to www.aggeorgia.com 2. Click on “AccountAccess” on the top left of the screen 3. Click on the “Sign Up” button on the top left 4. Follow the online instructions AccountAccess is fast, easy and convenient. Try it today, and make your life—and your accountant’s life—much easier! Delightful Holiday Desserts Family Features, Source: ACH Foods Company, Inc. Celebrate the holiday season by giving familiar flavors a little bit of wow. You can impress guests with these delightful desserts - that are actually easy to make. Sweet and tangy Cranberry Tarts, Premium Pecan Pie and luscious Individual Pumpkin Pies can be made with ingredients you probably have on hand, like Fleischmann’s Yeast and Karo Syrup. Bake them up ahead of time and you’ll have delightful treats ready for any holiday celebration. Directions: Combine 1 1/2 cups flour, sugar, undissolved yeast and salt in a large bowl. Heat milk, butter and water until very warm (120°F to 130°F). Gradually add to flour mixture; beat 2 minutes at medium speed of electric mixer, scraping bowl occasionally. Add eggs and 1/2 cup flour; beat 2 minutes at high speed, scraping bowl occasionally. Stir in enough remaining flour to make stiff batter. Cover tightly with plastic wrap; refrigerate 2 to 24 hours. Remove from refrigerator. Punch dough down. Remove dough to lightly floured surface. Roll to 21 x 12-inch rectangle. Spread Cranberry Filling over dough to within 1/2 inch of edges. Fold crosswise in thirds, to enclose filling, making a 12 x 7-inch rectangle. Press edges to seal. Cut dough into 12 (1-inch) strips. Holding ends of each strip, twist three times. Pinch together ends of each twisted strip to form tarts; place on greased baking sheets. Cover; let rise in warm, draft-free place until almost doubled in size, about 30 to 45 minutes. Bake at 400°F for 12 to 15 minutes or until done, switching positions of sheets halfway through baking time for even browning. Remove tarts from baking sheets; let cool on wire racks. Drizzle tarts with Powdered Sugar Icing, if desired. Cranberry Filling: Combine 1 cup finely chopped cranberries, 1/2 cup sugar, and 1 1/2 teaspoons grated orange peel in a medium saucepan; bring to boil over medium heat. Reduce heat; simmer, stirring frequently, for 5 minutes or until very thick. Remove mixture from heat, and let cool. Cranberry Tarts Refrigerate Time: 2 to 24 hours Proof Time: 30 to 45 minutes Bake Time: 12 to 15 minutes Yield: Makes 12 tarts Ingredients: 3 1/2 to 4 cups all-purpose flour 1/4 cup sugar 1 envelope Fleischmann’s Active Dry or RapidRise Yeast 1 teaspoon salt 3/4 cup evaporated milk 1/4 cup butter or margarine 1/4 cup water 2 eggs Cranberry Filling (recipe follows) Powdered Sugar Icing, optional (recipe follows) Powdered Sugar Frosting: Combine 1 cup powdered sugar, 4 to 5 teaspoons evaporated milk, and 1/2 teaspoon Spice Islands Pure Vanilla Extract in a bowl. Stir until smooth. For more holiday dessert recipes and baking inspiration, visit www.breadworld.com and www.karosyrup.com. AgGeorgia.14.Autumn 2012 Premium Pecan Pie Individual Pumpkin Pies Prep Time: 20 minutes Bake Time: 20 minutes for the pie shell and 50 to 55 minutes for the pie Yield: One 9-inch pie Prep Time: 10 minutes Bake Time: 50 minutes Cool Time: 1 hour Yield: 18 servings Ingredients: 1 (9-inch) pie crust 3 eggs (whole) 2/3 cup Karo Dark Corn Syrup 2/3 cup Karo Light Corn Syrup 2/3 cup maple syrup 1/4 teaspoon salt 1 teaspoon Spice Islands Vanilla Extract 1/4 cup unsalted butter, melted 1/2 teaspoon all-purpose flour 1 1/2 cups pecans (halves or pieces) Ingredients: 1/2 cup sugar 1/2 teaspoon salt 2 teaspoons Spice Islands Pumpkin Pie Spice 2 eggs 1/2 cup Karo Light Corn Syrup 1 can (15 ounces) pumpkin 1 can (12 fluid ounces) evaporated milk 18 baking cups size 2 1/2 inches 18 vanilla wafers Directions: Par-bake your favorite pie crust (either homemade or purchased) in a 350°F oven for about 20 minutes or until it just barely starts to brown. Beat eggs on medium speed of electric mixer for about 30 seconds, until foamy. Add all syrups, salt and vanilla, and beat for about 1 minute on medium speed until well combined. Add melted butter and flour. Place pecans in the par-baked pie crust and pour mixture over pecans. Bake at 350°F for 50 to 55 minutes. Directions: Mix sugar, salt and spice in a bowl. Add eggs and beat slightly. Stir in corn syrup, pumpkin and evaporated milk; blend well. Portion baking cups in muffin pans and place 1 vanilla wafer in each. Fill each two-thirds full of pumpkin mixture. Bake at 300°F for 25 minutes, or until knife inserted in center comes out clean. Cool in pans for 5 minutes; remove. Cool a minimum of 1 hour before serving. Garnish as desired. AgGeorgia.15.Autumn 2012 Association News Murray County Farm Tour Murray County hosted visitors from several state public offices for a farm tour Sept. 20. There were several stops at different farming operations across the county and AgGeorgia provided lunch for everyone. The tour was organized to showcase cattle operations, poultry farms, dairy operations, and the Agricultural Facilities of Murray County. Chief guest for the tour was Georgia’s Agriculture Commissioner Gary Black and two of his representatives, Sydne Moody and Martin Sullivan. Also in Attendance were State Representatives Tom Dickson, Rick Jasperse, and John Meadows. Representing Congressman Tom Graves on the tour was his Field Representative Travis Loudermilk. Zack Murphy, a loan officer in the Chatsworth Branch, along with many other residents of the county, attended the tour. Farm tours are an excellent way to showcase farms across the state of Georgia; they allow face-to-face contact with representatives and the Commissioner of Agriculture. AgGeorgia’s Zack Murphy and Georgia Agriculture Commissioner Gary Black visiting a Layer Hen Farm on the Murray County Farm Tour on Sept. 20. Notice of Annual Report Availability The 2012 Annual Report will be available on AgGeorgia Farm Credit’s website by March 15, 2013, which is 75 days after the 2012 year end. To access the financial statements online, go to AgGeorgia Farm Credit’s website at www.aggeorgia.com and select the annual report link. The printed hard copy of the 2012 Annual Report will be mailed to Shareholders on or before March 30, 2013, which is 90 days after the 2012 year end. New Employees Chad Gasaway has joined AgGeorgia Farm Credit as a special assets manager in the Gainesville administrative office. Chad previously served as special assets officer for a commercial bank in North Carolina. With more than 11 years of lending experience, he has worked in various capacities to include retail and commercial credit, credit review and special assets. A graduate of the University of Tennessee at Chattanooga and with an MBA with a concentration in Finance, AgGeorgia is pleased to have Chad join our team. Holiday Closures All AgGeorgia offices will be closed: November 22-23 for Thanksgiving December 24-25 for Christmas January 1 for New Year’s Day Retirement Morgan Adams has joined AgGeorgia Farm Credit as a loan officer in the Moultrie branch office. Originally from Commerce, Ga., Morgan is a graduate of the University of Georgia with a degree in AgBusiness. He says, “I am looking forward to serving the agricultural financing needs of farmers and rural residents in the Colquitt County area.” Join us in welcoming Morgan to our team. AgGeorgia.16.Autumn 2012 Ann Perkins has retired as branch operations coordinator after 27 years of service to AgGeorgia Farm Credit. Ann began her career in 1985 as an office assistant in Winder. Best wishes, Ann, for a long and happy retirement! Annual Stockholder Meetings Held Directors Elected Mr. Jack Bentley, Jr., Mr. Howard Lawson and Mr. George R. Reeves were re-elected to the AgGeorgia board of directors at the stockholder meetings, held this past October. Jack W. Bentley, Jr., is from Wilkes County. He is a dairy farmer and the owner/operator of A&J Dairy. He is a graduate of Clemson University. Mr. Bentley presently serves on the board of AgGeorgia Farm Credit, ACA, where he has held positions as Chairman, Vice Chairman and Chairman of the association’s Audit Committee and Compensation Committee along with serving on various other board committees; AgFirst Farm Credit Bank, where he serves on the Compensation Committee and on the AgFirst Plan Sponsor Committee; American Dairy Association and Southeast United Dairy Industry Association; Wilkes County Farm Bureau, and Wilkes County Board of Tax Assessors. He also serves on the Advisory Committee of the Wilkes County Young Farmers. He is a volunteer fireman with the Tignall Volunteer Fire Department. He is a member of Danburg Baptist Church where he serves as a deacon. He and his wife, Angie, have two sons, Will and his wife, Kimberly, and grandchildren, J.W. and Ellie, and Ben and his wife, Casie Jo. Howard Lawson is from Brooks County. He is a semi-retired farmer and his operation consists of cotton, pecans, peaches, pines and miscellaneous row crops. He is a graduate of Emory Junior College. Mr. Lawson serves on the board of AgGeorgia Farm Credit, ACA, and on various board committees; BCT Gin and the Georgia. Agriculture Commodity Commission for Peaches. He is also a member of Brooks County Farm Bureau where he has served as president. He is a member of the Masons and Shriners where he served as Master. He has served on the Advisory Committee of the Citizens Community Bank. He is a member of Morven Baptist Church. He and his wife Nannie Beth live in Morven. George R. Reeves is from McDuffie County. He is a farmer and his operation consists of a cow-calf operation, hay and forestry management. He is a graduate of the University of Georgia. Mr. Reeves serves on the board of AgGeorgia Farm Credit, ACA, and on various board committees; the McDuffie County Farm Bureau; serves as SupervisorTreasurer for the McDuffie County Soil & Water Conservation District and is a member of the Little River Cattlemen’s Association. He is a member of the Georgia Farm Bureau and has served on the Advisory Committee and was chairman of the McDuffie, Warren, Columbia, Richmond FSA committee. He is a member of the Thomson First Baptist Church. Mr. Reeves is a veteran, having served as an officer in the US Army’s 3rd Infantry Division and later in the Georgia Army National Guard. He and his wife, Helga, have two sons, Randy and Michael. J.E. Jones Announces Retirement Mr. J.E. (Bud) Jones, longtime AgGeorgia director, will be retiring from the board at the end of this year. First elected to the board of directors of the Cordele Production Credit Association AgGeorgia Farm Credit Board Chairwoman Anne Sisk and CEO Jack Drew present a plaque and resolution to Mr. J.E. Jones, honoring him for his 31 years of service to Farm Credit. in 1981, Mr. Jones has continued to serve the stockholders as a director of the South Georgia Production Credit Association and South Central Farm Credit, predecessors to AgGeorgia Farm Credit, ACA, through the ensuing 31 years as a recognized agricultural leader. The Association will miss Mr. Bud’s expertise and experience and we wish him well in his retirement. AgGeorgia Remembers Mr. Carroll Castleberry The family of Mr. Carroll Castleberry was presented with a plaque and resolution honoring the late director at the Carnesville stockholder meeting. Mr. Castleberry was first elected to the board of directors of the Federal Land Bank Association of Gainesville in 1970. He continued to serve for the next 41 years AgGeorgia.17.Autumn 2012 as director of North Georgia Farm Credit and AgGeorgia Farm Credit. His expertise and experience in the farming industry and recognition as a business leader made him an invaluable asset to the board of directors and his absence is felt by all who were privileged to know him. Agriculture in the Next Decade Dr. Dave Kohl By Dr. David M. Kohl It is not often one gets to return to their alma mater to be part of a distinguished panel to address the future of agriculture and rural America. Cornell University, in Ithaca, N.Y., overlooking Cayuga Lake, one of the Finger Lakes, was the backdrop for this production. I spent three years and six months here earning my master’s and doctorate degrees. I shared the panel with Dr. Kathryn Boor, Dean of the College of Agriculture and Life Sciences, and Mr. Chuck Connor, President and CEO of the National Council of Farmer Cooperatives. The panel was moderated by one of my former classmates, Mr. Bill Lipinski, CEO of Farm Credit East. Let us explore some of the thoughts and perspectives shared that day. The Agricultural Marketplace First, the food, fiber, and fuel marketplace will undergo more change in the next 10 years than it has in the past 50. Local, natural and organic agriculture will be a growing segment of the market, particularly in the population belts of the eastern part of the United States extending into Canada, where nearly 40 percent of the affluent population is located. Globally, the emerging marketplace will present tremendous opportunities for producers in the food, fiber and fuel businesses. The key will be to deliver products to a global populace, in which 27 percent live on less than a dollar per day and another 20 percent live on less than two dollars per day. It was the consensus of the panel that the U.S. agricultural industry needs to more fully understand global emerging trends and the needs of diverse cultures in regions with growing populations. Consumer Relations The panel was in agreement that more time will be needed with government agencies and the public sector going forward. With 85 percent of Americans two generations away from the farm, connecting with consumers concerning market trends, and social and natural resource issues needs to be a high priority for any individual or group linked to agriculture. Understanding the emotional “hot buttons” of the public and developing proactive, fact-based, educational response programs are going to be critical to garner support. More time will be spent across the spectrum with local, state, national, and international government agencies and centers given these challenges. One must be engaged with consumers and be an advocate for the agricultural industry. The panel was asked how risk in the agricultural industry has changed. Volatility at the extremes in market dynamics, that being cost, revenue, and bottom line net profit, was the most frequent response. Volatility will create more opportunity for success, but it also comes with more opportunity to fail. Success in Agriculture This leads to the final issue of how one can succeed in agriculture in the next 10 years. AgGeorgia.18.Autumn 2012 Regardless of the agricultural endeavor, being associated with the right people and having effective “people skills” will be essential. Networking with others and establishing customer advisory groups in the business will be critical to connect with the marketplace and people outside of agriculture. Internally, advisory groups can bring expertise and a critical eye to business strategies that ensure the operation stays on course, ensuring a profitable, sustainable business and a rewarding lifestyle. Preserving flexibility in business strategies and maintaining proper levels of financial debt and working capital will assist in navigating through the downturns of economic cycles. This will also allow the business to “hit the ground running” when opportunities arise on the other side of a downturn. These strategies apply regardless of business size, enterprise or location. All the panelists were bullish on the next decade for the agriculture industry and the opportunities it will present, not only for business, but for a lifestyle that can be a foundation for strong family values and education of our youth. z David Kohl received his M.S. and Ph.D. degrees in Agricultural Economics from Cornell University. For 25 years, Kohl was Professor of Agricultural Finance and Small Business Management and Entrepreneurship in the Department of Agricultural and Applied Economics at Virginia Tech, Blacksburg, Va. He was on special leave with the Royal Bank of Canada working on advanced initiatives for two years, and also assisted in the launch of the successful entrepreneurship program at Cornell University. Kohl is Professor Emeritus in the AAEC Department at Virginia Tech. You have real financial needs. We have real solutions. We’ve been serving young, beginning and small farmers for nearly 100 years. We’re different and we’ll prove it. 800-868-6404 www.aggeorgia.com 35seedacretos butoy spray new tractor irrigation systems fertilizer to spread barn expansion workers to pay harvester to get repaired pickup trucks all-terrain vehicle storage bins land to rent Property for Sale Properties for sale are listed as a service to our readers. Information is furnished by real estate agents and individuals and AgGeorgia Farm Credit is not responsible for the accuracy of the listing contents. If you have property for sale in Georgia that you wish to list in the Leader magazine please contact Mary Kiley for details at mkiley@aggeorgia.com or 770/536-3660 ext 374. Appling County Timber with Rail Line. This 256 Acre tract is a great timber investment tract located near Highway 341, North of Odum, GA. The tract has a good stand of pine and is located along the railroad with nearly 5,000 feet of frontage on the rail. This is perfect for the “bio energy” entrepreneur. Contact Carter Group Real Estate at (912) 530-9515, www.cartergroupland. com, or kyle@cartergroupland.com Banks County Banks County: Country Brick home on 9.89 acres. Full basement. Porches & large deck. 2 car carport. Additional covered parking at basement for boat & camper. 5 Stall Tractor/Equipment shed. 5 wells & county water. 40x28 Barn. Two - 36x400 Buildings for shop, storage, Barns or livestock. Chainlink dog pen. Paved road frontage. Near Gillsville, Lula & Homer area. Price reduced! $145,000 Don’t miss this deal - make your offer soon! Call or email Tammy at Purcell Realty for appointment pr1realty@aol.com, (706)677-3001 ph (770)533-1387 cell Ben Hill County dream with areas perfect for quail hunting, deer, turkey...you name it! 20-30 year old planted pines perfect for future income, gorgeous oaks, good interior roads. Gorgeous home with top of the line everything, huge rooms, fireplace in den, open floor plan, huge master suite, office and craft room, huge 50 X 30 Barn and 20 X 20 heated and cooled shop. Can be subdivided and purchased with or without the home. Call Brenda DeLoach with Southern Traditions Realty 229.507.0622. This beautiful 2,900 sq.ft.2 story home sits on 5 acres in Ben Hill County. This property is privacy in a country setting nestled in among pine trees. Large master suite down stairs with jetted tub, large closets, custom cabinets in Kitchen, carpet and tile floors,french doors. So many amenities you just have to see to appreciate. MLS # 120169 $ 159,900 For more information call Judy Rood, Associate Broker/ Realtor today 229-425-1443 300 acres in Berrien County. Gorgeous riverfront property, great fishing and abundant in wildlife! Good interior roads. Future value in planted pines! Owner financing available! Call Brenda DeLoach at Southern Traditions Realty 229.507.0622. GREAT INVESTMENT !!!!! This 2 bedroom 1 bath home/ apartment building has 1,178 sq.ft. in Ben Hill County. Owner is in process of remodeling. Make an appointment today with Judy Roood, Associate Broker 229-425-1443 to add your touches to the finished work. MLS# 121125 $ 36,000.00 Berrien County Absolutely gorgeous 345 acre tract fronting the Satilla River and Wiggins Creek! This is a hunter’s AgGeorgia.20.Autumn 2012 52 acres in Berrien County. Gorgeous riverfront property. Abundant with deer and turkey. Boat dock for fishing, beautiful campsite! Call Brenda DeLoach at Southern Traditions Realty 229.507.0622. 382 acres in Enigma, Ga. Absolutely beautiful farm with rolling hills and 5 ponds! Approx 175 acres in cultivation with remainder in ponds and natural woods with some merchantable pines. 2800 sq ft home and cabin included with sale of property. Call Brenda DeLoach at Southern Traditions Realty 229.507.0622. 33.82 acres close to Tifton. Looking for a small 192 acres in Enigma. Absolutely gorgeous farm with Gorgeous small farm with 38.5 acres in cultivation! 22.9 acre cotton allotment. Mature timber 72 acres in Sumner, Ga. Beautiful secluded tract farm or a great building site, this is the tract. Great location, some cultivation and woods. Call Melissa at Southern Traditions Realty 229.445.1270 300 acre River Tract in Alapaha, Ga. Check out this rolling hills and 2 ponds! Approx 50% in cultivation with remainder in ponds and natural woods with some merchantable pines. Call Melissa at Southern Traditions Realty 229.445.1270 new listing! This tract has highway frontage, lots of river, and is great for hunting & fishing! Call Brenda DeLoach at Southern Traditions Realty 229.507.0622 Nice brick ranch style home with a 20x40 in-ground pool, bath house, and a 28 x 96 equipment shed. 69 acres with planted pines ready to cut. Property also has future developmental possibilities with close proximity to Moody! Call Brenda at Southern Traditions Realty 229.507.0622 in the heart big buck and big farming area of Worth County. Approximately 20 acres of existing cultivation with the remainder mostly in merchantable and pre-merchantable planted pines. Call John Hogan at Southern Traditions Realty 229.507.0395 overlooking gorgeous rolling countryside! Less than 20 minutes from Tifton and 5 minutes from Ashburn! Call Brenda DeLoach at Southern Traditions Realty 229.507.0622 125 acres in Ocilla. Absolutely gorgeous home 300 acres in Alapaha. Absolutely gorgeous farm with everything to offer! Planted pines varying in ages from 10-30 years old, beautiful home site, breathtaking pond, and river frontage! This property is a recreational treasure with its pine forests and natural woodlands providing a natural habitat for deer, turkey and quail. Historic barn would make a great cabin! Owner will subdivide. Call Melissa Taylor at Southern Traditions Realty 229.445.1270. place or recreational tract! Beautiful 32 acres of established coastal bermuda pasture for horses, cows or extra income. Approximately 94 acres of pines and hardwoods bordering a small creek and surrounded by large tracts makes this a perfect recreational tract! Abundance of deer, turkey and other wildlife! Includes 3br, 2ba mobile home and a large equipment shed. Call Melissa at Southern Traditions Realty 229.445.1270. 28.64 acres of high and dry land within 1.5 miles of Nashville City limits. This tract is a portion of the listed tax map & parcel and further described as lots 7 through 17 per previously surveyed development as recorded in P.C. 2 Page F-48C and offered as one tract in this listing. Land is +-85% in existing cultivation, great building site(s), mini-farm, or future development. Call John Hogan at Southern Traditions Realty 229.507.0395 Brantley County 12.45 acres in Berrien County. Looking for a tract to build on or put a mobile home on, well this is it. This tract consist of 12.45 acres some cleared land and some wooded. Call Melissa at Southern Traditions Realty 229.445.1270 AgGeorgia.21.Autumn 2012 Twin River Frontage. This double river tract has miles of River Frontage on both the Satilla River and the Little Satilla River with gorgeous white-sand beach areas. Showcasing 1607 acres, this tract includes both large and small pines as well as a large amount of hardwoods. There are numerous beautiful locations on the rivers. This peice is perfect for hunting with great investment potential. Contact Carter Group Real Estate at (912) 530-9515, www.cartergroupland. com, or kyle@cartergroupland.com. selected trees left uniformly scattered to offer a great start on developing quail habitat. Wild bobwhite quail on property. Approx. 9 acre open field on southern end. $1100/acre. Contact Stan Hillis, 478-569-4265 or 706-551-2292 Max Boswell 706-871-9141with Mary Yelton Realty, Southerlandbrokers.com This tract has over 1,000 feet of frontage on Kilpatrick rd. It has large pines with open hardwoods Tract has approx 350 acres in cultivated fields. 290 Acres of Natural Beauty: River Front and Cypress Ponds. The Roberson Hammock Tract, located in Brantley County, is a beautiful tract with Satila River Frontage. It also includes two cypress duck ponds. Access will never be a problem as this tract offers highway frontage as well as county road frontage. This is a great investment or recreational tract. Contact Carter Group Real Estate at (912) 530-9515, www.cartergroupland.com, or kyle@ cartergroupland.com Burke County There is approx. 85 acres of 1994 planted pines, 18 acres of 1996 pines, 11 acres of 1998 pines, 52 acres of 2001 pines and 50 acres of 2004 pines for a total of approx. 216 acres in pine plantation. The remainder is approx. 459 acres of big mature hardwood/pine mix and a few wet weather sloughs. The east boundary is Beedy Branch and Buckhead Creek runs along the bottom portion of the property. There is a older house on the property at the intersection of Cates rd. and Beedy Branch rd. PLEASE DO NOT ENTER WITHOUT PERMISSION . Contact Agent Max Boswell 706-871-9141 with Mary Yelton Realty) Southerlandbrokers.com throughout. There are small open area as well as a powerline crossing.The land is flat to low rolling offering numerous excellent places for a homesite. It would be a great place for horses,recreation, hunting and a home place. There is power available at the road and it is located approx. 3.5 miles from Waynesboro. Contact Agent Max Boswell 706-871-9141 with Mary Yelton Realty, Southernlandbrokers.com This tract has 231 feet of frontage on William Circle rd. It consists of approx 15 acres of open OLD SOUTHERN HOME with lots of style and character in Eastern Burke County. Large rooms, hardwood floors in some rooms. Office/den and upstairs bedroom has solid pine boards on wall. Nice brick shop/garage in back yard as well as indoor garage. Lovely setting underneath large, old trees. Additional land may be available from seller. $120,000. Mary Yelton Realty, 706-554-0340 or www.maryyeltonrealty.com This tract is connected to William Circle rd. by a large 80’ easement. It has approx 19 acres in open cultivated land that is currenlty planted in soy beans. Tha remainder is a hardwood cut over with a large cypress head in the middle of the tract. This would be a great hunting tract or a quite place to get away. Contact Agent Max Boswell 706-871-9141 with Mary Yelton Realty, Southerlandbrokers.com cultivated field currently planted in soy beans and the remainder is cut over hardwood with a small portion of a cypress head in the rear of the property. This would make a great recreatinal tract or a homeplace. Contact Agent Max Boswell 706-871-9141 with Mary Yelton Realty, Southernlandbrokers.com This land contains a working quail growing operation as well as a 2000 model Pioneer mobile home located on the property. There is approx. 11 This tract has it all for country living. There is a 200+ acres near Girard in Burke County. Excellent hunting land. Joins Wade Plantation, which has some of the finest deer, quail and turkey hunting anywhere. Frontage on Stoney Bluff Rd., Bisected by Sweetwater Creek, offering duck hunting in it’s numerous beaver ponds. Old hardwoods bordering creek on both sides. Excellent pond sites on Sweetwater Creek. Pine plantations and some hardwoods have been harvested but approx. 1 acre pond with a smaller pond in the rear of the tract. It offers several good options for building sites for a home with open pastures with planted pines. There is also lots of large hardwoods on the property and the east boundary is a small creek branch. This tract would be ideal for horses or anykind of recreation with lots of buildable room for out buildings or shops. There is also a well on this tract that services this tract as well as 4 houses on adjoining land. Contact Agent AgGeorgia.22.Autumn 2012 acres with the farm with room for expansion. The operation raises approx. 50,000+ Quail and Pheasant currently. All feeding and watering is mechanized. Please call office for extra details on the tract. Contact Agemt Max Boswell 706-871-9141 with Mary Yelton Realty, Southernlandbrokers.com Elbert County This tract has big pines and hardwood mix with plenty of open area. There is good road frontage with power available. This land would be a great homesite with lots of oppurtunity for hunting, horses, or country recreating. Contact Agent Max Boswell 706-871-9141 with Mary Yelton Realty, Southernlandbrokers.com Beautiful lot in Exclusive Neighborhood in Moultrie, Ga. 5.74 acres on Lake. Lot 4 of Southlake Subdivision South of Moultrie on Ga. Hwy 319 South. $165,000 MLS #901503 Contact Browning Brass Key Realty, (800) 958-2317 Colquitt County 84 Acre Hunting Tract with 20 year old timber and 9 acre lake, swimming pool. Lovely home with 5 Beautiful Farmhouse in Exclusive Subdivision on 1 Acre. Approx 2900 sf 4 BR/2 1/2 BA with wrap- around front porch and beautiful pergola over back deck. This leads to a professionally designed heated pool in a lagoon-like setting. Master BR on main floor with Large Ceramic master bath and walk-in closet. Dining Room has large picture window with views of the beautiful back yard and pool. Kitchen features island with butcher-block counter top, Lots of cabinet space with dark granite countertops and a large breakfast area. Bonus room accessed from inside with beautifully stained wood steps. Large Laundry Room. From Front Door entry beautifully stained stairway leads to 3 BR with Large bath upstairs. Water softener system. MLS #90233 $385,000 Contact Browning Brass Key Realty, (800) 958-2317 Contact Browning Brass Key Realty, (800) 958-2317 with 5 BR/3 BA Screened Porch-Back Patio-Pond Dock with 3-4 acre pond well stocked with bass, bream, catfish, special perch! Back of pond there is deer/turkey hunting. Minutes from Town!! Contact Browning Brass Key Realty, (800) 958-2317 great family or hunter’s retreat! 62.48 Acres with 3 BRm., 2 Bath home in excellent condition. A beautiful 2 acre spring fed pond stocked with bass, bream, and catfish is picturesquely located in front of the attractive home which also has a living room with fireplace, central heat/air, a nice size kitchen with eating area and a spacious deck off the back. Utility shed is located close to the house for storage and equipment. Mixed hardwood and pine offer great deer and turkey hunting, Located 10 miles from Elberton and only 1.5 miles from Broad River. Also convenient to Lake Thurmond and Lake Russell. Price Reduced to $289,000. Contact Eddie Drinkard. 706-318-3636, email: eddie.drinkard@gmail.com, or visit website: www:DrinkardRealEstateSales.com BR/5 BA, living room, dining room, family room, fully equipped kitchen, sun-room, two fireplaces, 3-stall horse barn w/tack room, equipment barn, stg building. A great location for hunting deer, quail, wild turkey. Located on a paved road. MLS #901863 1,200,000 Colquitt County. Contact Browning Brass Key Realty, (800) 958-2317 Echols County The Pond at Flatwoods, 126 Acres. This tract offers Absolutely gorgeous farm with a 3000+ sq ft lodge, 9 bedrooms, 3 baths overlooking a breathtaking lake! Beautiful winding roads take you to “Country Living.” 2,142 sf home on 11.58 acres River Road Hide-A-Way: PRICE REDUCED! A hunting, fishing, timber investment, and recreational opportunities! Located on Hester Road in Elbert County, the property has a private gated entrance. A 3 acre stocked pond is surrounded by a wildlife food plot attracting deer and turkey. A 12 acre food plot also lures the plentiful deer and turkey in the area. Good interior roads provide easy truck and ATV access through the property. Priced to sell at $2950/ AC. Contact Eddie Drinkard, 706-318-3636, email: eddie.drinkard@gmail.com, website: DrinkardRealEstateSales.com unbelievable views of the Alapaha River! With over 15 years of QDM, this property is abundant with all types of wildlife with food plots and tree stands ready for deer season. Current owners are in the process of developing several areas for their cattle operation. Several pasture areas have been finished as well as the installation of cattle pens and an equipment shelter. Surrounded by majestic oak trees, the lodge is located in the area of the original home place from the early 1800’s. It’s a buy of a lifetime! 91979.0jpg Long Cove at Lake Russell, Total acreage 186.29 acs.; 1 Tract of 91.94 acres priced @ $295,000 and 2nd Tract of 94.35 acres @ $395,000. Over 4,700 feet of Corps of Engineers frontage. Some property lines are within 250 to 320 feet of the shoreline. The private gated entrance fronts on Dry Fork Landing Road, and is located 13 miles from Elberton. Property AgGeorgia.23.Autumn 2012 is 1 mile from a public boat ramp and within sight of Lake Russell Park and Arrow Head Point Golf Course. Beautiful hardwoods with winding stream through bottom provide an ideal habitat for deer, turkey and small game. Several established wildlife food plots. Merchantable pine timber provides for present and future income. Graveled interior roads provide easy access to property and good ATV riding. Contact Eddie Drinkard, 706-318-3636, email: eddie. drinkard@gmail.com, website: DrinkardRealEstateSales.com 1077 acres of land that features Ogeecheee River frontage, 400 + acres of 25 year old pines, 678 acres of hardwood. Great recreational timber investment. Highway 56 frontage. Owner will offer owner financing. Tract has been prequalified for a conservation easement. $2100 per acre. Bickley & Assoc. 478-214-0559 johnbickley@comsouth.net A DREAM COME TRUE! Situated on 9.19 acres with year round mountain views, this 3BR/2BA ranch home offers T&G walls, rocking chair porch, 2 stall barn w/tack room, outside FP/grilling area, pasture and out buildings, wired for full house generator. Close to Lake Burton. $269,900 (97656) Ruth Camp 706-499-4702 ruth@ruthcamp.com Glascock County Northern Cove on Lake Thurmond, 192 Acres; DRASTICALLY REDUCED! Dockable waterfront property. Awesome tract with waterfront home sites. Boating, fishing, super recreational tract. Tract may be divided. Slashed to $5,950/AC. Contact Eddie Drinkard, 706-318-3636, email: eddie.drinkard@ gmail.com, website: DrinkardRealEstateSales.com 60 acre with 3 story stately brick home with pool, large barn, pond, workshop and sheds. 4Bedroom, 4bath, 2 kitchens, 3 car garage, finished walk-out basement, and all fenced. 30 Minutes from I-20. Virtual Tour: www.myvisuallistings.com/vt68961 $499,000 Linda Davis, 706-361-3794 Century 21 Larry Miller Realty Habersham County BEAUTIFUL LAKE HOUSE!! Large, bright & airy, recently remodeled, 5BR/3.5BA home has 3 decks & gazebo. Features hdwd flrs, FP, huge MBR w/space for office, den, lg eat-in kit & separate din. rm. Open porch w/enclosed porch also gentle sloping yard to lake. Very nice and special!! (98194) $249,000 Fred 706-499-4722 karefre1@windstream.net Tatum Tract, 67.25 Acres: Heavily wooded with 2 acre food plot. Paved and graveled road frontage. Only $1193/AC. ($134,000). Contact Eddie Drinkard, 706-318-3636, email, eddie.drinkard@ gmail.com, website: DrinkardRealEstateSales.com Emanuel County AWESOME LOG HOME! On 9.34 acres surrounded by national forest and just a short hike to Panther Creek Falls. 3BR, 2.5BA spacious open floor plan, with unfinished basement, wired, plumbed and ready to finish. Fireplace, wood floors and all the bells and whistles. Complete privacy yet close to 4-lane and shopping. $389,900 (96106) Ruth 706-499-4702 ruth@ruthcamp.com PERFECT GENTLEMANS’ FARM!! This 3BR/3BA home features a game room, large den, great room, dining area, kitchen w/breakfast bar, 2 double sided fireplaces, exercise room, 6 stall barn with wash and tack room. Even hot water in barn. All on 9.58 acres 2/mountain views $399,900 (94477) Ruth 706-499-4702 ruth@ruthcamp.com 566 acres located on Hwy. 56 and Little Ohoopee River. 158 acres of 23 yr. old pines, 115 acres 4 yr. old pines, 293 acres hardwood, good roads with food plots. Great Deer and Turkey hunting.Owner financing. Tract has been pre-qualified for a conservation easement. $1400 per acre. Bickley & Assoc. 478-214-0559-johnbickley@comsouth.net MUST SEE PROPERTY! This rolling pasture w/year around mountain views is spectacular. Includes 24+ acres, a branch running thru it and pond site. Located near the hospital but very private. Also has nice 2BR/1BA home in good shape. This very special property is a sleeper! $225,000 (92036) Marty 770-597-4219 martinsimmons@yahoo.com AgGeorgia.24.Autumn 2012 SOUTHERN LIVING! 4 SIDED BRICK “Crabapple Cottage” Plan. Scenic Mtn Views, 10 acre estate w/ RV parking & barn. 5BR/4BA/2half BA, great room, 2 FP, hrdwd floors, formal DR, granite counters. Much more! $829,000 (98799) Ruth 706-499-4702 ruth@ruthcamp.com 179.86 Acres w/ Lots of Amenities. Located 11 STEP BACK IN TIME! Rustic and Authentic log home on 9.6 acres 3BR/2BA, comfortable front porch, screen deck overlooks large fishing pond, fruit trees, garden spot and 2 hiking trails leading to the National Forest. $189,000 (98889) Ruth 706-499-4702 ruth@ruthcamp.com miles south of Sparta. Road frontage on 2 dirt roads and one paved road. 12X25 cabin, 30X48 pole shed, 12X20 metal storage building, and 20X20 metal garage. Lots of mature hardwoods and scattered big pines. Small creek runs through property. Great deer and turkey hunting tract. Hancock County is a Quality Deer Management county. 4 open fields on the property. 8 acres, 3.3 acres, 1.5 acres, and 0.5 acre. $1,700/acre. Contact Town & Country Real Estate @ 478-552-5681 or www.tandcrealestate.com Pitts Road... Several 5.5 acres available for $49,995 with possible owner financing as well as a 95 acre tract & 110 acre tract for $4000/acre. Mostly wooded with planted pines, great interior roads, County water available, and plenty of paved road frontage. 373 total acres which is divided but can be sold as whole. Call Real Estate Insider for details @ 478 988-1128. Oaky Woods (Houston County) ... Over 11,000 Farmstead with 7+acres. Approx. 6 acres fenced pasture. Outbuildings. 3800+sq. ft. 5br/3.5ba home in excellent condition. Prime Clarkesville location. $332,000. Keller Williams Realty 706-839-7355. call Patricia Bower 770-530-6300 Hancock County 1156 Frazier Road, Sparta, Georgia. 1510 sq. ft. home located on 1 acre with 2 bedrooms, 2 baths, living, kitchen, and finished basement. Basement includes rec room, kitchenette, laundry area, workshop, and storm shelter. Central heat/air. Fenced yard, Outbuildings, rear covered patio, ¾ deck around house. $72,500. Contact Town & Country Real Estate @ 478-552-5681 or www.tandcrealestate.com acres. This tract is fully timbered with pine in various stages as well as hardwood drains. Has miles of interior roads, Flat to gently rolling topography, and Located Off of GA Hwy 247 south of Warner Robins near Kathleen. Hunting Leases also available. Call Southern Timber Consultants for more information @ 478-988-1128 Houston County Elko Tract... 39 acres total with home in need of TLC. 186.7 Acres. Located 11 miles SW of Sparta w/ paved road frontage on two sides. 60X100 metal building w/ 2 roll up doors on concrete slab. 25X60 1 bedroom, 1 bath apartment that has rough plumbing and electrical installed and new well. A small cabin that sleeps four. Entire tract was clear cut in 2007 except for the stream side management zones and all of the white oak trees. Several spring fed creeks. Good pond sites. Transmission line runs through property and half of it is in irrigation for food plots. $2,116/ acre. Contact Town & Country Real Estate @ 478-552-5681 or www.tandcrealestate.com Pineridge Tract (Houston County) ... 80 acres Nice tract with a mixture of pine and hardwood. Would make a great homesite or hunting retreat. $220,000 Call Real Estate Insider @ 478 988-1128 today! AgGeorgia.25.Autumn 2012 Peace & quiet in the South Houston County Country with pecan trees, dog kennel, storage buildings, and barn. Wooded with planted pines with acreage mostly open for pastureland. Older Home features pine flooring & walls throughout with nice back deck overlooking backyard. Acreage can also be divided into different parcels such as 2-acre, 5 acre, and/or 10-acre tracts. Call today for more information on this home and others at 478 988-1128 Real Estate Insider. Harper’s Ridge... over 65 wooded acres in the back of a subdivision off Tucker Road in Warner Robins - convenient to Shopping, Schools, Restaurants, I-75 and Robins Air Force Base. Can be divided or developed. Call Real Estate Insider for details @ 478 988-1128 This property is in Irwin County and has so many amenities that it is hard to list them all. A hunters dream come true on this 426 +/- acres of georgous land . Some hunting stands on property, large pond for fishing, just relaxing or cruising in a boat on a lazy summer afternoon. Property also has a 6BR/7BA hunting lodge w/large screened in porch across front. Two more porches on back and a deck for grilling on the side. A REAL MUST SEE TO APPRECIATE. MLS #120836 $1,400,000.00 also see MLS # 120837. Call Judy Rood, Associate Broker/Realtor 229-425-1443 Burnham Branch... 20 acres & up available for hunting, investment, or homesite with plenty of road frontage. Creek frontage on Burnam Branch forms he North Boundary in Southern Houston County off Hwy 26. $2500/acre Call Real Estate Insider @ 478 988-1128 Irwin County Vacant lots to choose from in Harris Dill Estates SD in Irwin County have paved streets,curbing,gutter and city water. Nice area to build your new home. MLS # 118391 $20,000.00 Call Judy Rood, Associate Broker/Realtor 229-425-1443 Don’t pass this up!! 40 acres in Irwin County , property could be used so many ways your choice... could be used as pasture or homesite as well as farming. Call Judy Rood, Associate Broker today 229-425-1443 MLS# 121098 $154,000.00 Mobile Home lots in the city limits of Ocilla, Irwin County. Property has city water, sewer and paved road frontage. MLS # 118404 $ 7,500.00 several lots to choose from. Call Judy Rood, Associate Broker/ Realtor 229-425-1443 You will find this lot captivating with a touch of being in the country. Located in Irwin County this 105 +/- acres in Irwin County houses a 3/2 doublewide and sits on the east corner of a pond with a screen porch and a dock just outside the door. 30 acres of the property are cultivated, estimated 6 acre pond, underground electric on property. Great hunting location. This is a real MUST SEE to see its full beauty. MLS # 120362 $342,472.00 Call Judy Rood, Associate Broker/Realtor 229-425-1443 ADD REDUCED BANNER $320,000.00 Great 3/2 home in Irwin County sits on 5 acres, has a lean two barn, shop/machinery bldg & utility shed. Fire place in every room,original part lot is in Brushy Creek SD just a few blocks from the schools. It is approx. 3 miles from downtown Ocilla. MLS # 119105 $10,000.00. There are several lots to choose from. Call Judy Rood ,Associate Broker/ Realtor 229-425-1443 of house has bead board walls and ceilings,huge wrap around porch w/swing. MLS #120119 $99,000.00. Call Judy Rood, Associate Broker/Realtor 229-4251443 ADD REDUCED BANNER $ 89,000.00 350 +/- acre farm In Irwin County has 2 houses,2 barns, 7 ponds. A real must see!!! The main house is a 3/2 central heat/air with 2,716 sq.ft. The second house is a 3/1 block with metal roof, screened in back AgGeorgia.26.Autumn 2012 porch, central heat/air, 1,110 sq.ft. with slab in back with RV hook ups. Owner is a Licensed Broker in Florida and Georgia. Call Judy Rood, Associate Borker today 229-425-1443 MLS# 121179 $1,277,500.00 merchantable timber. It also includes a 40 x 60 metal building, a well, and electricity. This would be a good timber investment, gentleman farm, or it could easily be converted into farmland. Make an offer! $500,000 Contact Carter Group Real Estate at (912) 530-9515, www.cartergroupland.com, or charlie@cartergrouprealestate.com. $115,000. Contact Eddie Drinkard, 706-318-3636, email: eddie.drinkard@gmail.com, website: DrinkardRealEstateSales.com Jefferson County Chennault Tract, 50 Acres: “Lost Confederate Gold’ Area, Lake Thurmond fishing and boating, great hunting! Good interior roads provide easy River Tract with plenty of highway frontage, this 197.85 acres has plenty of Timber, hardwood, and you can drive right up to the River. Seller will entertain several options on buying with or without timber, and may even split into 2 tracts. (92117) Jasper County Zebina Plantation, 782 Acres, Sold As Whole: Merchantable pine provides future income. $20K/yr. timber lease income. Cropland and timberland. Upland and creek bottom hardwood growth and several bold creeks provide excellent deer, turkey and small game habitat. Potential lake sites. Three board fence entrances from the Zebuba Road. Priced Reduced to $1,695/AC. Contact Eddie Drinkard, 706-318-3636, email: eddie.drinkard@ gmail.com, website: DrinkardRealEsatateSales.com access into this excellent hunting tract. Beautiful hardwood hillside, lots of oaks, and over 900 feet of creek frontage provide perfect deer, turkey, and small wildlife habitat. Several established food plots with 3 tower stands already in place. Paved frontage on Graball Road, 1/2 mile from Hwy. 79 and Hwy. 44. $2,350/AC. Contact Eddie Drinkard, 706-3183636, email: eddie.drinkard@gmail.com, website: DrinkardRealEstateSales.com Peach County Jones County 3480 Jackson Lake Road (Jasper County) ... Over 4000sf Home w/pasture (horses negotiable), pool (brick columns w/wrought-ironed fence & huge gazebo w/electrical outlets/hook-ups) & man-made fishing pond. Kitchen includes eat-in area, island w/ sink & bar, gas stove w/vent-a-hood, and plenty of oak cabinets overlooking keeping room w/built-in entertainment center & wood-burning fireplace. 4BR/4.5 BA, 2BRs upstairs each with own bath separated by their own den area, Sunroom, Office, Teenager Suite above garage, Geo-thermal heating & cooling system, 2500sf unfinished walk-out basement w/bay door, Wrap-around porch w/swing, enormous back deck overlooking pool & pond, Flag pole & fire hydrant beside home, Custom-built Treehouse w/real windows, swing set/see-saw/slide/etc ... all on 14 acres of ATV trails w/additional acreage available! Too much to list, Call Real Estate Insider today @ 478-988-1128 for more details! Worthington Woods... HomeSites Available! 2 to Dusty Road (Jones County) ... 123+/- acres located in the Dusty Lane & Clifton Ridge area between Macon & Gray off Hwy 129. May be divided $500k. Call Real Estate Insider @478 988-1128 LINCOLN COUNTY 4 acre tracts with mature planted pines. 1800sf minimum, all-brick/rock/stucco/hardi-board home & side-entry garage. Protective covenants, lighted streets, & underground utilities. DSL cable lines available through ComSouth. Located off Clopine Lake Road in small, quiet subdivision out in country, but close enough to I-75, shopping, school, RAFB, & Hospital. Call Real Estate Insider @ 478 988-1128 for your personal tour, updated plat, and copy of covenants. Jeff Davis County Lake Thurmond Retreat, 21.34 Acres: Corps property frontage on Lake Thurmond with a short distance from the shoreline. Corps permit for golf 86 Acres of Timber Nice Timber Tract!! 86 acres just outside of Hazlehurst, GA. This tract has a good stand of planted pines with a large amount of cart path to shoreline. Home site in view of the lake with protective covenants in place. Private gated entrance from Libson Road which is a Lincoln County graveled road. Excellent interior driveway leading to the Corps property. PRICED REDUCED TO AgGeorgia.27.Autumn 2012 River Road... Over 10 acres of mostly open land located off Hwy 49 right out of Fort Valley on River Road. $30,000 Call Real Estate Insider @ 478-988-1128 Seminole County 195.72 +-/Total Acres...Great timber investment or recreation tract. Including Approx. 145 acres of 18-22 year planted pines, five ponds surrounded by live oak trees, good road system,gated and a 10 acre cypress swamp. Good deer and duck hunting. Good road frontage. Great location near Bainbridge and Lake Seminole. Main Area Seminole County. MLS# 904298 $557,800 ($2850.00 per Acre) Call Mills Herndon at First Thomasville Realty at 229-226-6515 or 229-224-4115 . GA R.E. Lic #85910 9.77 Acres – Great Hunting Retreat Located in Washington County. Land includes a Cookhouse, Cabin, Mobile Home, 1 Well, 2 Septic Tanks, and a Skinning Pole. Cookhouse was built in 2004 with a kitchen, Living/Dining Area, ½ Bath, and Covered Front and Back Porch. Cabin is a 1 bedroom, 2 bath with kitchen and living room. Mobile home is a 2 bedroom, 1 bath, kitchen/dining, living, and front screened porch. $177,000. Contact Town & Country Real Estate @ 478-552-5681 or www. tandcrealestate.com 90.778 Acres off Duck Roost Road. Located 10 miles NE of Sandersville. Good interior road system. Pine and hardwood mixed. Great tract for hunting deer, turkey, and wild hogs. 2 small food plots. $1,200/acre. Contact Town & Country Real Estate @ 478-552-5681 or www.tandcrealestate.com Taliaferro County 2 Homes, Metal Barn, and Orchard on 113.77 Acres – A HUNTER’S PARADISE! 2 homes built in Home, Pool, Pond with Dock, and 14 Acres. 2,200 340 Acre Tract: Absolutely gorgeous farm with everything to offer! Beautiful home site or perfect for farming, hunting, recreation, or long term investment. 7 miles from I-20. Double paved road frontage with the north fork of the Little River as the back boundary. Fenced. 150 acres cleared for pasture. Abundance of wild life including deer, turkey, dove, and wild hogs. PRICE REDUCED! $2,750/acre. Contact Tom Aiken at 706-338-6267 or email jenaik@windstream.net sq. ft. home located at 1638 Walker Dairy Road, Warthen, Georgia. Gated entrance home with 3 bedrooms, 2 baths, utility, kitchen, living, dining, and sunroom. In-ground pool with cook decking. Storage building/pool house. Large shop building. Fencing. Dog Kennel. Beautifully landscaped. A MUST SEE! $200,000. Contact Town & Country Real Estate @ 478-552-5681 or www.tandcrealestate.com 2011. 2100 sq. ft. metal barn with 2 roll-up doors. 2 acre orchard with deer fencing. Orchard includes peach trees, blueberry and blackberry bushes, pear trees, pomegranate tree, fig tree, and muscadines. Acreage consists of 26 acres of planted pines 25-28 years old, large stand of hardwoods, creek on border, good roads throughout, food plots, 2, 190 ft. of paved frontage. REDUCED to $549,500. Contact Town & Country Real Estate @ 478-552-5681 or www. tandcrealestate.com Washington County 146.25 Acres on State Route 231. Located 10 miles Farm on Highway 68 South. 76.08 acres of beautiful Great Homesite Lot. 2.43 acres located off Tennille Harrison Road in The Groves Subdivision. Well and Septic Tank Required. Protective Covenants. Contact Town & Country Real Estate @ 478-552-5681 or www.tandcrealestate.com cropland. Fenced and cross-fenced. 3 mobile homes with 4 wells and 1 septic tank. 32X32 Horse Barn w/ hag storage area. Dirt floor storage barn. 40X80 hay and equipment barn. 40X40 Metal Building Radiator Shop with 4 pull up doors, 2 lifts, electric welder, vat, and MUCH MORE. 12X28 Metal Workshop with electricity. $285,000. Contact Town & Country Real Estate @ 478-552-5681 or www.tandcrealestate.com AgGeorgia.28.Autumn 2012 SE of Sandersville. 574 ft. of paved road frontage. Small creek on back line of property. Good interior road system. All marketable timber has been sold and cut. $995/acre. Contact Town & Country Real Estate @ 478-552-5681 or www.tandcrealestate.com Wayne County Headline 130 Acres, Great Hunting Land Hunters! Take a look. 130 acres located on Mt. Pleasant Road in Wayne County. This tract includes planted pines and some hardwood. A portion of the timber was previously harvested, but the tract still has plenty remaining. It is a great hunting tract in a rural, peaceful area. Priced to sell. $110,000 Contact Carter Group Real Estate at (912) 530-9515, www.cartergroupland.com, or charlie@cartergrouprealestate. com. Wayne County 104 Acre Home Place Quaint little country home-place located in Wayne County off of Highway 301 nestled in 104 Acres. This tract has a good stand of natural pine with some merchantable timber. It includes 3 rail white vinyl fencing, approx. 1000 sq ft home, several outdoor storage buildings, and carport. Privacy is no issue as it lies in a very rural area, but only 10 miles from town. This would be an excellent property for hunting or recreation, or with a little TLC, it would be a nice quiet place to call home. $170,000 Contact Carter Group Real Estate at (912) 530-9515, www.cartergroupland.com, or charlie@cartergrouprealestate.com. White County 23 Acres, Cultivation Good quality tract with 23.294 acres, offering cultivation and some woodland. This tract is located on Empire Road in Wayne County, GA with good highway frontage. It has been farmed for years and would be perfect for continued agriculture use or great for a homesite as it already has a well. It is in a rural area, but not far from town. Good land in a good location. $90,000 Contact Carter Group Real Estate at (912) 530-9515, www.cartergroupland.com, or kyle@cartergroupland. com. 385 Acres on the Atlamaha River. Located on the Altamaha River, at the north end of Wayne County, lies 385 Acres of prime hunting and/or recreational land with river frontage. This tract has been cut, but some hardwood still remains. 3800 feet of white sand and river water makes this a nice tract. This would be a perfect spot for a private getaway or hunting club. PRICE REDUCED! MAKE AN OFFER!! Carter Group Real Estate at (912) 530-9515, www. cartergroupland.com, or kyle@cartergroupland.com. RARE FIND! 10 acre tract in Sautee Valley, features 2 houses, one with 3BR/2BA the other home has 2BR/1BA. Ideal for horses, terrific grass to support 5-6 horses. 3 creeks, corner lot on Hwy 255. A perfect spot for a weekend getaway or full time residence, public water available at street. Owner is GA agent. $349,900 Rose Mariee 678-776-7437 rosemarie. allison@gmail.com ENJOY THE GOOD LIFE! Year round mountain and lake views, gentle access to the small lake, green house and workshop, this manicured estate includes 4 bedrooms, 3 baths, great rooms with vaulted ceiling, rock fireplace, custom gourmet kitchen with granite counters, stainless steel appliances, partially finished basement and every imaginable amenity. Not many better than this! $299,500 (97567) Ruth 706-4994702 ruth@ruthcamp.com STAGGERING MOUNTAIN VIEWS! Beautiful log and 141 Acres with Planted Pine and Creek Front. Pecan Orchard and Highway Frontage. Nice, Clean, Attractive 4.4 Acres with 29 pecan trees. These Stewart Pecan trees are over 20 years old and produce an abundance of pecans each year with little maintenance. This would be a perfect place with plenty of room to build your dream home tucked away in a small pecan orchard. It is in a great location, just off of Hwy 84 in Screven with over 750 feet of highway frontage. Great homesite or income producing investment! $29,900 Carter Group Real Estate, (912) 530-9515, www.cartergroupland.com, or kristen@cartergroupland.com Great Hunting Investment! This tract consists of 141 acres located in the rural town of Screven, GA. It offers 26+/- acres of planted pine, an all natural hardwood area, and good creek frontage. This is a nice quite area and could be a super hunting hideaway or a nice homesite. $139,000 Contact Carter Group Real Estate at (912) 530-9515, www.cartergroupland. com, or kyle@cartergroupland.com. AgGeorgia.29.Autumn 2012 hardi-plank home on 79 acres features 5BR/4.5BA with staggering mtn views, office, loft, finished terrace level, open kitchen 2/granite, 30x30 workshop. The 5th highest residential homesite in White County. A must see! $1,250,000 (98817) Ruth 706-499-4702 ruth@ruthcamp.com Wilkes County Wilkinson County 200 + acres, fenced and cross fenced, 12,416 sq ft corral, 2 wells, 16 watering locations, bordered by Beaver Dam Creek and Little River, .6 miles of dirt road frontage. Great home and 1,094.96+/- Acre Recreation Tract in Wilkinson County on Oconee River. The tract is located pond sites, approx. half wooded, half open pasture, excellent hunting. Secluded location on Happy Hollow Road, between Hwy 44 and Hwy 47, 5 miles south of Washington, GA. In one picture the land is to the right of the road and bordered by pine trees. Please e-mail dangaflat@yahoo.com or call (706) 214-0442. approximately 10.6 miles southeast of Toomsboro, GA. Acreage consists of 2 different tracts: The Pond Tract and River Tract. The Pond tract contains approximately 350 acres of planted pines, an approximate 13 acre fully stocked pond, and an approximate 10 acre dove field. The River tract is a mixture of hardwoods, cypress and cut over and has approximately 1.5 miles of frontage on the Oconee River. Electrical power, deep well and septic field are in place. There is an approximate 3,600 square foot metal storage building on slab. Additional chattel is included. Contact Bruce Elliott at Bruce Elliott & Associates, Inc., 478-746-0700 or Bruce@BruceElliottAssociates.com. Worth County Long View Tract, 202 Acres: Spectacular View from the crest of this awesome property making a perfect cabin site. The property borders Clarks Creek, a major Wilkes County stream which feeds interior creeks and creates a potential lake site. Approximately 50 acres of mature upland and bottom land hardwoods and excellent stand planted pines. Good interior roads make property easily accessible. Great deer, turkey, and small game habitat! Priced reduced: $1,975/AC. ($398,950). Contact Eddie Drinkard, 706-318-3636, email: eddie.drinkard@ gmail.com, website: DrinkardRealEstateSales.com $265,000 - 2964 sf w/17.58 acres - Beautiful 4 BR/2 1/2 BA Home on 17+ acres with 17 year old Timber. Owner says, “Bring Offers!” 2513 GA Hwy 33, Sylvester, GA 31791 Contact Browning Brass Key Realty, (800) 958-2317 Broad River Bluff, 154.35 Acres: A Sportsman’s Paradise! 4,000 ft. of Broad River Frontage! Ducks, deer, turkey, fishing and canoeing!! This property has it all! Interior roads and food plots. Price Reduced! $2395/AC. Owner/Broker, Contact Eddie Drinkard, 706-318-3636, email: eddie.drinkard@gmail.com, website: DrinkardRealEstateSales.com AgGeorgia.30.Autumn 2012 PRSRT STD U.S. POSTAGE AgGeorgia Farm Credit P.O. Box 1820 Perry, GA 31069 PAID COLUMBIA SC PERMIT 1160 Office Locations Cartersville Gainesville Ocilla Sandersville 1300 East Main Street Cartersville, GA 30120 (770) 382-3637 501 Broad Street Gainesville, GA 30501 (770) 534-5395 302 S. Cherry Street Ocilla, GA 31774 (229) 468-5900 775 Sparta Road Sandersville, GA 31082 (478) 552-6922 Chatsworth LaFayette Perry Sylvester 19 Woodlake Drive Chatsworth, GA 30705 (706) 695-0020 700 East Villanow Street LaFayette, GA 30728 (706) 638-1940 468 Perry Parkway Perry, GA 31069 (478) 987-1434 105 Dexter Wilson Blvd Sylvester, GA 31791 (229) 776-5599 Clarkesville Montezuma Quitman Tifton 102 Blacksnake Road Mt. Airy, GA 30563 (706) 754-4158 317 Walnut Street Montezuma, GA 31063 (478) 472-5156 504 E. Screven Street Quitman, GA 31643 (229) 263-7551 1807 King Road Tifton, GA 31794 (229) 382-4300 Cordele Moultrie Rome Washington 1207 South Greer Street Cordele, GA 31010 (229) 273-3927 22 5th Avenue., SE Moultrie, GA 31768 (229) 985-3893 701 East 2nd Avenue Rome, GA 30162 (706) 291-6340 U.S. 78, 311 North Bypass Washington, GA 30673 (706) 678-7088 Dublin Nashville Royston Waynesboro 826 Bellevue Avenue Dublin, GA 31021 (478) 272-3255 707 N. Davis Street Nashville, GA 31639 (229) 686-5081 675 Church Street Royston, GA 30662 (706) 245-6142 176 Highway 80 West Waynesboro, GA 30830 (706) 554-2107 www.aggeorgia.comwww.landbanksolutions.com