Money Matters - Racine Municipal Employees Credit Union

Racine Municipal
Employees Credit Union
Spring 2012
Money Matters
Talk About
Full Service!
You come get your checks and
everything else you may need
from the credit union, then
don’t you hate when you have
to stop at the post office or
gas station for stamps or an
envelope? Well not anymore!
President’s Message
Every time I attend a meeting with other credit
If it is a motorcycle you are after, we currently
unions, it amazes me to see the exuberance
have a special that can’t be beat. Check out
and energy that the CU people have for their
our great deals at www.rmecu.org.
jobs, their credit unions and their members.
It really is true that members of credit unions
are thought of as family, rather than customers.
At the risk of sounding like a broken record,
I would like to encourage as many of you as
possible to sign up for E-statements. There
Let’s keep our family going in a positive
is no risk involved, and your information
direction. Tell your family and friends about us.
is available on the 1st of the month. With
The best form of advertising is word of mouth
E-statements there are no papers to file,
We now are selling single
by those who are benefiting from membership.
no waiting to get your statement in the mail,
stamps, and mailing envelopes.
Our charter is open to government and school
and we will keep it on your MemberNet
The envelopes are $0.25 cents.
employees working or living in Racine County.
account indefinitely. Consider helping us be
You may get a pre-stamped
If your referral joins the CU, we will enter your
more eco-friendly by going paperless with
envelope for $0.75 cents.
name in a drawing for a $50.00 gas card!
your statements.
You can still purchase a book
With gas prices reaching record highs, maybe
We here at RMECU, where members matter,
of stamps for $9. Get your
now is the time to get that fuel-efficient vehicle.
wish you a safe and relaxing summer . . .
cashier’s checks, and money
Our rates are the lowest in the area. We can
orders, fill out the envelope and
help you get into that new or used car now.
Go Brewers!
drop it in our mailbox. Here at
RMECU - Where Members
Matter, we like to make things
easier for you!
Members Helping Members Spotlight
Racine All-Stars is a traveling basketball team made up of 5th and 6th grade girls from Racine and
Kenosha. They are headed by Coach Tim. He has been coaching boys and girls for five years.
Refer a Member
and Get Gassed!
For a limited time we will be
holding a drawing for a $50.00
Coach Tim’s purpose for coaching is to better their basketball knowledge
and skills, teach teamwork and improve self esteem.
We will be accepting donations for the team at the
credit union. If you would like to make a donation, you
may do so by calling the credit union or writing a check
gas card. Refer a member
made payable to Racine All-Stars. If you’re interested in
and your name will go into
learning more about this team please email Coach Tim
the hat for a chance to win
at hooper3434@yahoo.com.
a $50.00 gas card. The more
The girls have their first tournament April 13-15
members you refer, the better
your chances!
at MSOE in Milwaukee. Good luck this season to the
Racine All-Stars!!!
Here to
Serve You
STAFF MEMBERS
Jim Yoghourtjian
President
Penelope Schatzman
Member Services/Head Teller
Deb Johnson
Loan Officer/Member Services
Nicole Christensen
Accounting Manager
Compliance Officer
Melissa Conley
Teller
Marketing Coordinator
Kathy Rovik
Teller
BOARD MEMBERS
Charles Ricchio
Chairman
Alan Wheeler
Vice Chairman
Michelle Gericke
Secretary
Terry Maier
Treasurer
Robert Bagley
Director
Carolyn Moskonas
Director
Scott Sharp
Director
Debit Cards:
Cautions and
Concerns
Spring Cleaning
We here at RMECU know how much you
appreciate the convenience of using your debit
card. When you are in a hurry, just swipe your
card and it will come out of your account
automatically. Even with this convenience,
as a precautionary measure, we would like
to discourage you from using your debit card
for certain types of transactions. When joining
one of the fitness centers or when ordering
things online, or using a Paypal account,
you may want to consider other alternatives
for more protection.
• Tax documents - after 7 years
Any of these types of transactions may be
processed through ACH by giving them our
routing number, 275981420, and your account
number with 00 after your account number for
savings and 09 for checking.
Another method of payment could be our
RMECU Visa Credit Card. You can pick up an
application by stopping in the CU. Any one of
our staff will be happy to assist you with filling
one out.
Have you started your spring cleaning?
Please keep in mind how long you should keep
important documents. You may use this handy
little time frame:
•S
tatements (monthly, quarterly, credit card) 5-7 years
• Receipts - 1 year
• Paid loan documents
- Car - until vehicle is sold
- Mortgage - 7 years
- Signature - 2 years
If you do not want your receipt or statement
when we give it to you here at the credit union,
please don’t throw it away in the trash in the
lobby or rip it up and leave it in your car.
We can shred it for you.
Dates to Remember
Tax Day . . . . . . . . . . . . . . . Tuesday, April 17
Youth Week . . . . . . . . . . . . . . . . . April 22-28
Memorial Day (closed) . . . . . . Monday, May 28
Independence Day (closed) . Wednesday, July 4
CREDIT COMMITTEE
Ronald Christensen
Brian Hlavka
Richard Mielcarek
HOURS
Lobby:
Monday-Wednesday: 9am-5pm
Thursday-Friday: 9am-5:30pm
Drive Thru:
Monday-Wednesday: 9am-5pm
Thursday-Friday: 9am-5:30pm
Saturday: 9am-12:30pm
RACINE MUNICIPAL
EMPLOYEES CREDIT UNION
1907 Lathrop Ave.
Racine, WI 53405
Phone: 262-637-7274
Fax: 262-637-0491
E-mail: jim@rmecu.org
Website: www.rmecu.org
Kids Corner
Parents- It’s that time of year again; make sure you visit the credit union
during April 22nd-28th for National Youth Week. Bring your children in
to make a deposit and their name will be entered into a drawing for a
prize. Now is the best time to open an account. Help us transform our
youth into Super Savers.
Younger than age 5
• Introduce the concept of money by giving your children change
to spend occasionally when you go to the store. Limit their options
to save time and avoid conflict.
Ages 5 to 10
•L
et your children save for something they really want. Rewards reinforce your child’s savings
habits, so connect savings to spending.
Ages 11 to 14
• Take your children on shopping trips to teach them what things cost.
•E
ncourage jobs for extra money, such as babysitting, yard work, or pet care.