money matters - Racine Municipal Employees Credit Union

money matters
Winter 2014
The quarterly newsletter for members of the Racine Municipal Employees Credit Union
RMECU announces
partnership with
AmeriCU Mortgage
We are happy to announce
a new partnership with
AmeriCU Mortgage. This
partnership will allow us to
better serve our member’s
mortgage needs. The credit
union has always offered,
and will continue to offer 1st
and 2nd Mortgage Equity
Loans, as well as 1st and 2nd
home equity line of credit
Mortgages. AmeriCU will be
able to assist our members
Happy New Year from RMECU
I am very excited for this newsletter! We have
so much to share and what better way to start
the New Year than with a few new programs
for our membership. Information about these
new programs is included in this newsletter.
I encourage everyone to read the great things
we have to share.
I hope everyone had a safe and wonderful
holiday season. All of us at RMECU send a
heartfelt thank you to everyone who brought
us treats during the holidays. Your kindness
is greatly appreciated.
From the staff here at RMECU, we wish you
and your family a happy and healthy new year.
—Nicole Christensen
with mortgage loan options
such as VA, FHA, Harp,
USDA and Conventional
for the purchase and/or
refinance of your home or
investment property.
AmeriCU has been
successfully assisting credit
union members for over 20
years and we are confident
you will receive the same
level of service you have
come to enjoy from your
credit union. RMECU will
provide you with an
AmeriCU referral if we are
unable to serve your
mortgage needs in house.
VITA is here to help
Racine Kenosha Community
Action Agency, Inc. has
provided the VITA program
(Volunteer Income Tax
Assistance) to Racine residents
whose annual income is under
$49,000.
VITA is made up of IRS trained
volunteers that provide no-cost
tax return and electronic filing
services. There are two sites
that will be available to you
for the 2013 tax year by
appointment only:
Beginning Saturday, February 1,
2014 through April 12, 2014
Racine Public Library
75 7th St. 12:00pm-3:00pm
(Saturdays only)
Beginning Monday February 3,
2014 through April 15, 2014
Racine County Workforce
Development Center
1717 Taylor Ave
Monday-Thursday
4:30-8:00pm
The waiting list starts January 1.
To schedule an appointment
please contact (262) 637-8377
or visit www.rkcaa.org and
click on VITA link. If you have
any other questions feel free
to contact the credit union
as well.
“VITA was very helpful,
organized and best of all
FREE!”
—RMECU Member
“I used the free service last
year and was very pleased.
They were very professional
and friendly. The wait was
short and they finished my
return in a timely manner.
You can choose to have your
refund mailed or directly
deposited into your account.”
—Pennie
Target Data Breach
On December 19, 2013, Target
announced unauthorized
access to millions of
customers’ credit and debit
card payment information.
If you used your credit or debit
card between November 27
and December 15, 2013 at a
Target store in the U.S., your
card information may have
been compromised. Purchases
made online at Target.com are
unaffected. Target has also
announced that PIN data was
not compromised. The breach
was resolved immediately and
you can safely use your credit,
debit or REDcard.
If you believe or know you
used your RMECU credit or
debit card at Target during the
specified time period, you
may want to consider taking
precautionary steps to reduce
your risk of unauthorized
activity.
(continued on back)
here to
serve you
STAFF MEMBERS
Nicole Christensen-Zabler
President
Penelope Schatzman
Head Teller
Deb Johnson
Loan Officer/Member Services
Melissa Conley
Teller
Marketing Coordinator
Kathy Rovik
Teller
BOARD MEMBERS
Charles Ricchio
Chairman
Alan Wheeler
Vice Chairman
Michelle Gericke
Secretary
Terry Maier
Treasurer
Robert Bagley
Director
Carolyn Moskonas
Director
Scott Sharp
Director
CREDIT COMMITTEE
Ronald Christensen
Brian Hlavka
Richard Mielcarek
HOURS
Lobby:
Monday-Wednesday: 9am-5pm
Thursday-Friday: 9am-5:30pm
Drive Thru:
Monday-Wednesday: 9am-5pm
Thursday-Friday: 9am-5:30pm
Saturday: 9am-12:30pm
RMECU ROUTING NUMBER
275981420
LOST/STOLEN CARDS
Call the Credit Union
After Hours Call:
Debit/ATM Card
1-800-523-4175
Credit Card
1-800-322-8472
RACINE MUNICIPAL
EMPLOYEES CREDIT UNION
1907 Lathrop Ave.
Racine, WI 53405
Phone: 262-637-7274
Fax: 262-637-0491
E-mail: nicole@rmecu.org
Website: www.rmecu.org
RMECU offers free
Accidental Death
& Dismemberment
Insurance
Save thousands with Invest in America
At Racine Municipal Employees CU, we know you work hard to
earn your money. And we think you should keep as much of it as
possible. That’s why we’ve teamed up with Invest in America to
bring you savings on the things you buy every day from trusted
American companies.
Save hundreds, even thousands on everything from your cell
phone bill with Sprint or a brand new GM vehicle to filing your
taxes and online discounts at over 1,200 major retailers with
Shop America.
Discover how much you could save. Visit LoveMyCreditUnion.org
or contact the credit union at 262-637-7274.
Target Data Breach (continued from front)
• Closely monitor your card activity through Member.Net,
our online banking system. If you are not setup to view your
account online, please call us and we can help you get set up.
• Set up alerts for one or more cards using the www.v.me
website by VISA.
• Change your PIN on your debit card. Give us a call at
262-637-7274 or ask next time you are in the credit union
and we can help you with changing your PIN.
• Request your card be blocked and a new card be issued.
A new card will take 7-10 business days to arrive.
As a result of this data breach, phishing emails, phone calls or
text messages asking for social security numbers, credit/debit
card numbers and/or account information are also going to be
a concern. Your SSN was not compromised as part of this data
breach. Do not reply or respond with your personal or account
information should you receive this type of fraud communication.
We would like to remind our members that we would never
contact you on an unsolicited basis for your account information
or credit and/or debit card numbers.
For more information from Target on this situation, visit Target’s
pressroom at pressroom.target.com.
dates
to remember
January 20
(Monday)
Martin Luther King Day
(closed)
February 17
(Monday)
Presidents Day
(closed)
March 9
(Sunday)
Daylight Savings
Some of you may already
have this insurance coverage
offered to you as a credit
union member. For those of
you who do not, you will be
receiving a mailing offering
you $1000 in coverage as an
RMECU member at no cost.
To receive this free offer of
$1,000 in coverage you will
need to return the enrollment
form that was mailed to you.
You may also enroll in
additional coverage for
yourself and family at a cost.
Accidental Death and
Dismemberment covers the
insured in the event of loss of
life, limb, sight, speech, or
hearing due to an accident. All
credit union members who are
18 and older are eligible, as well
as their dependent children.
Check your mail for information
being sent to you regarding
this insurance coverage. This
insurance is being offered to
you as a member of the credit
union; however it is not
administered by the credit
union. If you currently have
this coverage or are interested
in more information please
contact a representative at
1-877-309-6576, weekdays
7:00am – 8:00pm, and
Saturdays 8:30am to
5:00pm, CST.
kids corner
Just like we promised, we’ve made some changes to our
Kids Savings Club. We are very excited to introduce our new
mascot – Patrick The Pig!
Patrick will be making his arrival
to his new credit union home in
January and we invite you all to
come in and meet him.
Receive a very special gift from
Patrick when you make a deposit
into your existing savings account
in January. For those of you who
don’t yet have a savings with us,
open a new account and receive
your very own Patrick The Pig bank!